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Quickly Revew Homeowners Insurance in 23304

If you own a home in Battery Park, VA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 23304 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Virginia licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 23304 and start comparing rates now.

23304 Homeowners Insurance Rates Are Considered: medium!

The average rate for a standard homeowners policy in 23304 is $987 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 23304 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Battery Park, VA home insurance quotes in your local city and review the most competitive coverages and premiums.

23304 Home Insurance Average Premiums

Local 23304 homeowners insurance quotes comparison

$737 /yr.

Shows Zip Code: 23304 lowest rates with discounts applied on average.

For the 23304, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$737 /yr.
Average Coverage:$987 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1287 /yr.

What is the average home insurance cost for a home in 23304?

  • • The average homeowners insurance premium paid annually for a home in 23304 is around $987 per year.

What does it cost on average per month for home insurance in 23304?

  • • Homeowners in 23304 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 23304?

  • • Autoowners in 23304 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Battery Park, check out other zip codes nearby 23304.
To review average rates in another zip code, click on a zip code below:

Home Replacement Cost Coverage in 23304

Average Building Cost Per Square Foot in 23304: $163

Location: Battery Park, Virginia (Isle Of Wight County)

Average Square Footage in 23304: 1,012 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 23304 before you start any project. Battery Park homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 23304 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 23304 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,012 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Battery Park area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1631,012$165,000
Additional Upgrades & Added Features$2041,012$206,250
Major Home Updates or Advancements$2451,012$247,500

It's important to understand that when you estimate your replacement cost of your home in the 23304 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 23304

Best Home & Auto Insurance Agencies in 23304

Housing Demographics for 23304

Population Review for 23304 Zip Code

For the city of Battery Park, the population within 23304 has increased to over 0 residents in population size. The current population total is 101. We have broken down the population based on race below. In 23304, there are over 47 in male population and 54 females.

PopulationValues
Total Population101
White Population81
Black Population4
Hispanic Population9
Asian Population0
Hawaiian Population0
Indian Population1
Other Population3
Male Population47
Female Population54
Population Estimate0

Household Data for 23304

The average number of homes in 23304 is around 36, there are an average of 2.81 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode36
Persons Per Household2.81
Average House Value$165,000
Income Per Household$0
Median Age47.8
Median Age Male42.9
Median Age Female55.8
23304 DetailsValues
StateVA
State Full NameVirginia
City TypeZ
City Alias Abbreviation
Area Code757/948
CityBattery Park
City Alias NameBATTERY PARK
CountyIsle Of Wight
County FIPS093
State FIPS51
Time Zone5
Day Light SavingY
MSA5720
PMSA
CSA545
CBSA47260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameVirginia Beach-Chesapeake-Norfolk, VA-NC
MSA_NameNorfolk-Virginia Beach-Newport News, VA-NC
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1671683
CBSA Division Population0
Congressional District02
Congressional LandArea991.68
Delivery Residential0
Delivery Business0
Delivery Total80
Preferred Last Line KeyX26101
Classification CodeP
Multi-County
CSA NameVirginia Beach-Chesapeake, VA-NC
CBSA_DIV_Name
City State KeyX26101
Land Area0.182000
Water Area0.080000
City Alias Code
City Mixed CaseBattery Park
City Alias Mixed CaseBattery Park
Box Count74
SFDU0
MFDU0
State ANSI51
County ANSI093
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number510564
Unique ZIP Name
SSA State County Code49460
Medicare CBSA Code47260
Medicare CBSA NameVirginia Beach-Norfolk-Newport News, VA-NC
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseIsle Of Wight

Virginia Homeowners Insurance News & Information

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    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • New Report Reveals Reasons Why Home Insurance Prices Increase Posted on Monday 8th September, 2025

    Owning a home is becoming harder to afford for many Americans, in many cases due to the high cost of homeowners insurance. A recent report found that energy companies are responsible for a large amount of the pollution that is leading to climate change and more extreme weather, wildfires and flooding.  A report recently released […]