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Check Out 22315 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Alexandria, VA.

We will gather some basic information about your home in Alexandria, VA and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Virginia licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 22315 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 22315

We have pulled together a variety of data related to homeowners insurance in Virginia. Simply click on one of the links below to learn about the average cost of homeowners insurance in Virginia as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Alexandria, VA home insurance quotes in your local city and review the most competitive coverages and premiums.

22315 Homeowners Insurance Rates, Average Rating: medium!

Homeowners insurance policies in 22315 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Virginia is roughly $931. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 22315 homeowners insurance policy!

22315 Home Insurance Average Premiums

Local 22315 homeowners insurance quotes comparison

$681 /yr.

Shows Zip Code: 22315 lowest rates with discounts applied on average.

For the 22315, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$681 /yr.
Average Coverage:$931 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1231 /yr.

What is the average home insurance cost for a home in 22315?

  • • The average homeowners insurance premium paid annually for a home in 22315 is around $931 per year.

What does it cost on average per month for home insurance in 22315?

  • • Homeowners in 22315 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 22315?

  • • Autoowners in 22315 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Alexandria area, check out other zip codes nearby 22315.
Review average rates in another zip code:
22314 homeowners insurance rates
22304 homeowners insurance rates
22306 homeowners insurance rates
22307 homeowners insurance rates
22301 homeowners insurance rates
22305 homeowners insurance rates
22312 homeowners insurance rates
22315 homeowners insurance rates
22302 homeowners insurance rates
22311 homeowners insurance rates

Home Replacement Cost Coverage in 22315

Average Building Cost Per Square Foot in 22315: $163

Location: Alexandria, Virginia (Fairfax County)

Average Square Footage in 22315: 3,105 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 22315 before you start any project. Alexandria homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22315 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 22315 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,105 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Alexandria area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1633,105$506,100
Additional Upgrades & Added Features$2043,105$632,625
Major Home Updates or Advancements$2453,105$759,150

It's important to understand that when you estimate your replacement cost of your home in the 22315 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 22315

Best Home & Auto Insurance Agencies in 22315

Johnson- Sylvia J

Address: 6470 Landsdowne Ctr Alexandria, VA 22315
Phone:
Website:
Info:

Housing Demographics for 22315

Population Review for 22315 Zip Code

For the city of Alexandria, the population within 22315 has increased to over 29,103 residents in population size. The current population total is 28,184. We have broken down the population based on race below. In 22315, there are over 13393 in male population and 14791 females.

PopulationValues
Total Population28,184
White Population14932
Black Population5122
Hispanic Population3398
Asian Population3458
Hawaiian Population53
Indian Population122
Other Population1058
Male Population13393
Female Population14791
Population Estimate29103

Household Data for 22315

The average number of homes in 22315 is around 11,066, there are an average of 2.54 per household. The average house value according to local real estate values is around $506,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,066
Persons Per Household2.54
Average House Value$506,100
Income Per Household$138452
Median Age39.1
Median Age Male38.1
Median Age Female40.0
22315 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code703
CityAlexandria
City Alias NameALEXANDRIA
CountyFairfax
County FIPS059
State FIPS51
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV11694
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses431
Number Of Employees6776
Business First Quarter Payroll74530
Business Annual Payroll313143
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population2730639
Congressional District08|11
Congressional LandArea149.24|185.09
Delivery Residential11458
Delivery Business268
Delivery Total15625
Preferred Last Line KeyX26003
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameArlington-Alexandria-Reston, VA-WV
City State KeyX26003
Land Area5.507000
Water Area0.105000
City Alias Code
City Mixed CaseAlexandria
City Alias Mixed CaseAlexandria
Box Count309
SFDU2472
MFDU1290
State ANSI51
County ANSI600
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number510114
Unique ZIP Name
SSA State County Code49290
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseFairfax

Virginia Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]