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Quickly Revew Homeowners Insurance in 35564

If you own a home in Hackleburg, AL you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 35564 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Alabama licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 35564 and start comparing rates now.

35564 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 35564 is $1103 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 35564 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Hackleburg, AL home insurance quotes in your local city and review the most competitive coverages and premiums.

35564 Home Insurance Average Premiums

Local 35564 homeowners insurance quotes comparison

$853 /yr.

Shows Zip Code: 35564 lowest rates with discounts applied on average.

For the 35564, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$853 /yr.
Average Coverage:$1103 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1403 /yr.

What is the average home insurance cost for a home in 35564?

  • • The average homeowners insurance premium paid annually for a home in 35564 is around $1103 per year.

What does it cost on average per month for home insurance in 35564?

  • • Homeowners in 35564 pay a monthly average cost per month around $92.00.

What kind of discount could I get if I combine my home and auto insurance together in 35564?

  • • Autoowners in 35564 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Hackleburg, check out other zip codes nearby 35564.
To review average rates in another zip code, click on a zip code below:
35564  | 

Home Replacement Cost Coverage in 35564

Average Building Cost Per Square Foot in 35564: $104

Location: Hackleburg, Alabama (Marion County)

Average Square Footage in 35564: 865 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 35564 before you start any project. Hackleburg homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 35564 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 35564 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 865 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hackleburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$104865$90,000
Additional Upgrades & Added Features$130865$112,500
Major Home Updates or Advancements$156865$135,000

It's important to understand that when you estimate your replacement cost of your home in the 35564 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 35564

Best Home & Auto Insurance Agencies in 35564

Housing Demographics for 35564

Population Review for 35564 Zip Code

For the city of Hackleburg, the population within 35564 has increased to over 2,358 residents in population size. The current population total is 2,155. We have broken down the population based on race below. In 35564, there are over 1050 in male population and 1105 females.

PopulationValues
Total Population2,155
White Population2015
Black Population7
Hispanic Population70
Asian Population6
Hawaiian Population0
Indian Population8
Other Population20
Male Population1050
Female Population1105
Population Estimate2358

Household Data for 35564

The average number of homes in 35564 is around 934, there are an average of 2.31 per household. The average house value according to local real estate values is around $90,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode934
Persons Per Household2.31
Average House Value$90,000
Income Per Household$32485
Median Age43.0
Median Age Male42.1
Median Age Female44.3
35564 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code205/659
CityHackleburg
City Alias NameHACKLEBURG
CountyMarion
County FIPS093
State FIPS01
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses19
Number Of Employees238
Business First Quarter Payroll1946
Business Annual Payroll7743
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea8888.77
Delivery Residential1021
Delivery Business41
Delivery Total1451
Preferred Last Line KeyY10560
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY10560
Land Area68.409000
Water Area0.135000
City Alias Code
City Mixed CaseHackleburg
City Alias Mixed CaseHackleburg
Box Count93
SFDU949
MFDU0
State ANSI01
County ANSI093
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number013810
Unique ZIP Name
SSA State County Code01460
Medicare CBSA Code99901
Medicare CBSA NameRural Areas in AL
Medicare CBSA TypeMicro
Market Rating Area ID13
County Mixed CaseMarion

Alabama Homeowners Insurance News & Information

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]