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If you live in the 98824 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of George have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our WA licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 98824 and then compare quotes from a variety of nationwide insurance companies.

98824 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 98824 the average premium for homeowners coverage is $723 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 98824. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 98824 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best George, WA home insurance quotes in your area.

98824 Home Insurance Average Premiums

Local 98824 homeowners insurance quotes comparison

$473 /yr.

Shows Zip Code: 98824 lowest rates with discounts applied on average.

For the 98824, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$473 /yr.
Average Coverage:$723 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1023 /yr.

What is the average home insurance cost for a home in 98824?

  • • The average homeowners insurance premium paid annually for a home in 98824 is around $723 per year.

What does it cost on average per month for home insurance in 98824?

  • • Homeowners in 98824 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 98824?

  • • Autoowners in 98824 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within George, check out other zip codes nearby 98824.
To review average rates in another zip code, click on a zip code below:
98824  | 

Home Replacement Cost Coverage in 98824

Average Building Cost Per Square Foot in 98824: $242

Location: George, Washington (Grant County)

Average Square Footage in 98824: 689 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98824 before you start any project. George homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98824 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98824 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 689 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the George area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$242689$166,700
Additional Upgrades & Added Features$303689$208,375
Major Home Updates or Advancements$363689$250,050

It's important to understand that when you estimate your replacement cost of your home in the 98824 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98824

Best Home & Auto Insurance Agencies in 98824

Housing Demographics for 98824

Population Review for 98824 Zip Code

For the city of George, the population within 98824 has increased to over 0 residents in population size. The current population total is 160. We have broken down the population based on race below. In 98824, there are over 68 in male population and 92 females.

PopulationValues
Total Population160
White Population39
Black Population1
Hispanic Population131
Asian Population1
Hawaiian Population0
Indian Population6
Other Population94
Male Population68
Female Population92
Population Estimate0

Household Data for 98824

The average number of homes in 98824 is around 35, there are an average of 4.57 per household. The average house value according to local real estate values is around $166,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode35
Persons Per Household4.57
Average House Value$166,700
Income Per Household$0
Median Age25.8
Median Age Male30.0
Median Age Female21.5
98824 DetailsValues
StateWA
State Full NameWashington
City TypeZ
City Alias Abbreviation
Area Code509
CityGeorge
City Alias NameGEORGE
CountyGrant
County FIPS025
State FIPS53
Time Zone8
Day Light SavingY
MSA
PMSA
CSA393
CBSA34180
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMoses Lake, WA
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses8
Number Of Employees112
Business First Quarter Payroll1471
Business Annual Payroll4698
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population89120
CBSA Division Population0
Congressional District04
Congressional LandArea19250.22
Delivery Residential0
Delivery Business0
Delivery Total1221
Preferred Last Line KeyZ16833
Classification CodeP
Multi-County
CSA NameMoses Lake-Othello, WA
CBSA_DIV_Name
City State KeyZ16833
Land Area0.955000
Water Area0.000000
City Alias Code
City Mixed CaseGeorge
City Alias Mixed CaseGeorge
Box Count0
SFDU0
MFDU0
State ANSI53
County ANSI025
ZIP Intro
Alias Intro
Facility CodeC
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number546930
Unique ZIP Name
SSA State County Code50120
Medicare CBSA Code99950
Medicare CBSA NameRural Areas in WA
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseGrant

Washington Homeowners Insurance News & Information

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]