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Pend Oreille County, WA Homeowners Insurance Quotes

We can help you get a free and quick comparison of Pend Oreille County, WA home insurance rate quotes to easily review. We like to help you shop up to 12 competitive home insurance rates with a variety of coverage options from a standard policy to a multi-line packaged discount policy that would include your home and auto insurance together. A standard (HO-3) policy for homeowners living in Pend Oreille County includes protection against most perils, but does not include coverage for flood or earthquake damage. Don't worry, our home insurance professionals of Washington can help you figure out which policy is best for you.

Homeowners living in Pend Oreille County, pay on average around $937 a year or $78.08 per month. Let us help you explore multiple coverage options and provide up to 40% in discounted savings for your new policy. For online quotes, please enter your zip code of the property you would like to insure today or give us a call now at 1-855-976-2656

For all Pend Oreille County, WA residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Pend Oreille County? Simply enter your zip code to get your Washington homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Pend Oreille County, WA Housing Demographics

With 13,001 residents living within the Pend Oreille County area there are over 7,936 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 3,628 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Pend Oreille County.

DemographicValues
Total Occupied Households5,479
Family Households (families)3,628
Average Owner Occupied Household Size2
Average Family Size3
Total Housing Units7,936

Pend Oreille County, WA Home Insurance Average Premiums

Local Pend Oreille, WA homeowners insurance quotes comparison

$692 /yr.

Washington's Average Home Insurance Rates Overall

For the state of Washington, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 43 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$471 /yr.
Current Average Cost:$692 /yr.
Maximum Range:$937 /yr.

Washington Homeowners Insurance News & Information

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]

  • The Best Way to Check the Financial Strength of Home Insurance Companies Posted on Wednesday 3rd April, 2024

    If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • North Carolina Coastal Home Insurance Rates Posted on Friday 29th March, 2024

    North Carolina is a fantastic place to live with plenty of cultural activities, beautiful beaches, world-class cities as well as great restaurants and shopping. The only disadvantage to living in North Carolina, particularly if your home is located in coastal area is the cost of homeowners insurance. The average premium for a standard homeowners insurance […]

Discounts For Homeowners in Pend Oreille County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Washington homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Pend Oreille County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Pend Oreille County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Pend Oreille County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Pend Oreille County Housing & Real Estate Data

Details:Statistics
Total Housing Units7936
Occupied Housing Units5479
Vacant Housing Units2457
Vacant Housing Units for Rent138
Vacant Housing Units Rented Not Occupied5
Vacant Housing Units For Sale111
Vacant Housing Units Sold Not Occupied30
Vacant Housing Units For Seasonal Occasional Use1863
Vacant Housing Units All Other Vacants310
Housing Units Homeowner Vacancy Rate Percent3
Housing Units Rental Vacancy Rate Percent10
Housing Tenure Occupied Units5479
Housing Tenure Occupied Units Owner Occupied4225
Housing Tenure Occupied Units Owner Occupied Population9900
Housing Tenure Occupied Units Owner Occupied Averge Household Size2
Housing Tenure Occupied Units Renter Occupied1254
Housing Tenure Occupied Units Renter Occupied Population3003
Housing Tenure Occupied Units Renter Occupied Average Household Size2