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Home Insurance Rates in 98934

For homeowners shopping online in 98934, our insurance rates are very competitive for homeowners living in Kittitas, WA. Many homeowners based out of the great city of Kittitas have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Washington licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 98934, simply click the "Get Multiple Quotes Now" button. Your 98934 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Kittitas, WA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

98934 Home Insurance Rating is: Very Low!

If you live in 98934, you can easily save up to 40% off the average home insurance premium of $696 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Kittitas can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 98934 today!

Get Multiple Home Insurance Rates in 98934!

98934 Home Insurance Average Premiums

Local 98934 homeowners insurance quotes comparison

$446 /yr.

Shows Zip Code: 98934 lowest rates with discounts applied on average.

For the 98934, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$446 /yr.
Average Coverage:$696 /yr.
2600 sq. ft. or higher
(all discounts applied)
$996 /yr.

What is the average home insurance cost for a home in 98934?

  • • The average homeowners insurance premium paid annually for a home in 98934 is around $696 per year.

What does it cost on average per month for home insurance in 98934?

  • • Homeowners in 98934 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 98934?

  • • Autoowners in 98934 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Kittitas, check out other zip codes nearby 98934.
To review average rates in another zip code, click on a zip code below:
98934  | 

Home Replacement Cost Coverage in 98934

Average Building Cost Per Square Foot in 98934: $242

Location: Kittitas, Washington (Kittitas County)

Average Square Footage in 98934: 928 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98934 before you start any project. Kittitas homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98934 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98934 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 928 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kittitas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$242928$224,500
Additional Upgrades & Added Features$303928$280,625
Major Home Updates or Advancements$363928$336,750

It's important to understand that when you estimate your replacement cost of your home in the 98934 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98934

Best Home & Auto Insurance Agencies in 98934

Housing Demographics for 98934

Population Review for 98934 Zip Code

For the city of Kittitas, the population within 98934 has increased to over 0 residents in population size. The current population total is 1,164. We have broken down the population based on race below. In 98934, there are over 588 in male population and 576 females.

PopulationValues
Total Population1,164
White Population899
Black Population3
Hispanic Population235
Asian Population3
Hawaiian Population0
Indian Population13
Other Population132
Male Population588
Female Population576
Population Estimate0

Household Data for 98934

The average number of homes in 98934 is around 473, there are an average of 2.46 per household. The average house value according to local real estate values is around $224,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode473
Persons Per Household2.46
Average House Value$224,500
Income Per Household$56500
Median Age36.1
Median Age Male35.3
Median Age Female38.1
98934 DetailsValues
StateWA
State Full NameWashington
City TypeZ
City Alias Abbreviation
Area Code509
CityKittitas
City Alias NameKITTITAS
CountyKittitas
County FIPS037
State FIPS53
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA21260
CBSA_DIV
CBSA_TypeMicro
CBSA_NameEllensburg, WA
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses21
Number Of Employees146
Business First Quarter Payroll1951
Business Annual Payroll12939
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population40915
CBSA Division Population0
Congressional District08
Congressional LandArea7359.7
Delivery Residential0
Delivery Business0
Delivery Total656
Preferred Last Line KeyZ16985
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ16985
Land Area1.139000
Water Area0.000000
City Alias Code
City Mixed CaseKittitas
City Alias Mixed CaseKittitas
Box Count599
SFDU0
MFDU0
State ANSI53
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number544172
Unique ZIP Name
SSA State County Code50180
Medicare CBSA Code99950
Medicare CBSA NameRural Areas in WA
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseKittitas

Washington Homeowners Insurance News & Information

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]