Get multiple home insurance quotes in 35768. Our licensed 35768, AL agents are ready to serve you.

35768 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 35768 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Scottsboro, AL. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 35768 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Alabama, like average Scottsboro homeowners insurance rates, coverage options or home insurance types, please select Scottsboro, AL Home Insurance Rates Online!

35768 Home Insurance Average Premiums

Local 35768 homeowners insurance quotes comparison

$891 /yr.

Shows Zip Code: 35768 lowest rates with discounts applied on average.

For the 35768, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$891 /yr.
Average Coverage:$1141 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1441 /yr.

What is the average home insurance cost for a home in 35768?

  • • The average homeowners insurance premium paid annually for a home in 35768 is around $1141 per year.

What does it cost on average per month for home insurance in 35768?

  • • Homeowners in 35768 pay a monthly average cost per month around $95.00.

What kind of discount could I get if I combine my home and auto insurance together in 35768?

  • • Autoowners in 35768 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Scottsboro, check out other zip codes nearby 35768.
To review average rates in another zip code, click on a zip code below:
35768  |  35769  | 

Home Replacement Cost Coverage in 35768

Average Building Cost Per Square Foot in 35768: $104

Location: Scottsboro, Alabama (Jackson County)

Average Square Footage in 35768: 1,087 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 35768 before you start any project. Scottsboro homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 35768 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 35768 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,087 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Scottsboro area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1041,087$113,000
Additional Upgrades & Added Features$1301,087$141,250
Major Home Updates or Advancements$1561,087$169,500

It's important to understand that when you estimate your replacement cost of your home in the 35768 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 35768

Linda W. Roberts Agency

Address: 419 E Laurel St Scottsboro, AL 35768
Phone: (256)259-2545
Website:

Hestla Agency

Address: 630 East Willow Street Scottsboro, AL 35768
Phone: (256)259-1303
Website:

Best Home & Auto Insurance Agencies in 35768

Hembree Insurance Agency

Address: 111 E Laurel St Scottsboro, AL 35768
Phone:
Website:
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Hestla Agency

Address: 630 E Willow St Scottsboro, AL 35768
Phone:
Website:
Info:

Harding Insurance Agency

Address: 141 E Laurel St Scottsboro, AL 35768
Phone:
Website:
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Linda W. Roberts Agency

Address: 419 E Laurel St Scottsboro, AL 35768
Phone:
Website:
Info:

Alfa Insurance - Scottsboro

Address: 414 E Laurel St Scottsboro, AL 35768
Phone:
Website:
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Housing Demographics for 35768

Population Review for 35768 Zip Code

For the city of Scottsboro, the population within 35768 has increased to over 11,773 residents in population size. The current population total is 11,436. We have broken down the population based on race below. In 35768, there are over 5495 in male population and 5941 females.

PopulationValues
Total Population11,436
White Population9616
Black Population562
Hispanic Population464
Asian Population50
Hawaiian Population0
Indian Population135
Other Population286
Male Population5495
Female Population5941
Population Estimate11773

Household Data for 35768

The average number of homes in 35768 is around 4,709, there are an average of 2.35 per household. The average house value according to local real estate values is around $113,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,709
Persons Per Household2.35
Average House Value$113,000
Income Per Household$43621
Median Age43.5
Median Age Male41.2
Median Age Female45.4
35768 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code256
CityScottsboro
City Alias NameSCOTTSBORO
CountyJackson
County FIPS071
State FIPS01
Time Zone6
Day Light SavingY
MSA
PMSA
CSA174
CBSA42460
CBSA_DIV
CBSA_TypeMicro
CBSA_NameScottsboro, AL
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses409
Number Of Employees6400
Business First Quarter Payroll54067
Business Annual Payroll230057
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population53227
CBSA Division Population0
Congressional District05
Congressional LandArea3677.31
Delivery Residential5010
Delivery Business629
Delivery Total6173
Preferred Last Line KeyY11067
Classification Code
Multi-County
CSA NameChattanooga-Cleveland-Dalton, TN-GA-AL
CBSA_DIV_Name
City State KeyY11067
Land Area172.291000
Water Area1.442000
City Alias Code
City Mixed CaseScottsboro
City Alias Mixed CaseScottsboro
Box Count374
SFDU4525
MFDU127
State ANSI01
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number017290
Unique ZIP Name
SSA State County Code01350
Medicare CBSA Code99901
Medicare CBSA NameRural Areas in AL
Medicare CBSA TypeMicro
Market Rating Area ID13
County Mixed CaseJackson

Alabama Homeowners Insurance News & Information

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  • Should I consider climate changes when buying a new home? Posted on Saturday 21st June, 2025

    Climate change is on our doorstep, so now more than ever, it’s essential to consider the local climate when buying a new home. Not only is the current climate important, but experts suggest homeowners look towards the future. How will the next 10, 20 or 30 years impact your new purchase?  The increasing frequency of […]