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19966, DE Home Insurance

In the zip code of 19966, the population size is around 32,520, which consists of 13,998 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Millsboro, DE. A few years ago, a study was done and found that the average home insurance rates for Delaware are around $678 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 19966 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Millsboro. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Millsboro, DE Homeowners Insurance Online Rates Today!

19966 Home Insurance Average Premiums

Local 19966 homeowners insurance quotes comparison

$428 /yr.

Shows Zip Code: 19966 lowest rates with discounts applied on average.

For the 19966, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$428 /yr.
Average Coverage:$678 /yr.
2600 sq. ft. or higher
(all discounts applied)
$978 /yr.

What is the average home insurance cost for a home in 19966?

  • • The average homeowners insurance premium paid annually for a home in 19966 is around $678 per year.

What does it cost on average per month for home insurance in 19966?

  • • Homeowners in 19966 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 19966?

  • • Autoowners in 19966 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Millsboro area, check out other zip codes nearby 19966.
Review average rates in another zip code:
19966 homeowners insurance rates

Home Replacement Cost Coverage in 19966

Average Building Cost Per Square Foot in 19966: $149

Location: Millsboro, Delaware (Sussex County)

Average Square Footage in 19966: 1,506 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19966 before you start any project. Millsboro homeowners pay on average around $149 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19966 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19966 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,506 sq. ft. and the average cost to rebuild the home in this area is around $149 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Millsboro area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1491,506$224,400
Additional Upgrades & Added Features$1861,506$280,500
Major Home Updates or Advancements$2241,506$336,600

It's important to understand that when you estimate your replacement cost of your home in the 19966 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19966

James E. Carey Jr. Inc.

Address: 113 Millsboro Vlg Millsboro, DE 19966
Phone: (302)934-8383
Website:

Best Home & Auto Insurance Agencies in 19966

Ellwanger, Virgil - State Farm Insurance Agent

Address: 29787 John J Williams Hwy Millsboro, DE 19966
Phone:
Website: http://www.national.citysearch.com/profile/external/46274974/millsboro_de/ellwanger_virgil_state_farm_insurance_agent.html
Info:

Ellwanger- Virgil P - State Farm Insurance Agent

Address: Delaware 24 Millsboro, DE 19966
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Companies

Address: Main St Millsboro, DE 19966
Phone:
Website:
Info:

James E. Carey Jr. Inc.

Address: 113 Millsboro Vlg Millsboro, DE 19966
Phone:
Website:
Info:

Housing Demographics for 19966

Population Review for 19966 Zip Code

For the city of Millsboro, the population within 19966 has increased to over 43,677 residents in population size. The current population total is 32,520. We have broken down the population based on race below. In 19966, there are over 15344 in male population and 17176 females.

PopulationValues
Total Population32,520
White Population24645
Black Population3042
Hispanic Population2950
Asian Population485
Hawaiian Population7
Indian Population372
Other Population1357
Male Population15344
Female Population17176
Population Estimate43677

Household Data for 19966

The average number of homes in 19966 is around 13,998, there are an average of 2.31 per household. The average house value according to local real estate values is around $224,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,998
Persons Per Household2.31
Average House Value$224,400
Income Per Household$64140
Median Age53.7
Median Age Male52.0
Median Age Female54.9
19966 DetailsValues
StateDE
State Full NameDelaware
City TypeP
City Alias Abbreviation
Area Code302
CityMillsboro
City Alias NameMILLSBORO
CountySussex
County FIPS005
State FIPS10
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA42580
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSeaford, DE
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses554
Number Of Employees9805
Business First Quarter Payroll98953
Business Annual Payroll421501
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population197145
CBSA Division Population0
Congressional District
Congressional LandArea
Delivery Residential18908
Delivery Business498
Delivery Total19888
Preferred Last Line KeyV21322
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV21322
Land Area89.077000
Water Area8.242000
City Alias Code
City Mixed CaseMillsboro
City Alias Mixed CaseMillsboro
Box Count474
SFDU9900
MFDU1775
State ANSI10
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number094510
Unique ZIP Name
SSA State County Code08020
Medicare CBSA Code41540
Medicare CBSA NameSalisbury, MD-DE
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseSussex

Delaware Homeowners Insurance News & Information

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  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

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