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80634, CO Homeowners Insurance Rates
With a population size of 65,980 and with 24,562 occupied homes in the 80634 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Greeley, CO are around $1,227 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Greeley, Colorado. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!
It's important to know that if your Colorado home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Greeley, CO.
For Colorado home insurance information, including average Greeley home insurance rates, coverage options or the different homeowners insurance types, please select Greeley, CO Home Insurance Quotes Now!
80634 Home Insurance Average Premiums
For the 80634, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $977 /yr. |
Average Coverage: | $1227 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1527 /yr. |
What is the average home insurance cost for a home in 80634?
- • The average homeowners insurance premium paid annually for a home in 80634 is around $1227 per year.
What does it cost on average per month for home insurance in 80634?
- • Homeowners in 80634 pay a monthly average cost per month around $102.00.
What kind of discount could I get if I combine my home and auto insurance together in 80634?
- • Autoowners in 80634 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Greeley, check out other zip codes nearby 80634.
To review average rates in another zip code, click on a zip code below:
80631 | 80634 |
Home Replacement Cost Coverage in 80634
Average Building Cost Per Square Foot in 80634: $260
Location: Greeley, Colorado (Weld County)Average Square Footage in 80634: 1,258 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 80634 before you start any project. Greeley homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80634 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 80634 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,258 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Greeley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $260 | 1,258 | $327,200 |
Additional Upgrades & Added Features | $325 | 1,258 | $409,000 |
Major Home Updates or Advancements | $390 | 1,258 | $490,800 |
It's important to understand that when you estimate your replacement cost of your home in the 80634 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 80634
Allstate Insurance-Stephanie Boyd
Address: 7251 W 20th St Unit G2 Greeley, CO 80634Phone: (970)506-0773
Website: agent.allstate.com/28623
B & B Agency Inc/Peak Ins
Address: 1015 37th Avenue Ct # 101A Greeley, CO 80634Phone: (970)346-0977
Website:
Best Home & Auto Insurance Agencies in 80634
Curtiss Insurance Agency Inc - State Farm Insurance Agent
Address: 3632 W 10th St Greeley, CO 80634Phone:
Website:
Info:
Johnson, Leland - Allstate
Address: 1630 25th Avenue Greeley, CO 80634Phone:
Website: http://www.allstateagencies.com/LeeJohnson/Welcome/
Info:
ACE Cash Express
Address: 2601 West 10th Street Greeley, CO 80634Phone:
Website: http://www.national.citysearch.com/profile/666948120/greeley_co/ace_cash_express.html
Info:
American Family Insurance- Dan Mausbach C Agency Incorporated
Address: 922 36th Avenue Greeley, CO 80634Phone:
Website: http://www.national.citysearch.com/profile/46317697/greeley_co/american_family_insurance_dan_mausbach_c_agency_inc.html
Info:
Allstate Insurance-Stephanie Boyd
Address: 7251 W 20th St Greeley, CO 80634Phone:
Website: http://www.agent.allstate.com/28623
Info:
Housing Demographics for 80634
Population Review for 80634 Zip Code
For the city of Greeley, the population within 80634 has increased to over 73,825 residents in population size. The current population total is 65,980. We have broken down the population based on race below. In 80634, there are over 32337 in male population and 33643 females.
Population | Values |
---|---|
Total Population | 65,980 |
White Population | 46523 |
Black Population | 933 |
Hispanic Population | 20435 |
Asian Population | 1100 |
Hawaiian Population | 59 |
Indian Population | 907 |
Other Population | 7158 |
Male Population | 32337 |
Female Population | 33643 |
Population Estimate | 73825 |
Household Data for 80634
The average number of homes in 80634 is around 24,562, there are an average of 2.67 per household. The average house value according to local real estate values is around $327,200. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 24,562 |
Persons Per Household | 2.67 |
Average House Value | $327,200 |
Income Per Household | $79190 |
Median Age | 36.0 |
Median Age Male | 34.9 |
Median Age Female | 37.2 |
80634 Details | Values |
---|---|
State | CO |
State Full Name | Colorado |
City Type | P |
City Alias Abbreviation | |
Area Code | 970 |
City | Greeley |
City Alias Name | GREELEY |
County | Weld |
County FIPS | 123 |
State FIPS | 08 |
Time Zone | 7 |
Day Light Saving | Y |
MSA | 2082 |
PMSA | 3060 |
CSA | 216 |
CBSA | 24540 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Greeley, CO |
MSA_Name | Denver-Boulder-Greeley, CO CMSA |
PMSA_Name | Greeley, CO PMSA |
Region | West |
Division | Mountain |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 1379 |
Number Of Employees | 17015 |
Business First Quarter Payroll | 203672 |
Business Annual Payroll | 846750 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 252825 |
CBSA Division Population | 0 |
Congressional District | 04|08 |
Congressional LandArea | 38102.67|0 |
Delivery Residential | 27650 |
Delivery Business | 1322 |
Delivery Total | 28540 |
Preferred Last Line Key | Z11464 |
Classification Code | |
Multi-County | |
CSA Name | Denver-Aurora-Greeley, CO |
CBSA_DIV_Name | |
City State Key | Z11464 |
Land Area | 38.316000 |
Water Area | 0.114000 |
City Alias Code | |
City Mixed Case | Greeley |
City Alias Mixed Case | Greeley |
Box Count | 0 |
SFDU | 10984 |
MFDU | 5090 |
State ANSI | 08 |
County ANSI | 123 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 073960 |
Unique ZIP Name | |
SSA State County Code | 06610 |
Medicare CBSA Code | 24540 |
Medicare CBSA Name | Greeley, CO |
Medicare CBSA Type | Metro |
Market Rating Area ID | 6 |
County Mixed Case | Weld |
Colorado Homeowners Insurance News & Information
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Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025
Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025. States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]
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Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025
As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not. […]
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2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025
Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance. We thought it might be a good idea to look at some spring cleaning and maintenance […]