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Homeowners Insurance in 80220

In Denver, CO, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 80220 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Colorado licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 80220 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 80220 should appear in the zip code field ready to go.

80220 Homeowners Insurance Rates Are Considered: Very High!

If your looking for a standard homeowners policy in Colorado, you are going to see rates around the average home insurance premium per year of $1328. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Denver home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 80220 Home Insurance Rates Now!

Best 3 Options to Compare in 80220

If you want homeowners insurance quotes within the city of Denver or in the 80220 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Denver, CO.

80220 Home Insurance Average Premiums

Local 80220 homeowners insurance quotes comparison

$1078 /yr.

Shows Zip Code: 80220 lowest rates with discounts applied on average.

For the 80220, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1078 /yr.
Average Coverage:$1328 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1628 /yr.

What is the average home insurance cost for a home in 80220?

  • • The average homeowners insurance premium paid annually for a home in 80220 is around $1328 per year.

What does it cost on average per month for home insurance in 80220?

  • • Homeowners in 80220 pay a monthly average cost per month around $111.00.

What kind of discount could I get if I combine my home and auto insurance together in 80220?

  • • Autoowners in 80220 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Denver area, check out other zip codes nearby 80220.
Review average rates in another zip code:
80224 homeowners insurance rates
80212 homeowners insurance rates
80204 homeowners insurance rates
80247 homeowners insurance rates
80235 homeowners insurance rates
80206 homeowners insurance rates
80229 homeowners insurance rates
80211 homeowners insurance rates
80223 homeowners insurance rates
80219 homeowners insurance rates

Home Replacement Cost Coverage in 80220

Average Building Cost Per Square Foot in 80220: $260

Location: Denver, Colorado (Denver County)

Average Square Footage in 80220: 2,213 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80220 before you start any project. Denver homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80220 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80220 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,213 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Denver area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2602,213$575,500
Additional Upgrades & Added Features$3252,213$719,375
Major Home Updates or Advancements$3902,213$863,250

It's important to understand that when you estimate your replacement cost of your home in the 80220 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80220

Gonzalez Insurance Agency

Address: 6450 E Colfax Ave Denver, CO 80220
Phone: (303)320-4901
Website:

Best Home & Auto Insurance Agencies in 80220

Adams- Joseph W

Address: 4110 E 8th Ave Denver, CO 80220
Phone:
Website:
Info:

American Family Insurance - Jose Chavez-Lindley

Address: 45 Sheridan Blvd Lakewood, CO 80220
Phone:
Website: http://www.dexknows.com/rd?dku=http://www.dexknows.com/business_profiles/american_family_insurance___jose_chavez_lindley-b2356306&mkt=63801
Info:

Zimmer, Errol T - American Family Insurance

Address: 13701 W Jewell Ave Lakewood, CO 80220
Phone:
Website: http://www.insurance-agency.amfam.com/CO/errol-t-zimmer/default.aspx?tid=agp0001022551
Info:

Chad Thielen - Allstate Insurance Company

Address: 710 Kipling St, #307 Lakewood, CO 80220
Phone:
Website: http://www.dexknows.com/rd?dku=http://www.dexknows.com/business_profiles/chad_thielen___allstate_insurance_company-b2317659&mkt=63801
Info:

ACE Cash Express

Address: 1305 Krameria St, Unit J Denver, CO 80220
Phone:
Website: http://www.denver.citysearch.com/profile/664373400/denver_co/ace_cash_express.html
Info:

Housing Demographics for 80220

Population Review for 80220 Zip Code

For the city of Denver, the population within 80220 has increased to over 37,691 residents in population size. The current population total is 37,233. We have broken down the population based on race below. In 80220, there are over 18244 in male population and 18989 females.

PopulationValues
Total Population37,233
White Population25650
Black Population3486
Hispanic Population5527
Asian Population1649
Hawaiian Population25
Indian Population365
Other Population1866
Male Population18244
Female Population18989
Population Estimate37691

Household Data for 80220

The average number of homes in 80220 is around 16,489, there are an average of 2.23 per household. The average house value according to local real estate values is around $575,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,489
Persons Per Household2.23
Average House Value$575,500
Income Per Household$86466
Median Age36.3
Median Age Male36.3
Median Age Female36.3
80220 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code303/720
CityDenver
City Alias NameDENVER
CountyDenver
County FIPS031
State FIPS08
Time Zone7
Day Light SavingY
MSA2082
PMSA2080
CSA216
CBSA19740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDenver-Aurora-Centennial, CO
MSA_NameDenver-Boulder-Greeley, CO CMSA
PMSA_NameDenver, CO PMSA
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses874
Number Of Employees10340
Business First Quarter Payroll196693
Business Annual Payroll858271
Business Employment Flag
Growth Rank41
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number19960
Growth Increase Percentage3.3
Metropolitan DetailsValues
CBSA Population2543482
CBSA Division Population0
Congressional District01|06
Congressional LandArea189.62|474.66
Delivery Residential16902
Delivery Business657
Delivery Total19726
Preferred Last Line KeyZ11306
Classification Code
Multi-County
CSA NameDenver-Aurora-Greeley, CO
CBSA_DIV_Name
City State KeyZ11306
Land Area5.171000
Water Area0.000000
City Alias Code
City Mixed CaseDenver
City Alias Mixed CaseDenver
Box Count784
SFDU10935
MFDU5148
State ANSI08
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number072358
Unique ZIP Name
SSA State County Code06150
Medicare CBSA Code19740
Medicare CBSA NameDenver-Aurora-Lakewood, CO
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDenver

Colorado Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]