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Quickly Revew Homeowners Insurance in 32119

If you own a home in Daytona Beach, FL you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 32119 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Florida licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 32119 and start comparing rates now.

32119 Homeowners Insurance Rates Are Considered: very high!

The average rate for a standard homeowners policy in 32119 is $2008 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 32119 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Daytona Beach, FL home insurance quotes in your local city and review the most competitive coverages and premiums.

32119 Home Insurance Average Premiums

Local 32119 homeowners insurance quotes comparison

$1758 /yr.

Shows Zip Code: 32119 lowest rates with discounts applied on average.

For the 32119, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1758 /yr.
Average Coverage:$2008 /yr.
2600 sq. ft. or higher
(all discounts applied)
$2308 /yr.

What is the average home insurance cost for a home in 32119?

  • • The average homeowners insurance premium paid annually for a home in 32119 is around $2008 per year.

What does it cost on average per month for home insurance in 32119?

  • • Homeowners in 32119 pay a monthly average cost per month around $167.00.

What kind of discount could I get if I combine my home and auto insurance together in 32119?

  • • Autoowners in 32119 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Daytona Beach, check out other zip codes nearby 32119.
To review average rates in another zip code, click on a zip code below:
32117  |  32114  |  32118  |  32119  |  32124  | 

Home Replacement Cost Coverage in 32119

Average Building Cost Per Square Foot in 32119: $167

Location: Daytona Beach, Florida (Volusia County)

Average Square Footage in 32119: 956 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32119 before you start any project. Daytona Beach homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32119 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32119 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 956 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Daytona Beach area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$167956$159,700
Additional Upgrades & Added Features$209956$199,625
Major Home Updates or Advancements$251956$239,550

It's important to understand that when you estimate your replacement cost of your home in the 32119 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32119

Best Home & Auto Insurance Agencies in 32119

All Florida Insurance

Address: 345 Beville Rd South Daytona, FL 32119
Phone:
Website: http://www.allflinsurance.com
Info:

Allstate Insurance Companies

Address: 1134 Pelican Bay Dr Daytona Beach, FL 32119
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Allstate Insurance-Vicki O'Donnell & Associates- Inc.

Address: 735 Beville Rd South Daytona, FL 32119
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Acceptance Insurance

Address: S Ridgewood Ave South Daytona, FL 32119
Phone:
Website: http://www.acceptanceinsurance.com
Info:

Housing Demographics for 32119

Population Review for 32119 Zip Code

For the city of Daytona Beach, the population within 32119 has increased to over 24,564 residents in population size. The current population total is 22,498. We have broken down the population based on race below. In 32119, there are over 10844 in male population and 11654 females.

PopulationValues
Total Population22,498
White Population17085
Black Population2703
Hispanic Population1679
Asian Population525
Hawaiian Population18
Indian Population67
Other Population436
Male Population10844
Female Population11654
Population Estimate24564

Household Data for 32119

The average number of homes in 32119 is around 10,724, there are an average of 2.07 per household. The average house value according to local real estate values is around $159,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,724
Persons Per Household2.07
Average House Value$159,700
Income Per Household$46606
Median Age49.7
Median Age Male46.5
Median Age Female52.3
32119 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code386
CityDaytona Beach
City Alias NameDAYTONA BEACH
CountyVolusia
County FIPS127
State FIPS12
Time Zone5
Day Light SavingY
MSA2020
PMSA
CSA422
CBSA19660
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDeltona-Daytona Beach-Ormond Beach, FL
MSA_NameDaytona Beach, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses602
Number Of Employees5698
Business First Quarter Payroll49270
Business Annual Payroll216560
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population494593
CBSA Division Population0
Congressional District06
Congressional LandArea2506.92
Delivery Residential11867
Delivery Business754
Delivery Total12694
Preferred Last Line KeyY21688
Classification Code
Multi-County
CSA NameOrlando-Lakeland-Deltona, FL
CBSA_DIV_Name
City State KeyY21688
Land Area7.824000
Water Area1.203000
City Alias Code
City Mixed CaseDaytona Beach
City Alias Mixed CaseDaytona Beach
Box Count0
SFDU5863
MFDU4376
State ANSI12
County ANSI127
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number112100
Unique ZIP Name
SSA State County Code10630
Medicare CBSA Code19660
Medicare CBSA NameDeltona-Daytona Beach-Ormond Beach, FL
Medicare CBSA TypeMetro
Market Rating Area ID64
County Mixed CaseVolusia

Florida Homeowners Insurance News & Information

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • Homeowners in Florida Finally See Relief From Higher Insurance Costs Posted on Wednesday 27th August, 2025

    According to a recent Realtor.com article, homeowners in Florida, at least some of them, may finally seem some relief from higher homeowner insurance costs.  Florida Peninsula Insurance which is one of the largest private party property insurers recently announced that it is hoping to significantly lower premiums for roughly 170,000 policyholders.  Florida Peninsula has filed […]

  • Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025

    Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums.  In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help.  Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]

  • Florida home insurance and hurricanes How to Prepare Before Hurricanes Threaten Florida Posted on Monday 19th May, 2025

    Hurricane season is quickly approaching and one of the most important things to do before a storm hits is to make sure your insurance coverage is up to date and your coverage levels are sufficient in the event your home is damaged by severe weather. Regardless of whether you own a home or are renting, […]

  • New Home Insurance Company Launches in Florida, Shows Signs of Improvement Posted on Tuesday 13th May, 2025

    According to Office of Insurance Regulation and leaders in the industry, Florida may finally be emerging from the insurance crisis that it has suffered through for the last decade. Insurance companies operating in the state are starting to stabilize rates and new insurance companies are entering the Florida market.  Recently, the Office of Insurance Regulation […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]