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Compare 05201 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Bennington just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 6,151 neighbors looking to save on their home insurance policy in the local 05201 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 05201. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Vermont rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Bennington, VT home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Bennington, VT

05201 Home Insurance Average Premiums

Local 05201 homeowners insurance quotes comparison

$504 /yr.

Shows Zip Code: 05201 lowest rates with discounts applied on average.

For the 05201, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$504 /yr.
Average Coverage:$754 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1054 /yr.

What is the average home insurance cost for a home in 05201?

  • • The average homeowners insurance premium paid annually for a home in 05201 is around $754 per year.

What does it cost on average per month for home insurance in 05201?

  • • Homeowners in 05201 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 05201?

  • • Autoowners in 05201 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bennington area, check out other zip codes nearby 05201.
Review average rates in another zip code:
05201 homeowners insurance rates

Home Replacement Cost Coverage in 05201

Average Building Cost Per Square Foot in 05201: $159

Location: Bennington, Vermont (Bennington County)

Average Square Footage in 05201: 1,117 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 05201 before you start any project. Bennington homeowners pay on average around $159 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 05201 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 05201 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,117 sq. ft. and the average cost to rebuild the home in this area is around $159 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bennington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1591,117$177,600
Additional Upgrades & Added Features$1991,117$222,000
Major Home Updates or Advancements$2391,117$266,400

It's important to understand that when you estimate your replacement cost of your home in the 05201 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 05201

Robert M. Edwards Agency

Address: 423 Main St Bennington, VT 05201
Phone: (802)442-4411
Website:

Best Home & Auto Insurance Agencies in 05201

Robert M. Edwards Agency

Address: 423 Main St Bennington, VT 05201
Phone:
Website:
Info:

Thibodeau- James F - State Farm Insurance Agent

Address: 112 North St Bennington, VT 05201
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Met Life Auto & Home INS

Address: 439 Main St, #11 Bennington, VT 05201
Phone:
Website: http://www.metlife.com/
Info:

Housing Demographics for 05201

Population Review for 05201 Zip Code

For the city of Bennington, the population within 05201 has increased to over 14,374 residents in population size. The current population total is 14,370. We have broken down the population based on race below. In 05201, there are over 6981 in male population and 7389 females.

PopulationValues
Total Population14,370
White Population13076
Black Population232
Hispanic Population342
Asian Population120
Hawaiian Population4
Indian Population29
Other Population98
Male Population6981
Female Population7389
Population Estimate14374

Household Data for 05201

The average number of homes in 05201 is around 6,151, there are an average of 2.24 per household. The average house value according to local real estate values is around $177,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,151
Persons Per Household2.24
Average House Value$177,600
Income Per Household$53544
Median Age45.4
Median Age Male43.7
Median Age Female47.2
05201 DetailsValues
StateVT
State Full NameVermont
City TypeP
City Alias Abbreviation
Area Code802
CityBennington
City Alias NameBENNINGTON
CountyBennington
County FIPS003
State FIPS50
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA13540
CBSA_DIV
CBSA_TypeMicro
CBSA_NameBennington, VT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses457
Number Of Employees7498
Business First Quarter Payroll71717
Business Annual Payroll324246
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population37125
CBSA Division Population0
Congressional District
Congressional LandArea
Delivery Residential6417
Delivery Business543
Delivery Total7644
Preferred Last Line KeyV26052
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV26052
Land Area99.146000
Water Area0.346000
City Alias Code
City Mixed CaseBennington
City Alias Mixed CaseBennington
Box Count565
SFDU5216
MFDU381
State ANSI50
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number500504
Unique ZIP Name
SSA State County Code47010
Medicare CBSA Code99947
Medicare CBSA NameRural Areas in VT
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseBennington

Vermont Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]