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Home Insurance Rates in 32664

For homeowners shopping online in 32664, our insurance rates are very competitive for homeowners living in Mc Intosh, FL. Many homeowners based out of the great city of Mc Intosh have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 32664, simply click the "Get Multiple Quotes Now" button. Your 32664 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Mc Intosh, FL Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

32664 Home Insurance Rating is: Very High!

If you live in 32664, you can easily save up to 40% off the average home insurance premium of $1637 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Mc Intosh can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 32664 today!

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32664 Home Insurance Average Premiums

Local 32664 homeowners insurance quotes comparison

$1387 /yr.

Shows Zip Code: 32664 lowest rates with discounts applied on average.

For the 32664, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1387 /yr.
Average Coverage:$1637 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1937 /yr.

What is the average home insurance cost for a home in 32664?

  • • The average homeowners insurance premium paid annually for a home in 32664 is around $1637 per year.

What does it cost on average per month for home insurance in 32664?

  • • Homeowners in 32664 pay a monthly average cost per month around $136.00.

What kind of discount could I get if I combine my home and auto insurance together in 32664?

  • • Autoowners in 32664 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mc Intosh area, check out other zip codes nearby 32664.
Review average rates in another zip code:
32664 homeowners insurance rates

Home Replacement Cost Coverage in 32664

Average Building Cost Per Square Foot in 32664: $167

Location: Mc Intosh, Florida (Marion County)

Average Square Footage in 32664: 1,040 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32664 before you start any project. Mc Intosh homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32664 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32664 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,040 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mc Intosh area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,040$173,600
Additional Upgrades & Added Features$2091,040$217,000
Major Home Updates or Advancements$2511,040$260,400

It's important to understand that when you estimate your replacement cost of your home in the 32664 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32664

Best Home & Auto Insurance Agencies in 32664

Housing Demographics for 32664

Population Review for 32664 Zip Code

For the city of Mc Intosh, the population within 32664 has increased to over 0 residents in population size. The current population total is 504. We have broken down the population based on race below. In 32664, there are over 244 in male population and 260 females.

PopulationValues
Total Population504
White Population419
Black Population38
Hispanic Population25
Asian Population1
Hawaiian Population1
Indian Population0
Other Population5
Male Population244
Female Population260
Population Estimate0

Household Data for 32664

The average number of homes in 32664 is around 224, there are an average of 2.25 per household. The average house value according to local real estate values is around $173,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode224
Persons Per Household2.25
Average House Value$173,600
Income Per Household$54663
Median Age55.2
Median Age Male52.8
Median Age Female57.0
32664 DetailsValues
StateFL
State Full NameFlorida
City TypeZ
City Alias Abbreviation
Area Code352
CityMc Intosh
City Alias NameMC INTOSH
CountyMarion
County FIPS083
State FIPS12
Time Zone5
Day Light SavingY
MSA5790
PMSA
CSA
CBSA36100
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOcala, FL
MSA_NameOcala, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses15
Number Of Employees67
Business First Quarter Payroll338
Business Annual Payroll1534
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population331298
CBSA Division Population0
Congressional District03
Congressional LandArea7306.05
Delivery Residential0
Delivery Business0
Delivery Total365
Preferred Last Line KeyY22361
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY22361
Land Area0.832000
Water Area0.000000
City Alias Code
City Mixed CaseMc Intosh
City Alias Mixed CaseMc Intosh
Box Count339
SFDU0
MFDU0
State ANSI12
County ANSI083
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number115520
Unique ZIP Name
SSA State County Code10410
Medicare CBSA Code36100
Medicare CBSA NameOcala, FL
Medicare CBSA TypeMetro
Market Rating Area ID41
County Mixed CaseMarion

Florida Homeowners Insurance News & Information

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]

  • Why is Florida homeowners insurance so expensive? Posted on Friday 22nd September, 2023

    Homeowner insurance premiums are dramatically heading up this year, particularly in states that are prone to natural disasters. According to a new report from Policygenius, the average homeowner policy went up 21% nationally which is on top of a 12% increase that homeowners endured last year.  As usual, Florida is at the top of the […]