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Homeowners Insurance coverage in 19701
If you are a homeowner in 19701 or Bear, DE you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Bear.
Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.
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What is the Average Home Insurance Rates in 19701?
Residents of Bear have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Delaware? While Delaware is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Delaware comes in at 44 in the country for homeowners insurance premiums.
If you are living in 19701 zipcode, expect to pay around $729 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.
Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Bear does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.
Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.
19701 Home Insurance Average Premiums
For the 19701, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $479 /yr. |
Average Coverage: | $729 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1029 /yr. |
What is the average home insurance cost for a home in 19701?
- • The average homeowners insurance premium paid annually for a home in 19701 is around $729 per year.
What does it cost on average per month for home insurance in 19701?
- • Homeowners in 19701 pay a monthly average cost per month around $61.00.
What kind of discount could I get if I combine my home and auto insurance together in 19701?
- • Autoowners in 19701 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Bear area, check out other zip codes nearby 19701.
Review average rates in another zip code:
19701 homeowners insurance rates
Home Replacement Cost Coverage in 19701
Average Building Cost Per Square Foot in 19701: $149
Location: Bear, Delaware (New Castle County)Average Square Footage in 19701: 1,945 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 19701 before you start any project. Bear homeowners pay on average around $149 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19701 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 19701 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,945 sq. ft. and the average cost to rebuild the home in this area is around $149 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bear area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $149 | 1,945 | $289,800 |
Additional Upgrades & Added Features | $186 | 1,945 | $362,250 |
Major Home Updates or Advancements | $224 | 1,945 | $434,700 |
It's important to understand that when you estimate your replacement cost of your home in the 19701 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 19701
Affordable Insurance Network Of Delaware
Address: 1218 Pulaski Highway Bear, DE 19701Phone: (302)834-9641
Website: www.ainofde.com
Amato & Associates Insurance
Address: 1218 Pulaski Highway Suite 490 Bear, DE 19701Phone: (302)392-4500
Website:
Shawn G. Coen Agency
Address: 20 Peddlers Row Christiana, DE 19701Phone: (302)292-8700
Website:
Best Home & Auto Insurance Agencies in 19701
Mullen- Robert F - State Farm Insurance Agent
Address: 887 Pulaski Hwy Bear, DE 19701Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Dixon- Amanda C - State Farm Insurance Agent
Address: 1711 Pulaski Hwy Bear, DE 19701Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Ronald W. Zuka Agency
Address: 254 Fox Hunt Dr Bear, DE 19701Phone:
Website:
Info:
Hoover- Joyce R - State Farm Insurance Agent
Address: 2500 Wrangle Hill Rd, #125 Bear, DE 19701Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Coen Insurance Inc - Nationwide Insurance
Address: 296 Bear Christiana Road Bear, DE 19701Phone:
Website: http://www.citysearch.com/profile/external/36270040/bear_de/coen_insurance_inc_nationwide_insurance.html
Info:
Housing Demographics for 19701
Population Review for 19701 Zip Code
For the city of Bear, the population within 19701 has increased to over 44,368 residents in population size. The current population total is 42,717. We have broken down the population based on race below. In 19701, there are over 20574 in male population and 22143 females.
Population | Values |
---|---|
Total Population | 42,717 |
White Population | 21215 |
Black Population | 12505 |
Hispanic Population | 3649 |
Asian Population | 4009 |
Hawaiian Population | 14 |
Indian Population | 156 |
Other Population | 1544 |
Male Population | 20574 |
Female Population | 22143 |
Population Estimate | 44368 |
Household Data for 19701
The average number of homes in 19701 is around 15,735, there are an average of 2.71 per household. The average house value according to local real estate values is around $289,800. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 15,735 |
Persons Per Household | 2.71 |
Average House Value | $289,800 |
Income Per Household | $95343 |
Median Age | 40.5 |
Median Age Male | 39.0 |
Median Age Female | 42.0 |
19701 Details | Values |
---|---|
State | DE |
State Full Name | Delaware |
City Type | P |
City Alias Abbreviation | |
Area Code | 302 |
City | Bear |
City Alias Name | BEAR |
County | New Castle |
County FIPS | 003 |
State FIPS | 10 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 6162 |
PMSA | 9160 |
CSA | 428 |
CBSA | 37980 |
CBSA_DIV | 48864 |
CBSA_Type | Metro |
CBSA_Name | Philadelphia-Camden-Wilmington, PA-NJ-DE-MD |
MSA_Name | Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA |
PMSA_Name | Wilmington-Newark, DE-MD PMSA |
Region | South |
Division | South Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 742 |
Number Of Employees | 7486 |
Business First Quarter Payroll | 66755 |
Business Annual Payroll | 297102 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 5965343 |
CBSA Division Population | 705670 |
Congressional District | |
Congressional LandArea | |
Delivery Residential | 16372 |
Delivery Business | 559 |
Delivery Total | 17791 |
Preferred Last Line Key | V21192 |
Classification Code | |
Multi-County | |
CSA Name | Philadelphia-Reading-Camden, PA-NJ-DE-MD |
CBSA_DIV_Name | Wilmington, DE-MD-NJ |
City State Key | V21192 |
Land Area | 26.572000 |
Water Area | 0.788000 |
City Alias Code | |
City Mixed Case | Bear |
City Alias Mixed Case | Bear |
Box Count | 643 |
SFDU | 8589 |
MFDU | 1654 |
State ANSI | 10 |
County ANSI | 003 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | N |
Carrier Route Rate Sortation | D |
Finance Number | 090220 |
Unique ZIP Name | |
SSA State County Code | 08010 |
Medicare CBSA Code | 48864 |
Medicare CBSA Name | Wilmington, DE-MD-NJ |
Medicare CBSA Type | Metro |
Market Rating Area ID | 1 |
County Mixed Case | New Castle |
Delaware Homeowners Insurance News & Information
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Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]
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According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums. While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]
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Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024
As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]