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32533 Homeowners Insurance Quotes & Rates

Cantonment residents living within the 11,446 homes available in the zip code of 32533 are shopping online to compare cheaper and more affordable Cantonment, FL home insurance rates. In the great city of Cantonment, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Florida is around $1,627 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 32533 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 32533 home insurance rates today! Please give us a call now at 1-888-685-4704. For Cantonment, FL Homeowners Insurance Quotes, Click to easily get started!

32533 Home Insurance Average Premiums

Local 32533 homeowners insurance quotes comparison

$1377 /yr.

Shows Zip Code: 32533 lowest rates with discounts applied on average.

For the 32533, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1377 /yr.
Average Coverage:$1627 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1927 /yr.

What is the average home insurance cost for a home in 32533?

  • • The average homeowners insurance premium paid annually for a home in 32533 is around $1627 per year.

What does it cost on average per month for home insurance in 32533?

  • • Homeowners in 32533 pay a monthly average cost per month around $136.00.

What kind of discount could I get if I combine my home and auto insurance together in 32533?

  • • Autoowners in 32533 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cantonment area, check out other zip codes nearby 32533.
Review average rates in another zip code:
32533 homeowners insurance rates

Home Replacement Cost Coverage in 32533

Average Building Cost Per Square Foot in 32533: $167

Location: Cantonment, Florida (Escambia County)

Average Square Footage in 32533: 1,205 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32533 before you start any project. Cantonment homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32533 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32533 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,205 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cantonment area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,205$201,300
Additional Upgrades & Added Features$2091,205$251,625
Major Home Updates or Advancements$2511,205$301,950

It's important to understand that when you estimate your replacement cost of your home in the 32533 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32533

Best Home & Auto Insurance Agencies in 32533

Housing Demographics for 32533

Population Review for 32533 Zip Code

For the city of Cantonment, the population within 32533 has increased to over 34,243 residents in population size. The current population total is 30,517. We have broken down the population based on race below. In 32533, there are over 14856 in male population and 15661 females.

PopulationValues
Total Population30,517
White Population23276
Black Population3823
Hispanic Population1164
Asian Population589
Hawaiian Population34
Indian Population251
Other Population345
Male Population14856
Female Population15661
Population Estimate34243

Household Data for 32533

The average number of homes in 32533 is around 11,446, there are an average of 2.65 per household. The average house value according to local real estate values is around $201,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,446
Persons Per Household2.65
Average House Value$201,300
Income Per Household$80973
Median Age42.5
Median Age Male41.0
Median Age Female44.0
32533 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code850/448
CityCantonment
City Alias NameCANTONMENT
CountyEscambia
County FIPS033
State FIPS12
Time Zone6
Day Light SavingY
MSA6080
PMSA
CSA
CBSA37860
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePensacola-Ferry Pass-Brent, FL
MSA_NamePensacola, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses407
Number Of Employees4493
Business First Quarter Payroll64180
Business Annual Payroll286453
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population448991
CBSA Division Population0
Congressional District01
Congressional LandArea4016.3
Delivery Residential12922
Delivery Business275
Delivery Total13688
Preferred Last Line KeyY21534
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY21534
Land Area77.169000
Water Area1.364000
City Alias Code
City Mixed CaseCantonment
City Alias Mixed CaseCantonment
Box Count354
SFDU10517
MFDU37
State ANSI12
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number111320
Unique ZIP Name
SSA State County Code10160
Medicare CBSA Code37860
Medicare CBSA NamePensacola-Ferry Pass-Brent, FL
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseEscambia

Florida Homeowners Insurance News & Information

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]

  • Why is Florida homeowners insurance so expensive? Posted on Friday 22nd September, 2023

    Homeowner insurance premiums are dramatically heading up this year, particularly in states that are prone to natural disasters. According to a new report from Policygenius, the average homeowner policy went up 21% nationally which is on top of a 12% increase that homeowners endured last year.  As usual, Florida is at the top of the […]