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80229 Home Insurance Rates & Premiums

Did you know there are over 54,153 people living within the 80229 zip code area? There are over 18,401 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 80229.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Colorado are on the rise. The estimated average premium is around $1,273 a year for a standard homeowners insurance policy in Denver. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Denver, CO Homeowners Insurance Quotes Online

80229 Home Insurance Average Premiums

Local 80229 homeowners insurance quotes comparison

$1023 /yr.

Shows Zip Code: 80229 lowest rates with discounts applied on average.

For the 80229, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$1023 /yr.
Average Coverage:$1273 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1573 /yr.

What is the average home insurance cost for a home in 80229?

  • • The average homeowners insurance premium paid annually for a home in 80229 is around $1273 per year.

What does it cost on average per month for home insurance in 80229?

  • • Homeowners in 80229 pay a monthly average cost per month around $106.00.

What kind of discount could I get if I combine my home and auto insurance together in 80229?

  • • Autoowners in 80229 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Denver area, check out other zip codes nearby 80229.
Review average rates in another zip code:
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80247 homeowners insurance rates
80212 homeowners insurance rates
80214 homeowners insurance rates
80235 homeowners insurance rates
80227 homeowners insurance rates
80239 homeowners insurance rates
80218 homeowners insurance rates
80216 homeowners insurance rates
80202 homeowners insurance rates

Home Replacement Cost Coverage in 80229

Average Building Cost Per Square Foot in 80229: $260

Location: Denver, Colorado (Adams County)

Average Square Footage in 80229: 1,132 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80229 before you start any project. Denver homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80229 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80229 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,132 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Denver area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,132$294,300
Additional Upgrades & Added Features$3251,132$367,875
Major Home Updates or Advancements$3901,132$441,450

It's important to understand that when you estimate your replacement cost of your home in the 80229 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80229

Crennan & Co

Address: 8520 Washington St Ste D Denver, CO 80229
Phone: (303)286-8755
Website:

Best Home & Auto Insurance Agencies in 80229

Phanichpatom, Tom - Farmers Insurance Group

Address: 2160 E 88th Ave Denver, CO 80229
Phone:
Website:
Info:

Ace Cash Express

Address: 9886 Grant St Denver, CO 80229
Phone:
Website: http://www.denver.citysearch.com/profile/external/43329703/denver_co/ace_cash_express.html
Info:

Crennan & Co

Address: 8520 Washington St Denver, CO 80229
Phone:
Website:
Info:

American Family Insurance

Address: 9101 Pearl St Thornton, CO 80229
Phone:
Website: http://www.denver.citysearch.com/profile/external/1854731/thornton_co/american_family_insurance.html
Info:

Fawad Kargar-Farmers Insurance

Address: 2160 E 88th Ave Thornton, CO 80229
Phone:
Website: http://www.farmersagent.com/skargar/
Info:

Housing Demographics for 80229

Population Review for 80229 Zip Code

For the city of Denver, the population within 80229 has increased to over 56,192 residents in population size. The current population total is 54,153. We have broken down the population based on race below. In 80229, there are over 27478 in male population and 26675 females.

PopulationValues
Total Population54,153
White Population25142
Black Population1346
Hispanic Population30024
Asian Population2209
Hawaiian Population66
Indian Population1308
Other Population12680
Male Population27478
Female Population26675
Population Estimate56192

Household Data for 80229

The average number of homes in 80229 is around 18,401, there are an average of 2.94 per household. The average house value according to local real estate values is around $294,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,401
Persons Per Household2.94
Average House Value$294,300
Income Per Household$67268
Median Age32.3
Median Age Male31.8
Median Age Female32.9
80229 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code303/720
CityDenver
City Alias NameDENVER
CountyAdams
County FIPS001
State FIPS08
Time Zone7
Day Light SavingY
MSA2082
PMSA2080
CSA216
CBSA19740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDenver-Aurora-Centennial, CO
MSA_NameDenver-Boulder-Greeley, CO CMSA
PMSA_NameDenver, CO PMSA
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1034
Number Of Employees16366
Business First Quarter Payroll204575
Business Annual Payroll876786
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2543482
CBSA Division Population0
Congressional District08
Congressional LandArea0
Delivery Residential19113
Delivery Business1169
Delivery Total24642
Preferred Last Line KeyZ11306
Classification Code
Multi-County
CSA NameDenver-Aurora-Greeley, CO
CBSA_DIV_Name
City State KeyZ11306
Land Area12.510000
Water Area0.638000
City Alias Code
City Mixed CaseDenver
City Alias Mixed CaseDenver
Box Count188
SFDU8320
MFDU5249
State ANSI08
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number072358
Unique ZIP Name
SSA State County Code06000
Medicare CBSA Code19740
Medicare CBSA NameDenver-Aurora-Lakewood, CO
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseAdams

Colorado Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]