Get multiple home insurance quotes in 77642. Our licensed 77642, TX agents are ready to serve you.

Compare 77642 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Port Arthur just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 14,257 neighbors looking to save on their home insurance policy in the local 77642 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 77642. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Texas rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Port Arthur, TX home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Port Arthur, TX

77642 Home Insurance Average Premiums

Local 77642 homeowners insurance quotes comparison

$1237 /yr.

Shows Zip Code: 77642 lowest rates with discounts applied on average.

For the 77642, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1237 /yr.
Average Coverage:$1487 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1787 /yr.

What is the average home insurance cost for a home in 77642?

  • • The average homeowners insurance premium paid annually for a home in 77642 is around $1487 per year.

What does it cost on average per month for home insurance in 77642?

  • • Homeowners in 77642 pay a monthly average cost per month around $124.00.

What kind of discount could I get if I combine my home and auto insurance together in 77642?

  • • Autoowners in 77642 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Port Arthur area, check out other zip codes nearby 77642.
Review average rates in another zip code:
77642 homeowners insurance rates
77640 homeowners insurance rates

Home Replacement Cost Coverage in 77642

Average Building Cost Per Square Foot in 77642: $129

Location: Port Arthur, Texas (Jefferson County)

Average Square Footage in 77642: 640 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 77642 before you start any project. Port Arthur homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77642 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 77642 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 640 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Port Arthur area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129640$82,500
Additional Upgrades & Added Features$161640$103,125
Major Home Updates or Advancements$194640$123,750

It's important to understand that when you estimate your replacement cost of your home in the 77642 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 77642

Best Home & Auto Insurance Agencies in 77642

Allstate Insurance-Peggy A Nash Agency

Address: 8787 9th Ave Port Arthur, TX 77642
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Bruni- Joseph M

Address: 7735 N Twin City Hwy Port Arthur, TX 77642
Phone:
Website:
Info:

Crouch Insurance Agency Inc

Address: 8740 Central Mall Dr Port Arthur, TX 77642
Phone:
Website:
Info:

Nash, Peggy A - Allstate Insurance Company

Address: 4700 Highway 365, #B Port Arthur, TX 77642
Phone:
Website: http://www.allstate.com/
Info:

Cormier Insurance Agency

Address: 3907 32nd St Port Arthur, TX 77642
Phone:
Website:
Info:

Housing Demographics for 77642

Population Review for 77642 Zip Code

For the city of Port Arthur, the population within 77642 has increased to over 40,658 residents in population size. The current population total is 39,017. We have broken down the population based on race below. In 77642, there are over 19399 in male population and 19618 females.

PopulationValues
Total Population39,017
White Population9128
Black Population12200
Hispanic Population17640
Asian Population2824
Hawaiian Population21
Indian Population423
Other Population9083
Male Population19399
Female Population19618
Population Estimate40658

Household Data for 77642

The average number of homes in 77642 is around 14,257, there are an average of 2.71 per household. The average house value according to local real estate values is around $82,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,257
Persons Per Household2.71
Average House Value$82,500
Income Per Household$40227
Median Age33.6
Median Age Male32.2
Median Age Female34.7
77642 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code409
CityPort Arthur
City Alias NamePORT ARTHUR
CountyJefferson
County FIPS245
State FIPS48
Time Zone6
Day Light SavingY
MSA0840
PMSA
CSA
CBSA13140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBeaumont-Port Arthur, TX
MSA_NameBeaumont-Port Arthur, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses582
Number Of Employees9602
Business First Quarter Payroll97012
Business Annual Payroll418771
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population388745
CBSA Division Population0
Congressional District14
Congressional LandArea2441.39
Delivery Residential15003
Delivery Business910
Delivery Total15882
Preferred Last Line KeyW25205
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW25205
Land Area19.722000
Water Area1.809000
City Alias Code
City Mixed CasePort Arthur
City Alias Mixed CasePort Arthur
Box Count0
SFDU9394
MFDU4194
State ANSI48
County ANSI245
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number487195
Unique ZIP Name
SSA State County Code45700
Medicare CBSA Code13140
Medicare CBSA NameBeaumont-Port Arthur, TX
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseJefferson

Texas Homeowners Insurance News & Information

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    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]

  • Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

    Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]