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Searching for Homeowners Insurance in 78756

If you are a homeowners that lives in 78756 you may be searching for more affordable homeowners insurance in Austin. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Austin, TX. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Texas licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 78756 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Austin, TX home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 78756 Home Insurance Costs: very high!

In Austin, homeowners are paying roughly $1394 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 78756 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Austin are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 78756 policy right now!

78756 Home Insurance Average Premiums

Local 78756 homeowners insurance quotes comparison

$1144 /yr.

Shows Zip Code: 78756 lowest rates with discounts applied on average.

For the 78756, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1144 /yr.
Average Coverage:$1394 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1694 /yr.

What is the average home insurance cost for a home in 78756?

  • • The average homeowners insurance premium paid annually for a home in 78756 is around $1394 per year.

What does it cost on average per month for home insurance in 78756?

  • • Homeowners in 78756 pay a monthly average cost per month around $116.00.

What kind of discount could I get if I combine my home and auto insurance together in 78756?

  • • Autoowners in 78756 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Austin area, check out other zip codes nearby 78756.
Review average rates in another zip code:
78732 homeowners insurance rates
78705 homeowners insurance rates
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78725 homeowners insurance rates
78738 homeowners insurance rates
78739 homeowners insurance rates
78742 homeowners insurance rates
78730 homeowners insurance rates
78719 homeowners insurance rates

Home Replacement Cost Coverage in 78756

Average Building Cost Per Square Foot in 78756: $129

Location: Austin, Texas (Travis County)

Average Square Footage in 78756: 4,647 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 78756 before you start any project. Austin homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 78756 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 78756 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,647 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Austin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1294,647$599,500
Additional Upgrades & Added Features$1614,647$749,375
Major Home Updates or Advancements$1944,647$899,250

It's important to understand that when you estimate your replacement cost of your home in the 78756 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 78756

Best Home & Auto Insurance Agencies in 78756

Best Rate Insurance Agency Inc

Address: 5448 Burnet Rd, #2 Austin, TX 78756
Phone:
Website:
Info:

Allstate Insurance Companies - Sales Offices- Central Austin

Address: 1904 W Koenig Ln Austin, TX 78756
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Allstate Insurance-Michael Walker

Address: 3810 Medical Pky, #155 Austin, TX 78756
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Alpine Insurance

Address: 1501 W Koenig Ln Austin, TX 78756
Phone:
Website:
Info:

Housing Demographics for 78756

Population Review for 78756 Zip Code

For the city of Austin, the population within 78756 has increased to over 8,861 residents in population size. The current population total is 8,426. We have broken down the population based on race below. In 78756, there are over 4266 in male population and 4160 females.

PopulationValues
Total Population8,426
White Population6500
Black Population225
Hispanic Population1185
Asian Population361
Hawaiian Population6
Indian Population30
Other Population277
Male Population4266
Female Population4160
Population Estimate8861

Household Data for 78756

The average number of homes in 78756 is around 4,417, there are an average of 1.90 per household. The average house value according to local real estate values is around $599,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,417
Persons Per Household1.90
Average House Value$599,500
Income Per Household$87985
Median Age36.0
Median Age Male36.0
Median Age Female36.1
78756 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code512/737
CityAustin
City Alias NameAUSTIN
CountyTravis
County FIPS453
State FIPS48
Time Zone6
Day Light SavingY
MSA0640
PMSA
CSA
CBSA12420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAustin-Round Rock-San Marcos, TX
MSA_NameAustin-San Marcos, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses612
Number Of Employees7489
Business First Quarter Payroll98450
Business Annual Payroll497177
Business Employment Flag
Growth Rank28
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number38858
Growth Increase Percentage3.8
Metropolitan DetailsValues
CBSA Population1716289
CBSA Division Population0
Congressional District37
Congressional LandArea0
Delivery Residential4664
Delivery Business695
Delivery Total5337
Preferred Last Line KeyW22815
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW22815
Land Area1.671000
Water Area0.000000
City Alias Code
City Mixed CaseAustin
City Alias Mixed CaseAustin
Box Count0
SFDU2522
MFDU2061
State ANSI48
County ANSI453
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number480420
Unique ZIP Name
SSA State County Code45940
Medicare CBSA Code12420
Medicare CBSA NameAustin-Round Rock-Georgetown, TX
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseTravis

Texas Homeowners Insurance News & Information

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]

  • Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

    Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]