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85302 Home Insurance Quotes & Rates

Currently, the 15,328 homes within the 85302 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Arizona is around $735 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Glendale, AZ, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 85302.

Arizona is now ranking #45 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Glendale home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Arizona has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 85302 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Glendale, Arizona home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Glendale, AZ Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

85302 Home Insurance Average Premiums

Local 85302 homeowners insurance quotes comparison

$485 /yr.

Shows Zip Code: 85302 lowest rates with discounts applied on average.

For the 85302, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$485 /yr.
Average Coverage:$735 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1035 /yr.

What is the average home insurance cost for a home in 85302?

  • • The average homeowners insurance premium paid annually for a home in 85302 is around $735 per year.

What does it cost on average per month for home insurance in 85302?

  • • Homeowners in 85302 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 85302?

  • • Autoowners in 85302 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Glendale, check out other zip codes nearby 85302.
To review average rates in another zip code, click on a zip code below:
85304  |  85302  |  85306  |  85305  |  85303  |  85307  |  85308  |  85301  |  85310  | 

Home Replacement Cost Coverage in 85302

Average Building Cost Per Square Foot in 85302: $161

Location: Glendale, Arizona (Maricopa County)

Average Square Footage in 85302: 1,400 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85302 before you start any project. Glendale homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85302 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85302 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,400 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Glendale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,400$225,400
Additional Upgrades & Added Features$2011,400$281,750
Major Home Updates or Advancements$2421,400$338,100

It's important to understand that when you estimate your replacement cost of your home in the 85302 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85302

Best Home & Auto Insurance Agencies in 85302

Cook- George S - State Farm Insurance Agent

Address: 4425 W Olive Ave, #192 Glendale, AZ 85302
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Heffernan, Jessica Agent - Titan Auto Insurance

Address: 5826 W Olive Ave, #B105 Glendale, AZ 85302
Phone:
Website:
Info:

Pritchard Group Insurance

Address: 8751 North 51st Avenue #107 Glendale, AZ 85302
Phone:
Website: http://www.pritchardgroupinsurance.com/
Info:

Bomar- Jack A

Address: 5820 W Peoria Ave Glendale, AZ 85302
Phone:
Website:
Info:

Hull, Jeff - State Farm Insurance Agent

Address: 5826 West Olive Avenue #105b Glendale, AZ 85302
Phone:
Website: http://www.phoenix.citysearch.com/profile/external/605149362/glendale_az/hull_jeff_state_farm_insurance_agent.html
Info:

Housing Demographics for 85302

Population Review for 85302 Zip Code

For the city of Glendale, the population within 85302 has increased to over 42,352 residents in population size. The current population total is 41,369. We have broken down the population based on race below. In 85302, there are over 20038 in male population and 21331 females.

PopulationValues
Total Population41,369
White Population22210
Black Population3366
Hispanic Population14434
Asian Population2016
Hawaiian Population181
Indian Population966
Other Population6316
Male Population20038
Female Population21331
Population Estimate42352

Household Data for 85302

The average number of homes in 85302 is around 15,328, there are an average of 2.66 per household. The average house value according to local real estate values is around $225,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,328
Persons Per Household2.66
Average House Value$225,400
Income Per Household$52663
Median Age36.1
Median Age Male34.5
Median Age Female37.6
85302 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code623/602
CityGlendale
City Alias NameGLENDALE
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses422
Number Of Employees5499
Business First Quarter Payroll45789
Business Annual Payroll194164
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District08
Congressional LandArea539.66
Delivery Residential15922
Delivery Business475
Delivery Total21476
Preferred Last Line KeyZ10551
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10551
Land Area6.011000
Water Area0.003000
City Alias Code
City Mixed CaseGlendale
City Alias Mixed CaseGlendale
Box Count0
SFDU7236
MFDU5584
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number033478
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

Arizona Homeowners Insurance News & Information

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • New Report Reveals Reasons Why Home Insurance Prices Increase Posted on Monday 8th September, 2025

    Owning a home is becoming harder to afford for many Americans, in many cases due to the high cost of homeowners insurance. A recent report found that energy companies are responsible for a large amount of the pollution that is leading to climate change and more extreme weather, wildfires and flooding.  A report recently released […]