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Searching for Homeowners Insurance in 78214

If you are a homeowners that lives in 78214 you may be searching for more affordable homeowners insurance in San Antonio. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of San Antonio, TX. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Texas licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 78214 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional San Antonio, TX home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 78214 Home Insurance Costs: very high!

In San Antonio, homeowners are paying roughly $1490 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 78214 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in San Antonio are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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78214 Home Insurance Average Premiums

Local 78214 homeowners insurance quotes comparison

$1240 /yr.

Shows Zip Code: 78214 lowest rates with discounts applied on average.

For the 78214, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1240 /yr.
Average Coverage:$1490 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1790 /yr.

What is the average home insurance cost for a home in 78214?

  • • The average homeowners insurance premium paid annually for a home in 78214 is around $1490 per year.

What does it cost on average per month for home insurance in 78214?

  • • Homeowners in 78214 pay a monthly average cost per month around $124.00.

What kind of discount could I get if I combine my home and auto insurance together in 78214?

  • • Autoowners in 78214 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the San Antonio area, check out other zip codes nearby 78214.
Review average rates in another zip code:
78224 homeowners insurance rates
78221 homeowners insurance rates
78228 homeowners insurance rates
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78215 homeowners insurance rates
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78214 homeowners insurance rates
78203 homeowners insurance rates

Home Replacement Cost Coverage in 78214

Average Building Cost Per Square Foot in 78214: $129

Location: San Antonio, Texas (Bexar County)

Average Square Footage in 78214: 709 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 78214 before you start any project. San Antonio homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 78214 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 78214 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 709 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the San Antonio area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129709$91,500
Additional Upgrades & Added Features$161709$114,375
Major Home Updates or Advancements$194709$137,250

It's important to understand that when you estimate your replacement cost of your home in the 78214 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 78214

Best Home & Auto Insurance Agencies in 78214

Pena Alexander G-Agent

Address: 325 S Flores St San Antonio, TX 78214
Phone:
Website: http://www.farmersagent.com/apena1
Info:

Housing Demographics for 78214

Population Review for 78214 Zip Code

For the city of San Antonio, the population within 78214 has increased to over 23,152 residents in population size. The current population total is 22,664. We have broken down the population based on race below. In 78214, there are over 11164 in male population and 11500 females.

PopulationValues
Total Population22,664
White Population8728
Black Population290
Hispanic Population20636
Asian Population99
Hawaiian Population16
Indian Population329
Other Population5453
Male Population11164
Female Population11500
Population Estimate23152

Household Data for 78214

The average number of homes in 78214 is around 7,798, there are an average of 2.88 per household. The average house value according to local real estate values is around $91,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,798
Persons Per Household2.88
Average House Value$91,500
Income Per Household$36633
Median Age36.6
Median Age Male35.5
Median Age Female37.7
78214 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code210
CitySan Antonio
City Alias NameSAN ANTONIO
CountyBexar
County FIPS029
State FIPS48
Time Zone6
Day Light SavingY
MSA7240
PMSA
CSA484
CBSA41700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSan Antonio-New Braunfels, TX
MSA_NameSan Antonio, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses291
Number Of Employees5214
Business First Quarter Payroll37678
Business Annual Payroll164061
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2142508
CBSA Division Population0
Congressional District20|28|35
Congressional LandArea199.68|9378.53|593.77
Delivery Residential8039
Delivery Business624
Delivery Total10047
Preferred Last Line KeyW25505
Classification Code
Multi-County
CSA NameSan Antonio-New Braunfels-Kerrville, TX
CBSA_DIV_Name
City State KeyW25505
Land Area8.326000
Water Area0.063000
City Alias Code
City Mixed CaseSan Antonio
City Alias Mixed CaseSan Antonio
Box Count393
SFDU6356
MFDU1060
State ANSI48
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number487980
Unique ZIP Name
SSA State County Code45130
Medicare CBSA Code41700
Medicare CBSA NameSan Antonio-New Braunfels, TX
Medicare CBSA TypeMetro
Market Rating Area ID18
County Mixed CaseBexar

Texas Homeowners Insurance News & Information

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  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

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  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]

  • Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

    Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]