Get multiple home insurance quotes in 99020. Our licensed 99020, WA agents are ready to serve you.

Homeowners Insurance in 99020

In Marshall, WA, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 99020 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Washington licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 99020 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 99020 should appear in the zip code field ready to go.

99020 Homeowners Insurance Rates Are Considered: Medium!

If your looking for a standard homeowners policy in Washington, you are going to see rates around the average home insurance premium per year of $869. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Marshall home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 99020 Home Insurance Rates Now!

Best 3 Options to Compare in 99020

If you want homeowners insurance quotes within the city of Marshall or in the 99020 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Marshall, WA.

99020 Home Insurance Average Premiums

Local 99020 homeowners insurance quotes comparison

$619 /yr.

Shows Zip Code: 99020 lowest rates with discounts applied on average.

For the 99020, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$619 /yr.
Average Coverage:$869 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1169 /yr.

What is the average home insurance cost for a home in 99020?

  • • The average homeowners insurance premium paid annually for a home in 99020 is around $869 per year.

What does it cost on average per month for home insurance in 99020?

  • • Homeowners in 99020 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 99020?

  • • Autoowners in 99020 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Marshall, check out other zip codes nearby 99020.
To review average rates in another zip code, click on a zip code below:

Home Replacement Cost Coverage in 99020

Average Building Cost Per Square Foot in 99020: $242

Location: Marshall, Washington (Spokane County)

Average Square Footage in 99020: 682 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 99020 before you start any project. Marshall homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 99020 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 99020 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 682 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Marshall area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$242682$165,000
Additional Upgrades & Added Features$303682$206,250
Major Home Updates or Advancements$363682$247,500

It's important to understand that when you estimate your replacement cost of your home in the 99020 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 99020

Best Home & Auto Insurance Agencies in 99020

Housing Demographics for 99020

Population Review for 99020 Zip Code

For the city of Marshall, the population within 99020 has increased to over 0 residents in population size. The current population total is 52. We have broken down the population based on race below. In 99020, there are over 28 in male population and 24 females.

PopulationValues
Total Population52
White Population44
Black Population0
Hispanic Population8
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population28
Female Population24
Population Estimate0

Household Data for 99020

The average number of homes in 99020 is around 22, there are an average of 2.36 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode22
Persons Per Household2.36
Average House Value$165,000
Income Per Household$0
Median Age50.5
Median Age Male44.5
Median Age Female52.0
99020 DetailsValues
StateWA
State Full NameWashington
City TypeZ
City Alias Abbreviation
Area Code509
CityMarshall
City Alias NameMARSHALL
CountySpokane
County FIPS063
State FIPS53
Time Zone8
Day Light SavingY
MSA7840
PMSA
CSA518
CBSA44060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSpokane-Spokane Valley, WA
MSA_NameSpokane, WA MSA
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees5
Business First Quarter Payroll51
Business Annual Payroll217
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population471221
CBSA Division Population0
Congressional District05
Congressional LandArea15473.13
Delivery Residential0
Delivery Business0
Delivery Total3800
Preferred Last Line KeyZ17101
Classification CodeP
Multi-County
CSA NameSpokane-Spokane Valley-Coeur d'Alene, WA-ID
CBSA_DIV_Name
City State KeyZ17101
Land Area0.043000
Water Area0.000000
City Alias Code
City Mixed CaseMarshall
City Alias Mixed CaseMarshall
Box Count73
SFDU0
MFDU0
State ANSI53
County ANSI063
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number545152
Unique ZIP Name
SSA State County Code50310
Medicare CBSA Code44060
Medicare CBSA NameSpokane-Spokane Valley, WA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseSpokane

Washington Homeowners Insurance News & Information

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • New Report Reveals Reasons Why Home Insurance Prices Increase Posted on Monday 8th September, 2025

    Owning a home is becoming harder to afford for many Americans, in many cases due to the high cost of homeowners insurance. A recent report found that energy companies are responsible for a large amount of the pollution that is leading to climate change and more extreme weather, wildfires and flooding.  A report recently released […]