Get multiple home insurance quotes in 86040. Our licensed 86040, AZ agents are ready to serve you.

Compare 86040 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 86040 area? The average homeowners premium in Arizona for a standard homeowners policy is around $629/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 86040 zip code, the population size is around 10,179 with 3,491 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 86040.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Page, AZ Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. AZ RateDiscountsSavingsShop Rates
$866up to 40% off$346

86040 Home Insurance Average Premiums

Local 86040 homeowners insurance quotes comparison

$379 /yr.

Shows Zip Code: 86040 lowest rates with discounts applied on average.

For the 86040, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$379 /yr.
Average Coverage:$629 /yr.
2600 sq. ft. or higher
(all discounts applied)
$929 /yr.

What is the average home insurance cost for a home in 86040?

  • • The average homeowners insurance premium paid annually for a home in 86040 is around $629 per year.

What does it cost on average per month for home insurance in 86040?

  • • Homeowners in 86040 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 86040?

  • • Autoowners in 86040 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Page, check out other zip codes nearby 86040.
To review average rates in another zip code, click on a zip code below:
86040  | 

Home Replacement Cost Coverage in 86040

Average Building Cost Per Square Foot in 86040: $161

Location: Page, Arizona (Coconino County)

Average Square Footage in 86040: 559 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 86040 before you start any project. Page homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 86040 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 86040 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 559 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Page area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$161559$90,000
Additional Upgrades & Added Features$201559$112,500
Major Home Updates or Advancements$242559$135,000

It's important to understand that when you estimate your replacement cost of your home in the 86040 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 86040

Best Home & Auto Insurance Agencies in 86040

Scott L Larson Ins Agcy Inc - State Farm Insurance Agent

Address: 100 S 9th Ave Page, AZ 86040
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 86040

Population Review for 86040 Zip Code

For the city of Page, the population within 86040 has increased to over 0 residents in population size. The current population total is 10,179. We have broken down the population based on race below. In 86040, there are over 5112 in male population and 5067 females.

PopulationValues
Total Population10,179
White Population3777
Black Population51
Hispanic Population708
Asian Population137
Hawaiian Population12
Indian Population5234
Other Population233
Male Population5112
Female Population5067
Population Estimate0

Household Data for 86040

The average number of homes in 86040 is around 3,491, there are an average of 2.89 per household. The average house value according to local real estate values is around $90,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,491
Persons Per Household2.89
Average House Value$90,000
Income Per Household$54252
Median Age34.0
Median Age Male33.2
Median Age Female35.0
86040 DetailsValues
StateAZ
State Full NameArizona
City TypeZ
City Alias Abbreviation
Area Code928
CityPage
City Alias NamePAGE
CountyCoconino
County FIPS005
State FIPS04
Time Zone7
Day Light SavingN
MSA2620
PMSA
CSA
CBSA22380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameFlagstaff, AZ
MSA_NameFlagstaff, AZ-UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses260
Number Of Employees3754
Business First Quarter Payroll31245
Business Annual Payroll151661
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population134421
CBSA Division Population0
Congressional District02
Congressional LandArea7838.12
Delivery Residential0
Delivery Business0
Delivery Total4022
Preferred Last Line KeyZ10726
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ10726
Land Area887.879000
Water Area13.142000
City Alias Code
City Mixed CasePage
City Alias Mixed CasePage
Box Count3301
SFDU0
MFDU0
State ANSI04
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number035908
Unique ZIP Name
SSA State County Code03020
Medicare CBSA Code22380
Medicare CBSA NameFlagstaff, AZ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCoconino

Arizona Homeowners Insurance News & Information

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    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]