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85303 Homeowners Insurance Quotes & Rates

Glendale residents living within the 9,692 homes available in the zip code of 85303 are shopping online to compare cheaper and more affordable Glendale, AZ home insurance rates. In the great city of Glendale, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Arizona is around $601 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 85303 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 85303 home insurance rates today! Please give us a call now at 1-855-976-2656. For Glendale, AZ Homeowners Insurance Quotes, Click to easily get started!

85303 Home Insurance Average Premiums

Local 85303 homeowners insurance quotes comparison

$351 /yr.

Shows Zip Code: 85303 lowest rates with discounts applied on average.

For the 85303, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$351 /yr.
Average Coverage:$601 /yr.
2600 sq. ft. or higher
(all discounts applied)
$901 /yr.

What is the average home insurance cost for a home in 85303?

  • • The average homeowners insurance premium paid annually for a home in 85303 is around $601 per year.

What does it cost on average per month for home insurance in 85303?

  • • Homeowners in 85303 pay a monthly average cost per month around $50.00.

What kind of discount could I get if I combine my home and auto insurance together in 85303?

  • • Autoowners in 85303 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Glendale area, check out other zip codes nearby 85303.
Review average rates in another zip code:
85301 homeowners insurance rates
85307 homeowners insurance rates
85308 homeowners insurance rates
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85310 homeowners insurance rates
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85304 homeowners insurance rates
85305 homeowners insurance rates

Home Replacement Cost Coverage in 85303

Average Building Cost Per Square Foot in 85303: $161

Location: Glendale, Arizona (Maricopa County)

Average Square Footage in 85303: 1,336 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85303 before you start any project. Glendale homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85303 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85303 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,336 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Glendale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,336$215,100
Additional Upgrades & Added Features$2011,336$268,875
Major Home Updates or Advancements$2421,336$322,650

It's important to understand that when you estimate your replacement cost of your home in the 85303 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85303

Best Home & Auto Insurance Agencies in 85303

Ace Cash Express

Address: 8345 West Glendale Avenue Glendale, AZ 85303
Phone:
Website: http://www.phoenix.citysearch.com/profile/external/38544701/glendale_az/ace_cash_express.html
Info:

American Family Insurance Merissa Hefley - Agents- Hefley Merissa

Address: 6006 N 83rd Ave, #207 Glendale, AZ 85303
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Allstate Insurance Companies

Address: 6006 N 83rd Ave Glendale, AZ 85303
Phone:
Website: http://www.allstateagencies.com
Info:

Housing Demographics for 85303

Population Review for 85303 Zip Code

For the city of Glendale, the population within 85303 has increased to over 36,178 residents in population size. The current population total is 34,252. We have broken down the population based on race below. In 85303, there are over 16866 in male population and 17386 females.

PopulationValues
Total Population34,252
White Population11313
Black Population3059
Hispanic Population20553
Asian Population1969
Hawaiian Population80
Indian Population886
Other Population10102
Male Population16866
Female Population17386
Population Estimate36178

Household Data for 85303

The average number of homes in 85303 is around 9,692, there are an average of 3.52 per household. The average house value according to local real estate values is around $215,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,692
Persons Per Household3.52
Average House Value$215,100
Income Per Household$64168
Median Age30.5
Median Age Male29.3
Median Age Female31.5
85303 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code602
CityGlendale
City Alias NameGLENDALE
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses283
Number Of Employees4794
Business First Quarter Payroll45255
Business Annual Payroll195151
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District08|09
Congressional LandArea539.66|164.79
Delivery Residential10278
Delivery Business261
Delivery Total13520
Preferred Last Line KeyZ10551
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10551
Land Area6.757000
Water Area0.000000
City Alias Code
City Mixed CaseGlendale
City Alias Mixed CaseGlendale
Box Count0
SFDU2944
MFDU2147
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number033478
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

Arizona Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]