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Home Insurance Rates in 05641

For homeowners shopping online in 05641, our insurance rates are very competitive for homeowners living in Barre, VT. Many homeowners based out of the great city of Barre have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Vermont licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 05641, simply click the "Get Multiple Quotes Now" button. Your 05641 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Barre, VT Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

05641 Home Insurance Rating is: Medium!

If you live in 05641, you can easily save up to 40% off the average home insurance premium of $718 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Barre can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 05641 today!

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05641 Home Insurance Average Premiums

Local 05641 homeowners insurance quotes comparison

$468 /yr.

Shows Zip Code: 05641 lowest rates with discounts applied on average.

For the 05641, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$468 /yr.
Average Coverage:$718 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1018 /yr.

What is the average home insurance cost for a home in 05641?

  • • The average homeowners insurance premium paid annually for a home in 05641 is around $718 per year.

What does it cost on average per month for home insurance in 05641?

  • • Homeowners in 05641 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 05641?

  • • Autoowners in 05641 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Barre area, check out other zip codes nearby 05641.
Review average rates in another zip code:
05641 homeowners insurance rates

Home Replacement Cost Coverage in 05641

Average Building Cost Per Square Foot in 05641: $159

Location: Barre, Vermont (Washington County)

Average Square Footage in 05641: 1,196 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 05641 before you start any project. Barre homeowners pay on average around $159 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 05641 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 05641 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,196 sq. ft. and the average cost to rebuild the home in this area is around $159 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Barre area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1591,196$190,200
Additional Upgrades & Added Features$1991,196$237,750
Major Home Updates or Advancements$2391,196$285,300

It's important to understand that when you estimate your replacement cost of your home in the 05641 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 05641

Best Home & Auto Insurance Agencies in 05641

Jaimes L Fewer - Nationwide Insurance

Address: 3 Maple Ave Barre, VT 05641
Phone:
Website: http://www.national.citysearch.com/profile/external/10712573/barre_vt/jaimes_l_fewer_nationwide_insurance.html
Info:

Allstate Insurance - Donna K. Alinovi

Address: 171 N Main St Barre, VT 05641
Phone:
Website: http://www.allstatetoolkit.com/clicks_rate.asp?MB_ID=4928
Info:

Collins- Joseph M - State Farm Insurance Agent

Address: 200 S Main St Barre, VT 05641
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 05641

Population Review for 05641 Zip Code

For the city of Barre, the population within 05641 has increased to over 16,064 residents in population size. The current population total is 16,709. We have broken down the population based on race below. In 05641, there are over 8247 in male population and 8462 females.

PopulationValues
Total Population16,709
White Population15069
Black Population202
Hispanic Population536
Asian Population132
Hawaiian Population2
Indian Population64
Other Population163
Male Population8247
Female Population8462
Population Estimate16064

Household Data for 05641

The average number of homes in 05641 is around 7,275, there are an average of 2.23 per household. The average house value according to local real estate values is around $190,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,275
Persons Per Household2.23
Average House Value$190,200
Income Per Household$63516
Median Age44.1
Median Age Male42.8
Median Age Female45.7
05641 DetailsValues
StateVT
State Full NameVermont
City TypeP
City Alias Abbreviation
Area Code802
CityBarre
City Alias NameBARRE
CountyWashington
County FIPS023
State FIPS50
Time Zone5
Day Light SavingY
MSA
PMSA
CSA162
CBSA12740
CBSA_DIV
CBSA_TypeMicro
CBSA_NameBarre, VT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses552
Number Of Employees6095
Business First Quarter Payroll60745
Business Annual Payroll275931
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population59534
CBSA Division Population0
Congressional District
Congressional LandArea
Delivery Residential7204
Delivery Business608
Delivery Total8234
Preferred Last Line KeyV26022
Classification Code
Multi-County
CSA NameBurlington-South Burlington-Barre, VT
CBSA_DIV_Name
City State KeyV26022
Land Area67.032000
Water Area0.379000
City Alias Code
City Mixed CaseBarre
City Alias Mixed CaseBarre
Box Count304
SFDU6161
MFDU417
State ANSI50
County ANSI023
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number500280
Unique ZIP Name
SSA State County Code47110
Medicare CBSA Code99947
Medicare CBSA NameRural Areas in VT
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseWashington

Vermont Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]