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Homeowners Insurance in 84321

For homeowners living in 84321, you want more affordable home insurance rates in Logan, right? Our rates are very competitive for homeowners living in the great city of Logan, UT. Many homeowners living in the 84321 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Utah licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 84321 should appear in the zip code field ready to go. Comparing Logan, UT Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

84321 Home Insurance Costs Are Considered: Very Low!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Logan pay around $620 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Utah home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 84321 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Logan homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Utah home insurance premium today!

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84321 Home Insurance Average Premiums

Local 84321 homeowners insurance quotes comparison

$370 /yr.

Shows Zip Code: 84321 lowest rates with discounts applied on average.

For the 84321, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$370 /yr.
Average Coverage:$620 /yr.
2600 sq. ft. or higher
(all discounts applied)
$920 /yr.

What is the average home insurance cost for a home in 84321?

  • • The average homeowners insurance premium paid annually for a home in 84321 is around $620 per year.

What does it cost on average per month for home insurance in 84321?

  • • Homeowners in 84321 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 84321?

  • • Autoowners in 84321 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Logan area, check out other zip codes nearby 84321.
Review average rates in another zip code:
84341 homeowners insurance rates
84321 homeowners insurance rates

Home Replacement Cost Coverage in 84321

Average Building Cost Per Square Foot in 84321: $189

Location: Logan, Utah (Cache County)

Average Square Footage in 84321: 1,377 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84321 before you start any project. Logan homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84321 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84321 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,377 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Logan area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,377$260,200
Additional Upgrades & Added Features$2361,377$325,250
Major Home Updates or Advancements$2841,377$390,300

It's important to understand that when you estimate your replacement cost of your home in the 84321 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84321

The Logan Insurance Agency

Address: 491 North Main Street Logan, UT 84321
Phone: (435)752-4044
Website:

Allstate Insurance - Jane Robinson Larsen

Address: 87 W Center St Logan, UT 84321
Phone: (435)753-1923
Website:

Protective Insurance Agency

Address: 755 North Main Street Logan, UT 84321
Phone: (435)753-3335
Website:

Best Home & Auto Insurance Agencies in 84321

Farmers Insurance Bruce King Agency

Address: 64 E Center St Logan, UT 84321
Phone:
Website:
Info:

Farm Bureau Financial Services - Deron Hansen

Address: 45 East 200 North #104 Logan, UT 84321
Phone:
Website: http://www.deronhansen.fbfs.com/
Info:

State Farm Insurance - Claims Service Centers

Address: 233 N Main St Logan, UT 84321
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Company - Eric Sorensen

Address: 1047 East 100 South Logan, UT 84321
Phone:
Website: http://www.allstateagencies.com/051000?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Company - Jane Larsen

Address: 580 North Main Street Logan, UT 84321
Phone:
Website: http://www.allstateagencies.com/Janelarsen/Welcome
Info:

Housing Demographics for 84321

Population Review for 84321 Zip Code

For the city of Logan, the population within 84321 has increased to over 50,019 residents in population size. The current population total is 49,550. We have broken down the population based on race below. In 84321, there are over 24506 in male population and 25044 females.

PopulationValues
Total Population49,550
White Population40109
Black Population613
Hispanic Population7337
Asian Population1153
Hawaiian Population314
Indian Population525
Other Population3242
Male Population24506
Female Population25044
Population Estimate50019

Household Data for 84321

The average number of homes in 84321 is around 15,756, there are an average of 2.91 per household. The average house value according to local real estate values is around $260,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,756
Persons Per Household2.91
Average House Value$260,200
Income Per Household$54040
Median Age24.3
Median Age Male24.8
Median Age Female23.9
84321 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code435
CityLogan
City Alias NameLOGAN
CountyCache
County FIPS005
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA30860
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLogan, UT-ID
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1533
Number Of Employees26520
Business First Quarter Payroll325403
Business Annual Payroll1369937
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population125442
CBSA Division Population0
Congressional District01
Congressional LandArea19560.79
Delivery Residential17189
Delivery Business1320
Delivery Total18073
Preferred Last Line KeyZ16117
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ16117
Land Area220.102000
Water Area0.889000
City Alias Code
City Mixed CaseLogan
City Alias Mixed CaseLogan
Box Count0
SFDU10518
MFDU1554
State ANSI49
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number495066
Unique ZIP Name
SSA State County Code46020
Medicare CBSA Code30860
Medicare CBSA NameLogan, UT-ID
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCache

Utah Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]