Get multiple home insurance quotes in 84533. Our licensed 84533, UT agents are ready to serve you.

84533, UT Homeowners Insurance Rates

With a population size of 105 and with 68 occupied homes in the 84533 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Lake Powell, UT are around $589 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Lake Powell, Utah. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Utah home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Lake Powell, UT.

For Utah home insurance information, including average Lake Powell home insurance rates, coverage options or the different homeowners insurance types, please select Lake Powell, UT Home Insurance Quotes Now!

84533 Home Insurance Average Premiums

Local 84533 homeowners insurance quotes comparison

$339 /yr.

Shows Zip Code: 84533 lowest rates with discounts applied on average.

For the 84533, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$339 /yr.
Average Coverage:$589 /yr.
2600 sq. ft. or higher
(all discounts applied)
$889 /yr.

What is the average home insurance cost for a home in 84533?

  • • The average homeowners insurance premium paid annually for a home in 84533 is around $589 per year.

What does it cost on average per month for home insurance in 84533?

  • • Homeowners in 84533 pay a monthly average cost per month around $49.00.

What kind of discount could I get if I combine my home and auto insurance together in 84533?

  • • Autoowners in 84533 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Lake Powell, check out other zip codes nearby 84533.
To review average rates in another zip code, click on a zip code below:
84533  | 

Home Replacement Cost Coverage in 84533

Average Building Cost Per Square Foot in 84533: $189

Location: Lake Powell, Utah (San Juan County)

Average Square Footage in 84533: 873 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84533 before you start any project. Lake Powell homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84533 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84533 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 873 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lake Powell area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$189873$165,000
Additional Upgrades & Added Features$236873$206,250
Major Home Updates or Advancements$284873$247,500

It's important to understand that when you estimate your replacement cost of your home in the 84533 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84533

Best Home & Auto Insurance Agencies in 84533

Housing Demographics for 84533

Population Review for 84533 Zip Code

For the city of Lake Powell, the population within 84533 has increased to over 101 residents in population size. The current population total is 105. We have broken down the population based on race below. In 84533, there are over 61 in male population and 44 females.

PopulationValues
Total Population105
White Population85
Black Population0
Hispanic Population6
Asian Population2
Hawaiian Population1
Indian Population7
Other Population4
Male Population61
Female Population44
Population Estimate101

Household Data for 84533

The average number of homes in 84533 is around 68, there are an average of 1.34 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode68
Persons Per Household1.34
Average House Value$165,000
Income Per Household$0
Median Age50.1
Median Age Male46.7
Median Age Female53.0
84533 DetailsValues
StateUT
State Full NameUtah
City TypeN
City Alias Abbreviation
Area Code435
CityLake Powell
City Alias NameLAKE POWELL
CountySan Juan
County FIPS037
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees148
Business First Quarter Payroll960
Business Annual Payroll5306
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02|03
Congressional LandArea39987.95|20070.54
Delivery Residential76
Delivery Business11
Delivery Total1877
Preferred Last Line Key015969
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key015969
Land Area1817.717000
Water Area159.230000
City Alias Code
City Mixed CaseLake Powell
City Alias Mixed CaseLake Powell
Box Count0
SFDU7
MFDU0
State ANSI49
County ANSI037
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number490646
Unique ZIP Name
SSA State County Code46180
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseSan Juan

Utah Homeowners Insurance News & Information

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    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]