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Searching for Homeowners Insurance in 80247

If you are a homeowners that lives in 80247 you may be searching for more affordable homeowners insurance in Denver. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Denver, CO. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Colorado licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 80247 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Denver, CO home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 80247 Home Insurance Costs: very high!

In Denver, homeowners are paying roughly $1240 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 80247 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Denver are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 80247 policy right now!

80247 Home Insurance Average Premiums

Local 80247 homeowners insurance quotes comparison

$990 /yr.

Shows Zip Code: 80247 lowest rates with discounts applied on average.

For the 80247, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$990 /yr.
Average Coverage:$1240 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1540 /yr.

What is the average home insurance cost for a home in 80247?

  • • The average homeowners insurance premium paid annually for a home in 80247 is around $1240 per year.

What does it cost on average per month for home insurance in 80247?

  • • Homeowners in 80247 pay a monthly average cost per month around $103.00.

What kind of discount could I get if I combine my home and auto insurance together in 80247?

  • • Autoowners in 80247 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Denver area, check out other zip codes nearby 80247.
Review average rates in another zip code:
80228 homeowners insurance rates
80222 homeowners insurance rates
80237 homeowners insurance rates
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80209 homeowners insurance rates
80216 homeowners insurance rates
80203 homeowners insurance rates

Home Replacement Cost Coverage in 80247

Average Building Cost Per Square Foot in 80247: $260

Location: Denver, Colorado (Arapahoe County)

Average Square Footage in 80247: 919 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80247 before you start any project. Denver homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80247 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80247 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 919 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Denver area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$260919$238,900
Additional Upgrades & Added Features$325919$298,625
Major Home Updates or Advancements$390919$358,350

It's important to understand that when you estimate your replacement cost of your home in the 80247 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80247

Best Home & Auto Insurance Agencies in 80247

Housing Demographics for 80247

Population Review for 80247 Zip Code

For the city of Denver, the population within 80247 has increased to over 30,753 residents in population size. The current population total is 29,181. We have broken down the population based on race below. In 80247, there are over 13631 in male population and 15550 females.

PopulationValues
Total Population29,181
White Population14196
Black Population7340
Hispanic Population5830
Asian Population1533
Hawaiian Population28
Indian Population268
Other Population2594
Male Population13631
Female Population15550
Population Estimate30753

Household Data for 80247

The average number of homes in 80247 is around 14,438, there are an average of 2.01 per household. The average house value according to local real estate values is around $238,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,438
Persons Per Household2.01
Average House Value$238,900
Income Per Household$53001
Median Age36.1
Median Age Male34.6
Median Age Female38.3
80247 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code720
CityDenver
City Alias NameDENVER
CountyArapahoe
County FIPS005
State FIPS08
Time Zone7
Day Light SavingY
MSA2082
PMSA2080
CSA216
CBSA19740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDenver-Aurora-Centennial, CO
MSA_NameDenver-Boulder-Greeley, CO CMSA
PMSA_NameDenver, CO PMSA
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses247
Number Of Employees1729
Business First Quarter Payroll15377
Business Annual Payroll69688
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2543482
CBSA Division Population0
Congressional District01|06
Congressional LandArea189.62|474.66
Delivery Residential15300
Delivery Business162
Delivery Total15775
Preferred Last Line KeyZ11306
Classification Code
Multi-CountyY
CSA NameDenver-Aurora-Greeley, CO
CBSA_DIV_Name
City State KeyZ11306
Land Area2.913000
Water Area0.000000
City Alias Code
City Mixed CaseDenver
City Alias Mixed CaseDenver
Box Count0
SFDU417
MFDU12490
State ANSI08
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number072358
Unique ZIP Name
SSA State County Code06020
Medicare CBSA Code19740
Medicare CBSA NameDenver-Aurora-Lakewood, CO
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseArapahoe

Colorado Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]