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Home Insurance Rates in 91105

For homeowners shopping online in 91105, our insurance rates are very competitive for homeowners living in Pasadena, CA. Many homeowners based out of the great city of Pasadena have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our California licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 91105, simply click the "Get Multiple Quotes Now" button. Your 91105 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Pasadena, CA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

91105 Home Insurance Rating is: High!

If you live in 91105, you can easily save up to 40% off the average home insurance premium of $907 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Pasadena can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 91105 today!

Get Multiple Home Insurance Rates in 91105!

91105 Home Insurance Average Premiums

Local 91105 homeowners insurance quotes comparison

$657 /yr.

Shows Zip Code: 91105 lowest rates with discounts applied on average.

For the 91105, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$657 /yr.
Average Coverage:$907 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1207 /yr.

What is the average home insurance cost for a home in 91105?

  • • The average homeowners insurance premium paid annually for a home in 91105 is around $907 per year.

What does it cost on average per month for home insurance in 91105?

  • • Homeowners in 91105 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 91105?

  • • Autoowners in 91105 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pasadena area, check out other zip codes nearby 91105.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 91105

Average Building Cost Per Square Foot in 91105: $324

Location: Pasadena, California (Los Angeles County)

Average Square Footage in 91105: 4,031 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 91105 before you start any project. Pasadena homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 91105 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 91105 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,031 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pasadena area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3244,031$1,306,200
Additional Upgrades & Added Features$4054,031$1,632,750
Major Home Updates or Advancements$4864,031$1,959,300

It's important to understand that when you estimate your replacement cost of your home in the 91105 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 91105

Allstate Insurance - Amir M. Nia

Address: 980 S Arroyo Pky. Suite 260 Pasadena, CA 91105
Phone: (626)356-0634
Website:

Best Home & Auto Insurance Agencies in 91105

Jeremy Mossembekker State Farm Insurance

Address: 980 S Arroyo Pkwy Pasadena, CA 91105
Phone:
Website: http://www.agentmoss.com/
Info:

Allstate Insurance - Amir M. Nia

Address: 980 S Arroyo Pky, #260 Pasadena, CA 91105
Phone:
Website:
Info:

Allstate Insurance Company - Amir Nia

Address: 980 South Arroyo Parkway Pasadena, CA 91105
Phone:
Website: http://www.allstateagencies.com/043252?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 91105

Population Review for 91105 Zip Code

For the city of Pasadena, the population within 91105 has increased to over 13,897 residents in population size. The current population total is 13,869. We have broken down the population based on race below. In 91105, there are over 6602 in male population and 7267 females.

PopulationValues
Total Population13,869
White Population7947
Black Population644
Hispanic Population2201
Asian Population2741
Hawaiian Population5
Indian Population51
Other Population614
Male Population6602
Female Population7267
Population Estimate13897

Household Data for 91105

The average number of homes in 91105 is around 6,465, there are an average of 2.10 per household. The average house value according to local real estate values is around $1,306,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,465
Persons Per Household2.10
Average House Value$1,306,200
Income Per Household$143892
Median Age47.7
Median Age Male46.5
Median Age Female48.8
91105 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code626/323
CityPasadena
City Alias NamePASADENA
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1321
Number Of Employees20835
Business First Quarter Payroll336355
Business Annual Payroll1569391
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District28|30|34
Congressional LandArea218.45|135.94|47.66
Delivery Residential6618
Delivery Business1311
Delivery Total7913
Preferred Last Line KeyZ22427
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ22427
Land Area4.196000
Water Area0.033000
City Alias Code
City Mixed CasePasadena
City Alias Mixed CasePasadena
Box Count0
SFDU3663
MFDU2840
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number055862
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • 2023 – California’s recent storms – Is my home covered by insurance? Posted on Tuesday 10th January, 2023

    California has recently been hit by a shocking amount of punishing winter weather that has triggered flooding as well as mudslides across vast areas of the state. The weather has led to evacuation orders as well as damaged homes. Unfortunately, for many homeowners, the damage may not be covered by their homeowners insurance.   In most […]

  • 2022 Future Housing Market Preview by Fed Chairman Powell Posted on Friday 1st July, 2022

    Many of us are concerned about how the housing market will fare as interest rates head up and a looming recession takes hold. Will home values crash as they did during the Great Recession or will they simply stop rising and settle in at their current values.  While no one can predict the future, Fed […]