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32535 Home Insurance Rates & Premiums

Did you know there are over 6,043 people living within the 32535 zip code area? There are over 1,796 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 32535.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-888-685-4704, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Florida are on the rise. The estimated average premium is around $1,631 a year for a standard homeowners insurance policy in Century. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Century, FL Homeowners Insurance Quotes Online

32535 Home Insurance Average Premiums

Local 32535 homeowners insurance quotes comparison

$1381 /yr.

Shows Zip Code: 32535 lowest rates with discounts applied on average.

For the 32535, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1381 /yr.
Average Coverage:$1631 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1931 /yr.

What is the average home insurance cost for a home in 32535?

  • • The average homeowners insurance premium paid annually for a home in 32535 is around $1631 per year.

What does it cost on average per month for home insurance in 32535?

  • • Homeowners in 32535 pay a monthly average cost per month around $136.00.

What kind of discount could I get if I combine my home and auto insurance together in 32535?

  • • Autoowners in 32535 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Century area, check out other zip codes nearby 32535.
Review average rates in another zip code:
32535 homeowners insurance rates

Home Replacement Cost Coverage in 32535

Average Building Cost Per Square Foot in 32535: $167

Location: Century, Florida (Escambia County)

Average Square Footage in 32535: 444 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32535 before you start any project. Century homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32535 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32535 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 444 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Century area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$167444$74,100
Additional Upgrades & Added Features$209444$92,625
Major Home Updates or Advancements$251444$111,150

It's important to understand that when you estimate your replacement cost of your home in the 32535 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32535

Best Home & Auto Insurance Agencies in 32535

Allstate Insurance Companies

Address: 1310 Hwy 29 N Century, FL 32535
Phone:
Website:
Info:

Housing Demographics for 32535

Population Review for 32535 Zip Code

For the city of Century, the population within 32535 has increased to over 4,681 residents in population size. The current population total is 6,043. We have broken down the population based on race below. In 32535, there are over 3727 in male population and 2316 females.

PopulationValues
Total Population6,043
White Population3653
Black Population1930
Hispanic Population252
Asian Population14
Hawaiian Population12
Indian Population93
Other Population105
Male Population3727
Female Population2316
Population Estimate4681

Household Data for 32535

The average number of homes in 32535 is around 1,796, there are an average of 2.45 per household. The average house value according to local real estate values is around $74,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,796
Persons Per Household2.45
Average House Value$74,100
Income Per Household$37076
Median Age40.0
Median Age Male39.2
Median Age Female42.8
32535 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code850/448
CityCentury
City Alias NameCENTURY
CountyEscambia
County FIPS033
State FIPS12
Time Zone6
Day Light SavingY
MSA6080
PMSA
CSA
CBSA37860
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePensacola-Ferry Pass-Brent, FL
MSA_NamePensacola, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses62
Number Of Employees632
Business First Quarter Payroll5355
Business Annual Payroll27003
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population448991
CBSA Division Population0
Congressional District01
Congressional LandArea4016.3
Delivery Residential1911
Delivery Business75
Delivery Total4517
Preferred Last Line KeyY21570
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY21570
Land Area70.507000
Water Area1.972000
City Alias Code
City Mixed CaseCentury
City Alias Mixed CaseCentury
Box Count291
SFDU1739
MFDU0
State ANSI12
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number111455
Unique ZIP Name
SSA State County Code10160
Medicare CBSA Code37860
Medicare CBSA NamePensacola-Ferry Pass-Brent, FL
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseEscambia

Florida Homeowners Insurance News & Information

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]