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91706, CA Home Insurance

In the zip code of 91706, the population size is around 73,313, which consists of 18,222 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Baldwin Park, CA. A few years ago, a study was done and found that the average home insurance rates for California are around $971 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 91706 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Baldwin Park. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Baldwin Park, CA Homeowners Insurance Online Rates Today!

91706 Home Insurance Average Premiums

Local 91706 homeowners insurance quotes comparison

$721 /yr.

Shows Zip Code: 91706 lowest rates with discounts applied on average.

For the 91706, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$721 /yr.
Average Coverage:$971 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1271 /yr.

What is the average home insurance cost for a home in 91706?

  • • The average homeowners insurance premium paid annually for a home in 91706 is around $971 per year.

What does it cost on average per month for home insurance in 91706?

  • • Homeowners in 91706 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 91706?

  • • Autoowners in 91706 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Baldwin Park area, check out other zip codes nearby 91706.
Review average rates in another zip code:
91706 homeowners insurance rates

Home Replacement Cost Coverage in 91706

Average Building Cost Per Square Foot in 91706: $324

Location: Baldwin Park, California (Los Angeles County)

Average Square Footage in 91706: 1,438 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 91706 before you start any project. Baldwin Park homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 91706 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 91706 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,438 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Baldwin Park area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,438$465,900
Additional Upgrades & Added Features$4051,438$582,375
Major Home Updates or Advancements$4861,438$698,850

It's important to understand that when you estimate your replacement cost of your home in the 91706 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 91706

Best Home & Auto Insurance Agencies in 91706

Girgis, Mike - Allstate

Address: 4160 Maine Avenue Baldwin Park, CA 91706
Phone:
Website: http://www.allstateagencies.com/MeladGirgis/Welcome/
Info:

Fred Loya Insurance

Address: 3100 Big Dalton Ave Baldwin Park, CA 91706
Phone:
Website: http://www.fredloya.com/
Info:

Allstate Insurance Companies

Address: 4160 Maine Ave Baldwin Park, CA 91706
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Cwikla, Allen - Cwikla Insurance & Financial

Address: 13100 Brooks Dr, #107 Baldwin Park, CA 91706
Phone:
Website: http://www.allstateagencies.com/AllenCwikla/Welcome/
Info:

Galvano, Veronica - Adriana's Insurance Svc Incorporated

Address: 14520 Baldwin Park Towne Ctr Baldwin Park, CA 91706
Phone:
Website: http://www.adrianasinsurance.com/
Info:

Housing Demographics for 91706

Population Review for 91706 Zip Code

For the city of Baldwin Park, the population within 91706 has increased to over 72,458 residents in population size. The current population total is 73,313. We have broken down the population based on race below. In 91706, there are over 36101 in male population and 37212 females.

PopulationValues
Total Population73,313
White Population11634
Black Population761
Hispanic Population54728
Asian Population14813
Hawaiian Population59
Indian Population1534
Other Population30703
Male Population36101
Female Population37212
Population Estimate72458

Household Data for 91706

The average number of homes in 91706 is around 18,222, there are an average of 3.99 per household. The average house value according to local real estate values is around $465,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,222
Persons Per Household3.99
Average House Value$465,900
Income Per Household$72737
Median Age36.0
Median Age Male34.8
Median Age Female37.6
91706 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code626
CityBaldwin Park
City Alias NameBALDWIN PARK
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1559
Number Of Employees30446
Business First Quarter Payroll444094
Business Annual Payroll1841619
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District31
Congressional LandArea218.24
Delivery Residential18160
Delivery Business2195
Delivery Total24287
Preferred Last Line KeyZ20178
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ20178
Land Area13.530000
Water Area0.974000
City Alias Code
City Mixed CaseBaldwin Park
City Alias Mixed CaseBaldwin Park
Box Count597
SFDU12542
MFDU2616
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number050480
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • 2023 – California’s recent storms – Is my home covered by insurance? Posted on Tuesday 10th January, 2023

    California has recently been hit by a shocking amount of punishing winter weather that has triggered flooding as well as mudslides across vast areas of the state. The weather has led to evacuation orders as well as damaged homes. Unfortunately, for many homeowners, the damage may not be covered by their homeowners insurance.   In most […]

  • 2022 Future Housing Market Preview by Fed Chairman Powell Posted on Friday 1st July, 2022

    Many of us are concerned about how the housing market will fare as interest rates head up and a looming recession takes hold. Will home values crash as they did during the Great Recession or will they simply stop rising and settle in at their current values.  While no one can predict the future, Fed […]