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98565 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 98565 zip code it's important to know that our rates are very competitive for homeowners living in Napavine, WA. Many homeowners based out of your 98565 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Washington licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 98565 should appear in the zip code field ready to go. For Napavine, WA Homeowners Insurance Quotes nearby, we offer the best rates and service.

98565: Average Home Insurance Rates

For homeowners living in the great city of Napavine, the average homeowners policy is considered medium in comparison to other states. Washington premiums are estimated to be around $879 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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98565 Home Insurance Average Premiums

Local 98565 homeowners insurance quotes comparison

$629 /yr.

Shows Zip Code: 98565 lowest rates with discounts applied on average.

For the 98565, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$629 /yr.
Average Coverage:$879 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1179 /yr.

What is the average home insurance cost for a home in 98565?

  • • The average homeowners insurance premium paid annually for a home in 98565 is around $879 per year.

What does it cost on average per month for home insurance in 98565?

  • • Homeowners in 98565 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 98565?

  • • Autoowners in 98565 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Napavine, check out other zip codes nearby 98565.
To review average rates in another zip code, click on a zip code below:
98565  | 

Home Replacement Cost Coverage in 98565

Average Building Cost Per Square Foot in 98565: $242

Location: Napavine, Washington (Lewis County)

Average Square Footage in 98565: 781 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98565 before you start any project. Napavine homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98565 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98565 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 781 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Napavine area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$242781$189,100
Additional Upgrades & Added Features$303781$236,375
Major Home Updates or Advancements$363781$283,650

It's important to understand that when you estimate your replacement cost of your home in the 98565 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98565

Best Home & Auto Insurance Agencies in 98565

Housing Demographics for 98565

Population Review for 98565 Zip Code

For the city of Napavine, the population within 98565 has increased to over 0 residents in population size. The current population total is 448. We have broken down the population based on race below. In 98565, there are over 228 in male population and 220 females.

PopulationValues
Total Population448
White Population367
Black Population7
Hispanic Population51
Asian Population8
Hawaiian Population2
Indian Population0
Other Population27
Male Population228
Female Population220
Population Estimate0

Household Data for 98565

The average number of homes in 98565 is around 167, there are an average of 2.68 per household. The average house value according to local real estate values is around $189,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode167
Persons Per Household2.68
Average House Value$189,100
Income Per Household$37250
Median Age34.3
Median Age Male34.1
Median Age Female34.5
98565 DetailsValues
StateWA
State Full NameWashington
City TypeZ
City Alias Abbreviation
Area Code360/564
CityNapavine
City Alias NameNAPAVINE
CountyLewis
County FIPS041
State FIPS53
Time Zone8
Day Light SavingY
MSA
PMSA
CSA500
CBSA16500
CBSA_DIV
CBSA_TypeMicro
CBSA_NameCentralia, WA
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses17
Number Of Employees166
Business First Quarter Payroll1554
Business Annual Payroll6916
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population75455
CBSA Division Population0
Congressional District03
Congressional LandArea9114.01
Delivery Residential0
Delivery Business0
Delivery Total909
Preferred Last Line KeyZ17171
Classification CodeP
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_Name
City State KeyZ17171
Land Area0.232000
Water Area0.000000
City Alias Code
City Mixed CaseNapavine
City Alias Mixed CaseNapavine
Box Count758
SFDU0
MFDU0
State ANSI53
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number545768
Unique ZIP Name
SSA State County Code50200
Medicare CBSA Code99950
Medicare CBSA NameRural Areas in WA
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseLewis

Washington Homeowners Insurance News & Information

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