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80002, CO Homeowners Insurance Rates
With a population size of 20,267 and with 9,162 occupied homes in the 80002 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Arvada, CO are around $1,244 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Arvada, Colorado. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!
It's important to know that if your Colorado home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Arvada, CO.
For Colorado home insurance information, including average Arvada home insurance rates, coverage options or the different homeowners insurance types, please select Arvada, CO Home Insurance Quotes Now!
80002 Home Insurance Average Premiums
For the 80002, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $994 /yr. |
Average Coverage: | $1244 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1544 /yr. |
What is the average home insurance cost for a home in 80002?
- • The average homeowners insurance premium paid annually for a home in 80002 is around $1244 per year.
What does it cost on average per month for home insurance in 80002?
- • Homeowners in 80002 pay a monthly average cost per month around $104.00.
What kind of discount could I get if I combine my home and auto insurance together in 80002?
- • Autoowners in 80002 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Arvada, check out other zip codes nearby 80002.
To review average rates in another zip code, click on a zip code below:
80003 | 80004 | 80002 | 80007 | 80005 |
Home Replacement Cost Coverage in 80002
Average Building Cost Per Square Foot in 80002: $260
Location: Arvada, Colorado (Jefferson County)Average Square Footage in 80002: 1,508 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 80002 before you start any project. Arvada homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80002 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 80002 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,508 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Arvada area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $260 | 1,508 | $392,100 |
Additional Upgrades & Added Features | $325 | 1,508 | $490,125 |
Major Home Updates or Advancements | $390 | 1,508 | $588,150 |
It's important to understand that when you estimate your replacement cost of your home in the 80002 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 80002
Allstate Insurance - Maja Stefansdottir
Address: 5777 Olde Wadsworth Suite R 400 Arvada, CO 80002Phone: (303)422-4848
Website:
Best Home & Auto Insurance Agencies in 80002
Car Insurance Colorado
Address: 2781 South Parker Road Arvada, CO 80002Phone:
Website:
Info:
Leeper Insurance Agency Inc
Address: 8690 Ralston Rd Arvada, CO 80002Phone:
Website: http://www.leeperinsurance.com
Info:
Allstate Insurance Companies
Address: 5777 Olde Wadsworth Blvd Arvada, CO 80002Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com
American Family Insurance- John V Brawner Agency, Incorporated
Address: 9555 Ralston Rd Arvada, CO 80002Phone:
Website: http://www.dexknows.com/rd?dku=http://www.dexknows.com/business_profiles/american_family_insurance__john_v_brawner_agency__inc_-b2110942&mkt=63801
Info:
Ball- Susan S
Address: 5220 Wadsworth Byp Arvada, CO 80002Phone:
Website:
Info:
Housing Demographics for 80002
Population Review for 80002 Zip Code
For the city of Arvada, the population within 80002 has increased to over 20,922 residents in population size. The current population total is 20,267. We have broken down the population based on race below. In 80002, there are over 10092 in male population and 10175 females.
Population | Values |
---|---|
Total Population | 20,267 |
White Population | 14842 |
Black Population | 271 |
Hispanic Population | 4964 |
Asian Population | 351 |
Hawaiian Population | 31 |
Indian Population | 289 |
Other Population | 1986 |
Male Population | 10092 |
Female Population | 10175 |
Population Estimate | 20922 |
Household Data for 80002
The average number of homes in 80002 is around 9,162, there are an average of 2.20 per household. The average house value according to local real estate values is around $392,100. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 9,162 |
Persons Per Household | 2.20 |
Average House Value | $392,100 |
Income Per Household | $77893 |
Median Age | 36.0 |
Median Age Male | 35.4 |
Median Age Female | 36.8 |
80002 Details | Values |
---|---|
State | CO |
State Full Name | Colorado |
City Type | P |
City Alias Abbreviation | |
Area Code | 303/720 |
City | Arvada |
City Alias Name | ARVADA |
County | Jefferson |
County FIPS | 059 |
State FIPS | 08 |
Time Zone | 7 |
Day Light Saving | Y |
MSA | 2082 |
PMSA | 2080 |
CSA | 216 |
CBSA | 19740 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Denver-Aurora-Centennial, CO |
MSA_Name | Denver-Boulder-Greeley, CO CMSA |
PMSA_Name | Denver, CO PMSA |
Region | West |
Division | Mountain |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 1012 |
Number Of Employees | 11321 |
Business First Quarter Payroll | 141197 |
Business Annual Payroll | 622100 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 2543482 |
CBSA Division Population | 0 |
Congressional District | 07|08 |
Congressional LandArea | 342.11|0 |
Delivery Residential | 9510 |
Delivery Business | 1170 |
Delivery Total | 10511 |
Preferred Last Line Key | Z11044 |
Classification Code | |
Multi-County | Y |
CSA Name | Denver-Aurora-Greeley, CO |
CBSA_DIV_Name | |
City State Key | Z11044 |
Land Area | 6.496000 |
Water Area | 0.147000 |
City Alias Code | |
City Mixed Case | Arvada |
City Alias Mixed Case | Arvada |
Box Count | 0 |
SFDU | 4376 |
MFDU | 2402 |
State ANSI | 08 |
County ANSI | 059 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 070414 |
Unique ZIP Name | |
SSA State County Code | 06290 |
Medicare CBSA Code | 19740 |
Medicare CBSA Name | Denver-Aurora-Lakewood, CO |
Medicare CBSA Type | Metro |
Market Rating Area ID | 3 |
County Mixed Case | Jefferson |
Colorado Homeowners Insurance News & Information
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Texas Homeowner Insurance Claims Were Closed Without Any Payment Posted on Monday 14th July, 2025
According to a recent study that was reported on in the Houston Chronicle, almost half of all Texas homeowner insurance claims were closed without any payment to the homeowner. A company called Weiss Ratings was in charge of the study and they found that 47% of claims filed by Texas homeowners have been closed by […]
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What causes North Carolina home insurance to go up? Posted on Monday 7th July, 2025
A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium. On average, homeowners in North Carolina saw a rate jump of 7.5% on June 1st due to a settlement reached by the North Carolina Department of Insurance but this certainly doesn’t explain a 41% increase. Doug Corkhill is […]
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Is the U.S. Home Buying Market Going to Drop in 2025? Posted on Friday 4th July, 2025
A recent report from the Harvard Joint Center for Housing Studies found that U.S. homebuying has dropped to its lowest levels since the mid-1990s. The report, The State of the Nation’s Housing 2025 blames record high real estate prices combined with higher interests for the drop in home sales. While high home prices and elevated interest rates […]