Home Insurance Rates in 06489

For homeowners shopping online in 06489, our insurance rates are very competitive for homeowners living in Southington, CT. Many homeowners based out of the great city of Southington have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Connecticut licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 06489, simply click the "Get Multiple Quotes Now" button. Your 06489 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Southington, CT Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

06489 Home Insurance Rating is: Very High!

If you live in 06489, you can easily save up to 40% off the average home insurance premium of $1165 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Southington can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 06489 today!

Get Multiple Home Insurance Rates in 06489!

Average Building Cost Per Square Foot in 06489: $175

Average Square Footage in 06489: 1,726 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06489 before you start any project. Southington homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06489 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06489 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,726 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Southington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 06489 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Allstate Insurance - John P Frame

AARP Insurance Program From The Hartford

Allstate Insurance

The Hartford

AARP Insurance Program From The Hartford

First Insurance

Plante- Joseph G - State Farm Insurance Agent

Household Data for 06489

The average number of homes in 06489 is around 13,061, there are an average of 2.46 per household. The average house value according to local real estate values is around $302,100. Please review the following demographics below for average income and media age.

• How to Prepare Before Hurricanes Threaten Florida Posted on Monday 19th May, 2025

  Hurricane season is quickly approaching and one of the most important things to do before a storm hits is to make sure your insurance coverage is up to date and your coverage levels are sufficient in the event your home is damaged by severe weather. Regardless of whether you own a home or are renting, […]

• New Home Insurance Company Launches in Florida, Shows Signs of Improvement Posted on Tuesday 13th May, 2025

  According to Office of Insurance Regulation and leaders in the industry, Florida may finally be emerging from the insurance crisis that it has suffered through for the last decade. Insurance companies operating in the state are starting to stabilize rates and new insurance companies are entering the Florida market.  Recently, the Office of Insurance Regulation […]

• Higher Premiums and Claim Handling Causes Poor Customer Satisfaction for Insurance Companies Posted on Friday 9th May, 2025

  According to the recently released J.D. Power’s 2025 U.S. Property Claims Satisfaction Study, higher premiums and longer wait time for claim handling are making property owners less satisfied with their homeowners coverage. “Customers are, in essence, paying higher prices for slower service,” said Mark Garrett, director of insurance intelligence at J.D. Power in a press release. […]