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Searching for Homeowners Insurance in 23456

If you are a homeowners that lives in 23456 you may be searching for more affordable homeowners insurance in Virginia Beach. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Virginia Beach, VA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Virginia licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 23456 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Virginia Beach, VA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 23456 Home Insurance Costs: medium!

In Virginia Beach, homeowners are paying roughly $847 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 23456 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Virginia Beach are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 23456 policy right now!

23456 Home Insurance Average Premiums

Local 23456 homeowners insurance quotes comparison

$597 /yr.

Shows Zip Code: 23456 lowest rates with discounts applied on average.

For the 23456, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$597 /yr.
Average Coverage:$847 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1147 /yr.

What is the average home insurance cost for a home in 23456?

  • • The average homeowners insurance premium paid annually for a home in 23456 is around $847 per year.

What does it cost on average per month for home insurance in 23456?

  • • Homeowners in 23456 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 23456?

  • • Autoowners in 23456 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Virginia Beach area, check out other zip codes nearby 23456.
Review average rates in another zip code:
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23456 homeowners insurance rates
23453 homeowners insurance rates

Home Replacement Cost Coverage in 23456

Average Building Cost Per Square Foot in 23456: $163

Location: Virginia Beach, Virginia (Virginia Beach City County)

Average Square Footage in 23456: 2,260 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 23456 before you start any project. Virginia Beach homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 23456 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 23456 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,260 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Virginia Beach area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1632,260$368,300
Additional Upgrades & Added Features$2042,260$460,375
Major Home Updates or Advancements$2452,260$552,450

It's important to understand that when you estimate your replacement cost of your home in the 23456 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 23456

Best Home & Auto Insurance Agencies in 23456

Allstate Insurance Company

Address: 2401 Seaboard Rd Virginia Beach, VA 23456
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Lynch Insurance Agency Inc

Address: 2406 Princess Anne Rd Virginia Beach, VA 23456
Phone:
Website: http://www.lynchagency.com
Info:

Farmers Insurance

Address: 2396 Court Plaza Dr, #200 Virginia Beach, VA 23456
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Nationwide Insurance & Financial Services

Address: 3809 Princess Anne Rd, #120 Virginia Beach, VA 23456
Phone:
Website: http://www.nationwide.com
Info: Nationwide Insurance - Auto Insurance Quotes and Car Insurance Rates
Start saving on car insurance today when you get a free online auto insurance quote or call (888)890-4630. Enjoy the ease of working with Nationwide for your auto insurance needs and our competitive auto insurance rates. car insurance, auto insurance, online auto insurance, auto insurance rates, car insurance quote

Housing Demographics for 23456

Population Review for 23456 Zip Code

For the city of Virginia Beach, the population within 23456 has increased to over 62,482 residents in population size. The current population total is 59,454. We have broken down the population based on race below. In 23456, there are over 29575 in male population and 29879 females.

PopulationValues
Total Population59,454
White Population37842
Black Population7779
Hispanic Population4629
Asian Population6338
Hawaiian Population95
Indian Population144
Other Population1277
Male Population29575
Female Population29879
Population Estimate62482

Household Data for 23456

The average number of homes in 23456 is around 19,647, there are an average of 2.96 per household. The average house value according to local real estate values is around $368,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,647
Persons Per Household2.96
Average House Value$368,300
Income Per Household$115788
Median Age39.4
Median Age Male38.0
Median Age Female40.6
23456 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias AbbreviationVIRGINIA BCH
Area Code757/948
CityVirginia Beach
City Alias NameVIRGINIA BEACH
CountyVirginia Beach City
County FIPS810
State FIPS51
Time Zone5
Day Light SavingY
MSA5720
PMSA
CSA545
CBSA47260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameVirginia Beach-Chesapeake-Norfolk, VA-NC
MSA_NameNorfolk-Virginia Beach-Newport News, VA-NC
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1062
Number Of Employees11883
Business First Quarter Payroll110130
Business Annual Payroll477474
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1671683
CBSA Division Population0
Congressional District02
Congressional LandArea991.68
Delivery Residential21109
Delivery Business640
Delivery Total28100
Preferred Last Line KeyX27897
Classification Code
Multi-County
CSA NameVirginia Beach-Chesapeake, VA-NC
CBSA_DIV_Name
City State KeyX27897
Land Area50.139000
Water Area4.406000
City Alias Code
City Mixed CaseVirginia Beach
City Alias Mixed CaseVirginia Beach
Box Count435
SFDU17255
MFDU0
State ANSI51
County ANSI810
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number519360
Unique ZIP Name
SSA State County Code49921
Medicare CBSA Code47260
Medicare CBSA NameVirginia Beach-Norfolk-Newport News, VA-NC
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseVirginia Beach City

Virginia Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]