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Home Insurance Rates in 90746

For homeowners shopping online in 90746, our insurance rates are very competitive for homeowners living in Carson, CA. Many homeowners based out of the great city of Carson have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our California licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 90746, simply click the "Get Multiple Quotes Now" button. Your 90746 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Carson, CA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

90746 Home Insurance Rating is: High!

If you live in 90746, you can easily save up to 40% off the average home insurance premium of $949 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Carson can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 90746 today!

Get Multiple Home Insurance Rates in 90746!

90746 Home Insurance Average Premiums

Local 90746 homeowners insurance quotes comparison

$699 /yr.

Shows Zip Code: 90746 lowest rates with discounts applied on average.

For the 90746, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$699 /yr.
Average Coverage:$949 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1249 /yr.

What is the average home insurance cost for a home in 90746?

  • • The average homeowners insurance premium paid annually for a home in 90746 is around $949 per year.

What does it cost on average per month for home insurance in 90746?

  • • Homeowners in 90746 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 90746?

  • • Autoowners in 90746 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Carson area, check out other zip codes nearby 90746.
Review average rates in another zip code:
90745 homeowners insurance rates
90746 homeowners insurance rates

Home Replacement Cost Coverage in 90746

Average Building Cost Per Square Foot in 90746: $324

Location: Carson, California (Los Angeles County)

Average Square Footage in 90746: 1,807 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 90746 before you start any project. Carson homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 90746 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 90746 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,807 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Carson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,807$585,600
Additional Upgrades & Added Features$4051,807$732,000
Major Home Updates or Advancements$4861,807$878,400

It's important to understand that when you estimate your replacement cost of your home in the 90746 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 90746

Best Home & Auto Insurance Agencies in 90746

Bazzelle, Pamela D - Allstate Insurance Company

Address: 500 E Carson Plaza Dr, #100 Carson, CA 90746
Phone:
Website: http://www.allstateagencies.com/Bazzelle/Welcome/
Info:

ACE Cash Express

Address: 603 East University Drive Carson, CA 90746
Phone:
Website: http://www.acecashexpress.com/
Info:

Johnnie Lewis-Farmers Insurance

Address: 460 Carson Plaza Dr Carson, CA 90746
Phone:
Website: http://www.farmersagent.com/jlewis3/
Info:

Mercury Insurance Auto and Home Authorized Agent

Address: 20761 Avalon Boulevard Carson, CA 90746
Phone:
Website: http://www.pledgeinsurance.com/
Info:

Allstate Insurance Companies

Address: 500 E Carson Plaza Dr Carson, CA 90746
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Housing Demographics for 90746

Population Review for 90746 Zip Code

For the city of Carson, the population within 90746 has increased to over 26,123 residents in population size. The current population total is 27,147. We have broken down the population based on race below. In 90746, there are over 12554 in male population and 14593 females.

PopulationValues
Total Population27,147
White Population2050
Black Population15794
Hispanic Population6612
Asian Population2471
Hawaiian Population285
Indian Population241
Other Population3890
Male Population12554
Female Population14593
Population Estimate26123

Household Data for 90746

The average number of homes in 90746 is around 8,439, there are an average of 3.12 per household. The average house value according to local real estate values is around $585,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,439
Persons Per Household3.12
Average House Value$585,600
Income Per Household$96939
Median Age44.3
Median Age Male41.4
Median Age Female46.4
90746 DetailsValues
StateCA
State Full NameCalifornia
City TypeB
City Alias Abbreviation
Area Code562
CityCarson
City Alias NameCARSON
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses796
Number Of Employees17079
Business First Quarter Payroll202589
Business Annual Payroll855800
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District44
Congressional LandArea79.36
Delivery Residential8373
Delivery Business897
Delivery Total12217
Preferred Last Line KeyZ20522
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ20522
Land Area5.785000
Water Area0.053000
City Alias Code
City Mixed CaseCarson
City Alias Mixed CaseCarson
Box Count0
SFDU7419
MFDU96
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number054482
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • 2023 – California’s recent storms – Is my home covered by insurance? Posted on Tuesday 10th January, 2023

    California has recently been hit by a shocking amount of punishing winter weather that has triggered flooding as well as mudslides across vast areas of the state. The weather has led to evacuation orders as well as damaged homes. Unfortunately, for many homeowners, the damage may not be covered by their homeowners insurance.   In most […]

  • 2022 Future Housing Market Preview by Fed Chairman Powell Posted on Friday 1st July, 2022

    Many of us are concerned about how the housing market will fare as interest rates head up and a looming recession takes hold. Will home values crash as they did during the Great Recession or will they simply stop rising and settle in at their current values.  While no one can predict the future, Fed […]