Get multiple home insurance quotes in 85033. Our licensed 85033, AZ agents are ready to serve you.

Compare 85033 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 85033 area? The average homeowners premium in Arizona for a standard homeowners policy is around $661/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 85033 zip code, the population size is around 57,980 with 15,435 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 85033.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Phoenix, AZ Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. AZ RateDiscountsSavingsShop Rates
$866up to 40% off$346

85033 Home Insurance Average Premiums

Local 85033 homeowners insurance quotes comparison

$411 /yr.

Shows Zip Code: 85033 lowest rates with discounts applied on average.

For the 85033, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$411 /yr.
Average Coverage:$661 /yr.
2600 sq. ft. or higher
(all discounts applied)
$961 /yr.

What is the average home insurance cost for a home in 85033?

  • • The average homeowners insurance premium paid annually for a home in 85033 is around $661 per year.

What does it cost on average per month for home insurance in 85033?

  • • Homeowners in 85033 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 85033?

  • • Autoowners in 85033 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Phoenix area, check out other zip codes nearby 85033.
Review average rates in another zip code:
85015 homeowners insurance rates
85029 homeowners insurance rates
85085 homeowners insurance rates
85014 homeowners insurance rates
85021 homeowners insurance rates
85086 homeowners insurance rates
85013 homeowners insurance rates
85023 homeowners insurance rates
85019 homeowners insurance rates
85009 homeowners insurance rates

Home Replacement Cost Coverage in 85033

Average Building Cost Per Square Foot in 85033: $161

Location: Phoenix, Arizona (Maricopa County)

Average Square Footage in 85033: 1,102 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85033 before you start any project. Phoenix homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85033 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85033 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,102 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Phoenix area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,102$177,400
Additional Upgrades & Added Features$2011,102$221,750
Major Home Updates or Advancements$2421,102$266,100

It's important to understand that when you estimate your replacement cost of your home in the 85033 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85033

Mexico Auto Insurance

Address: Litchfield Park Phoenix, AZ 85033
Phone: (623)873-0500
Website:

Best Home & Auto Insurance Agencies in 85033

Hamilton- Eric L - State Farm Insurance Agent

Address: 7540 W Indian School Rd Phoenix, AZ 85033
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Farmers Insurance-Jim McKenna

Address: 1723 North 75th Avenue c180 Phoenix, AZ 85033
Phone:
Website: http://www.phoenix.citysearch.com/profile/external/667968930/glendale_az/farmers_insurance_jim_mckenna.html
Info:

Rodriguez- Yolanda

Address: 6544 W Thomas Rd, #29 Phoenix, AZ 85033
Phone:
Website:
Info:

Oasis Insurnace

Address: 7614 West Indian School Road Phoenix, AZ 85033
Phone:
Website: http://www.oasisinsurance.com/
Info:

Aleman- John F

Address: 6544 W Thomas Rd Phoenix, AZ 85033
Phone:
Website:
Info:

Housing Demographics for 85033

Population Review for 85033 Zip Code

For the city of Phoenix, the population within 85033 has increased to over 59,808 residents in population size. The current population total is 57,980. We have broken down the population based on race below. In 85033, there are over 28933 in male population and 29047 females.

PopulationValues
Total Population57,980
White Population14147
Black Population3349
Hispanic Population46912
Asian Population512
Hawaiian Population77
Indian Population1458
Other Population25773
Male Population28933
Female Population29047
Population Estimate59808

Household Data for 85033

The average number of homes in 85033 is around 15,435, there are an average of 3.75 per household. The average house value according to local real estate values is around $177,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,435
Persons Per Household3.75
Average House Value$177,400
Income Per Household$51028
Median Age27.3
Median Age Male26.7
Median Age Female27.8
85033 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code623/602/480
CityPhoenix
City Alias NamePHOENIX
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses437
Number Of Employees5431
Business First Quarter Payroll38397
Business Annual Payroll167533
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District03
Congressional LandArea15688.79
Delivery Residential15949
Delivery Business532
Delivery Total22990
Preferred Last Line KeyZ10747
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10747
Land Area6.118000
Water Area0.010000
City Alias Code
City Mixed CasePhoenix
City Alias Mixed CasePhoenix
Box Count0
SFDU10562
MFDU3462
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number036364
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

Arizona Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]