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Home Insurance Quotes in 86443

Are you shopping for a cheaper homeowners insurance rate in 86443? Our rates are very competitive for homeowners living in Temple Bar Marina, AZ. Many homeowners located in the 86443 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Arizona licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 86443. To get free 86443 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 86443 zip code should appear in the zip code field ready to go. Shopping Temple Bar Marina, AZ Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 86443 to review the best rate coverages.

Your 86443 Home Insurance Costs Is Rated: Very Low!

For the great city of Temple Bar Marina, the average home insurance premium paid annually is around $769 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Arizona specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Temple Bar Marina and need insurance on your home in the 86443 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

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86443 Home Insurance Average Premiums

Local 86443 homeowners insurance quotes comparison

$519 /yr.

Shows Zip Code: 86443 lowest rates with discounts applied on average.

For the 86443, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$519 /yr.
Average Coverage:$769 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1069 /yr.

What is the average home insurance cost for a home in 86443?

  • • The average homeowners insurance premium paid annually for a home in 86443 is around $769 per year.

What does it cost on average per month for home insurance in 86443?

  • • Homeowners in 86443 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 86443?

  • • Autoowners in 86443 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Temple Bar Marina, check out other zip codes nearby 86443.
To review average rates in another zip code, click on a zip code below:

Home Replacement Cost Coverage in 86443

Average Building Cost Per Square Foot in 86443: $161

Location: Temple Bar Marina, Arizona (Mohave County)

Average Square Footage in 86443: 1,025 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 86443 before you start any project. Temple Bar Marina homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 86443 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 86443 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,025 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Temple Bar Marina area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,025$165,000
Additional Upgrades & Added Features$2011,025$206,250
Major Home Updates or Advancements$2421,025$247,500

It's important to understand that when you estimate your replacement cost of your home in the 86443 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 86443

Best Home & Auto Insurance Agencies in 86443

Housing Demographics for 86443

Population Review for 86443 Zip Code

For the city of Temple Bar Marina, the population within 86443 has increased to over 0 residents in population size. The current population total is 16. We have broken down the population based on race below. In 86443, there are over 10 in male population and 6 females.

PopulationValues
Total Population16
White Population16
Black Population0
Hispanic Population0
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population10
Female Population6
Population Estimate0

Household Data for 86443

The average number of homes in 86443 is around 39, there are an average of 0.41 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode39
Persons Per Household0.41
Average House Value$165,000
Income Per Household$0
Median Age72.0
Median Age Male69.0
Median Age Female73.0
86443 DetailsValues
StateAZ
State Full NameArizona
City TypeN
City Alias AbbreviationTEMPL BAR MAR
Area Code928
CityTemple Bar Marina
City Alias NameTEMPLE BAR MARINA
CountyMohave
County FIPS015
State FIPS04
Time Zone7
Day Light SavingN
MSA4120
PMSA
CSA
CBSA29420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLake Havasu City-Kingman, AZ
MSA_NameLas Vegas, NV-AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population200186
CBSA Division Population0
Congressional District09
Congressional LandArea164.79
Delivery Residential0
Delivery Business1
Delivery Total3713
Preferred Last Line Key009628
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key009628
Land Area491.467000
Water Area55.628000
City Alias Code
City Mixed CaseTemple Bar Marina
City Alias Mixed CaseTemple Bar Marina
Box Count0
SFDU0
MFDU0
State ANSI04
County ANSI015
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number034440
Unique ZIP Name
SSA State County Code03070
Medicare CBSA Code29420
Medicare CBSA NameLake Havasu City-Kingman, AZ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseMohave

Arizona Homeowners Insurance News & Information

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • New Report Reveals Reasons Why Home Insurance Prices Increase Posted on Monday 8th September, 2025

    Owning a home is becoming harder to afford for many Americans, in many cases due to the high cost of homeowners insurance. A recent report found that energy companies are responsible for a large amount of the pollution that is leading to climate change and more extreme weather, wildfires and flooding.  A report recently released […]