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32533 Homeowners Insurance Quotes & Rates

Cantonment residents living within the 11,446 homes available in the zip code of 32533 are shopping online to compare cheaper and more affordable Cantonment, FL home insurance rates. In the great city of Cantonment, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Florida is around $1,989 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 32533 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 32533 home insurance rates today! Please give us a call now at 1-888-685-4704. For Cantonment, FL Homeowners Insurance Quotes, Click to easily get started!

32533 Home Insurance Average Premiums

Local 32533 homeowners insurance quotes comparison

$1739 /yr.

Shows Zip Code: 32533 lowest rates with discounts applied on average.

For the 32533, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1739 /yr.
Average Coverage:$1989 /yr.
2600 sq. ft. or higher
(all discounts applied)
$2289 /yr.

What is the average home insurance cost for a home in 32533?

  • • The average homeowners insurance premium paid annually for a home in 32533 is around $1989 per year.

What does it cost on average per month for home insurance in 32533?

  • • Homeowners in 32533 pay a monthly average cost per month around $166.00.

What kind of discount could I get if I combine my home and auto insurance together in 32533?

  • • Autoowners in 32533 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Cantonment, check out other zip codes nearby 32533.
To review average rates in another zip code, click on a zip code below:
32533  | 

Home Replacement Cost Coverage in 32533

Average Building Cost Per Square Foot in 32533: $167

Location: Cantonment, Florida (Escambia County)

Average Square Footage in 32533: 1,205 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32533 before you start any project. Cantonment homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32533 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32533 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,205 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cantonment area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,205$201,300
Additional Upgrades & Added Features$2091,205$251,625
Major Home Updates or Advancements$2511,205$301,950

It's important to understand that when you estimate your replacement cost of your home in the 32533 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32533

Best Home & Auto Insurance Agencies in 32533

Housing Demographics for 32533

Population Review for 32533 Zip Code

For the city of Cantonment, the population within 32533 has increased to over 34,243 residents in population size. The current population total is 30,517. We have broken down the population based on race below. In 32533, there are over 14856 in male population and 15661 females.

PopulationValues
Total Population30,517
White Population23276
Black Population3823
Hispanic Population1164
Asian Population589
Hawaiian Population34
Indian Population251
Other Population345
Male Population14856
Female Population15661
Population Estimate34243

Household Data for 32533

The average number of homes in 32533 is around 11,446, there are an average of 2.65 per household. The average house value according to local real estate values is around $201,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,446
Persons Per Household2.65
Average House Value$201,300
Income Per Household$80973
Median Age42.5
Median Age Male41.0
Median Age Female44.0
32533 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code850/448
CityCantonment
City Alias NameCANTONMENT
CountyEscambia
County FIPS033
State FIPS12
Time Zone6
Day Light SavingY
MSA6080
PMSA
CSA
CBSA37860
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePensacola-Ferry Pass-Brent, FL
MSA_NamePensacola, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses407
Number Of Employees4493
Business First Quarter Payroll64180
Business Annual Payroll286453
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population448991
CBSA Division Population0
Congressional District01
Congressional LandArea4016.3
Delivery Residential12922
Delivery Business275
Delivery Total13688
Preferred Last Line KeyY21534
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY21534
Land Area77.169000
Water Area1.364000
City Alias Code
City Mixed CaseCantonment
City Alias Mixed CaseCantonment
Box Count354
SFDU10517
MFDU37
State ANSI12
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number111320
Unique ZIP Name
SSA State County Code10160
Medicare CBSA Code37860
Medicare CBSA NamePensacola-Ferry Pass-Brent, FL
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseEscambia

Florida Homeowners Insurance News & Information

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    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • Homeowners in Florida Finally See Relief From Higher Insurance Costs Posted on Wednesday 27th August, 2025

    According to a recent Realtor.com article, homeowners in Florida, at least some of them, may finally seem some relief from higher homeowner insurance costs.  Florida Peninsula Insurance which is one of the largest private party property insurers recently announced that it is hoping to significantly lower premiums for roughly 170,000 policyholders.  Florida Peninsula has filed […]

  • Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025

    Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums.  In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help.  Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]

  • Florida home insurance and hurricanes How to Prepare Before Hurricanes Threaten Florida Posted on Monday 19th May, 2025

    Hurricane season is quickly approaching and one of the most important things to do before a storm hits is to make sure your insurance coverage is up to date and your coverage levels are sufficient in the event your home is damaged by severe weather. Regardless of whether you own a home or are renting, […]

  • New Home Insurance Company Launches in Florida, Shows Signs of Improvement Posted on Tuesday 13th May, 2025

    According to Office of Insurance Regulation and leaders in the industry, Florida may finally be emerging from the insurance crisis that it has suffered through for the last decade. Insurance companies operating in the state are starting to stabilize rates and new insurance companies are entering the Florida market.  Recently, the Office of Insurance Regulation […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]