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Home Insurance in 32257

If your primary reason for shopping for homeowners insurance in the 32257 zip code is based primarily on the rising cost of your home insurance premium. Then, it's imporant to know that our rates are very competitive for homeowners living in Jacksonville, FL. Many homeowners that live in the 32257 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase up to 12 carriers that we will shop for you. Plus, our home insurance quotes are free and our Florida licensed agents can also provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free homeowners insurance quote, simply click the "Get Multiple Quotes Now" button at the top. Your 32257 zip code should already appear in the zip code field ready to go. For Jacksonville, FL Homeowners Insurance Quotes, Click to easily get started!

Average Homeowners Premiums in 32257

Homeowners living in the city of Jacksonville are paying on average around $1586 per year for homeowners insurance coverage. This estimated premium is based on a standard HO-3 policy which covers the basic requirements if your home was ever damaged. This is also a minimum requirement by mortgage lenders if there is a lien on your home. A basic policy will cover your home, contents, loss of use, liability and medical payments. It's important to know that homes in the 32257 zip code with a standard homeowners policy does not cover flood damage. You will need to purchase a seperate flood policy to add this additional coverage. Florida home insurance premiums have been recently ranked 1 in the country in terms of the annual cost of premiums. Because premiums in 32257 are higher compared to other states it is always a good idea to shop your home insurance coverage. Our online quoting application can easily help you compare the best rates and coverage options.

Easily Compare 32257 Home Insurance Quotes Now!

We enjoy helping you do two very important things: First, we like to help you save more money per year on your homeowners insurance. Second, we like to help you learn about the best coverage options for your home in Jacksonville. It is possible to pay a lower premium and get more enhanced coverage. Let us help you shop your home insurance premiums today!

32257 Home Insurance Average Premiums

Local 32257 homeowners insurance quotes comparison

$1336 /yr.

Shows Zip Code: 32257 lowest rates with discounts applied on average.

For the 32257, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1336 /yr.
Average Coverage:$1586 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1886 /yr.

What is the average home insurance cost for a home in 32257?

  • • The average homeowners insurance premium paid annually for a home in 32257 is around $1586 per year.

What does it cost on average per month for home insurance in 32257?

  • • Homeowners in 32257 pay a monthly average cost per month around $132.00.

What kind of discount could I get if I combine my home and auto insurance together in 32257?

  • • Autoowners in 32257 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jacksonville area, check out other zip codes nearby 32257.
Review average rates in another zip code:
32226 homeowners insurance rates
32211 homeowners insurance rates
32228 homeowners insurance rates
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32277 homeowners insurance rates
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32223 homeowners insurance rates
32225 homeowners insurance rates
32207 homeowners insurance rates
32216 homeowners insurance rates

Home Replacement Cost Coverage in 32257

Average Building Cost Per Square Foot in 32257: $167

Location: Jacksonville, Florida (Duval County)

Average Square Footage in 32257: 1,410 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32257 before you start any project. Jacksonville homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32257 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32257 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,410 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jacksonville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,410$235,400
Additional Upgrades & Added Features$2091,410$294,250
Major Home Updates or Advancements$2511,410$353,100

It's important to understand that when you estimate your replacement cost of your home in the 32257 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32257

Alto Insurance Company

Address: 9825 San Jose Boulevard Suite 36 Jacksonville, FL 32257
Phone: (904)886-4222
Website: www.altoinscorp.com

Best Home & Auto Insurance Agencies in 32257

Green, Tiffany - Allstate

Address: 11018 Old St Augustine Rd, #112 Jacksonville, FL 32257
Phone:
Website: http://www.allstateagencies.com/TIFFANYGREEN/Welcome/
Info:

O'Connor, Richard Owner - Richard O'Connor Allstate Insurance

Address: 9965 San Jose Blvd Jacksonville, FL 32257
Phone:
Website: http://www.allstateagencies.com/roconnor2/welcome
Info:

Avenues Insurance

Address: 5050 Sunbeam Rd, #4 Jacksonville, FL 32257
Phone:
Website:
Info:

Alto Insurance Company

Address: 9825 San Jose Blvd, #36 Jacksonville, FL 32257
Phone:
Website: http://www.altoinscorp.com
Info:

Mandarin Insurance Center

Address: 9880 San Jose Blvd Jacksonville, FL 32257
Phone:
Website:
Info:

Housing Demographics for 32257

Population Review for 32257 Zip Code

For the city of Jacksonville, the population within 32257 has increased to over 42,933 residents in population size. The current population total is 41,439. We have broken down the population based on race below. In 32257, there are over 19719 in male population and 21720 females.

PopulationValues
Total Population41,439
White Population27422
Black Population4761
Hispanic Population5489
Asian Population2076
Hawaiian Population40
Indian Population153
Other Population2191
Male Population19719
Female Population21720
Population Estimate42933

Household Data for 32257

The average number of homes in 32257 is around 17,036, there are an average of 2.40 per household. The average house value according to local real estate values is around $235,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,036
Persons Per Household2.40
Average House Value$235,400
Income Per Household$67739
Median Age40.1
Median Age Male38.1
Median Age Female42.1
32257 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code904
CityJacksonville
City Alias NameJACKSONVILLE
CountyDuval
County FIPS031
State FIPS12
Time Zone5
Day Light SavingY
MSA3600
PMSA
CSA300
CBSA27260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameJacksonville, FL
MSA_NameJacksonville, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1324
Number Of Employees15598
Business First Quarter Payroll178313
Business Annual Payroll812462
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1345596
CBSA Division Population0
Congressional District05
Congressional LandArea1355.03
Delivery Residential17889
Delivery Business1430
Delivery Total31264
Preferred Last Line KeyY22126
Classification Code
Multi-County
CSA NameJacksonville-Kingsland-Palatka, FL-GA
CBSA_DIV_Name
City State KeyY22126
Land Area12.252000
Water Area4.580000
City Alias Code
City Mixed CaseJacksonville
City Alias Mixed CaseJacksonville
Box Count0
SFDU7797
MFDU4443
State ANSI12
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number114380
Unique ZIP Name
SSA State County Code10150
Medicare CBSA Code27260
Medicare CBSA NameJacksonville, FL
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseDuval

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