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32053, FL Homeowners Insurance Rates

With a population size of 3,815 and with 1,436 occupied homes in the 32053 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Jennings, FL are around $1,635 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Jennings, Florida. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-888-685-4704 so we can help you review rates today!

It's important to know that if your Florida home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Jennings, FL.

For Florida home insurance information, including average Jennings home insurance rates, coverage options or the different homeowners insurance types, please select Jennings, FL Home Insurance Quotes Now!

32053 Home Insurance Average Premiums

Local 32053 homeowners insurance quotes comparison

$1385 /yr.

Shows Zip Code: 32053 lowest rates with discounts applied on average.

For the 32053, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1385 /yr.
Average Coverage:$1635 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1935 /yr.

What is the average home insurance cost for a home in 32053?

  • • The average homeowners insurance premium paid annually for a home in 32053 is around $1635 per year.

What does it cost on average per month for home insurance in 32053?

  • • Homeowners in 32053 pay a monthly average cost per month around $136.00.

What kind of discount could I get if I combine my home and auto insurance together in 32053?

  • • Autoowners in 32053 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jennings area, check out other zip codes nearby 32053.
Review average rates in another zip code:
32053 homeowners insurance rates

Home Replacement Cost Coverage in 32053

Average Building Cost Per Square Foot in 32053: $167

Location: Jennings, Florida (Hamilton County)

Average Square Footage in 32053: 445 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32053 before you start any project. Jennings homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32053 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32053 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 445 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jennings area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$167445$74,300
Additional Upgrades & Added Features$209445$92,875
Major Home Updates or Advancements$251445$111,450

It's important to understand that when you estimate your replacement cost of your home in the 32053 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32053

Best Home & Auto Insurance Agencies in 32053

Housing Demographics for 32053

Population Review for 32053 Zip Code

For the city of Jennings, the population within 32053 has increased to over 4,083 residents in population size. The current population total is 3,815. We have broken down the population based on race below. In 32053, there are over 1934 in male population and 1881 females.

PopulationValues
Total Population3,815
White Population2353
Black Population651
Hispanic Population824
Asian Population14
Hawaiian Population0
Indian Population21
Other Population484
Male Population1934
Female Population1881
Population Estimate4083

Household Data for 32053

The average number of homes in 32053 is around 1,436, there are an average of 2.65 per household. The average house value according to local real estate values is around $74,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,436
Persons Per Household2.65
Average House Value$74,300
Income Per Household$34267
Median Age45.2
Median Age Male45.1
Median Age Female45.4
32053 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code386
CityJennings
City Alias NameJENNINGS
CountyHamilton
County FIPS047
State FIPS12
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses42
Number Of Employees169
Business First Quarter Payroll993
Business Annual Payroll5103
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea7306.05
Delivery Residential1541
Delivery Business32
Delivery Total1879
Preferred Last Line KeyY22144
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY22144
Land Area105.872000
Water Area0.738000
City Alias Code
City Mixed CaseJennings
City Alias Mixed CaseJennings
Box Count167
SFDU1517
MFDU0
State ANSI12
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number114455
Unique ZIP Name
SSA State County Code10230
Medicare CBSA Code99910
Medicare CBSA NameRural Areas in FL
Medicare CBSA TypeMicro
Market Rating Area ID23
County Mixed CaseHamilton

Florida Homeowners Insurance News & Information

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]