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77088, TX Home Insurance

In the zip code of 77088, the population size is around 54,320, which consists of 17,313 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Houston, TX. A few years ago, a study was done and found that the average home insurance rates for Texas are around $1,503 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 77088 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Houston. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-866-502-7287 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Houston, TX Homeowners Insurance Online Rates Today!

77088 Home Insurance Average Premiums

Local 77088 homeowners insurance quotes comparison

$1253 /yr.

Shows Zip Code: 77088 lowest rates with discounts applied on average.

For the 77088, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1253 /yr.
Average Coverage:$1503 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1803 /yr.

What is the average home insurance cost for a home in 77088?

  • • The average homeowners insurance premium paid annually for a home in 77088 is around $1503 per year.

What does it cost on average per month for home insurance in 77088?

  • • Homeowners in 77088 pay a monthly average cost per month around $125.00.

What kind of discount could I get if I combine my home and auto insurance together in 77088?

  • • Autoowners in 77088 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Houston area, check out other zip codes nearby 77088.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 77088

Average Building Cost Per Square Foot in 77088: $129

Location: Houston, Texas (Harris County)

Average Square Footage in 77088: 1,002 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 77088 before you start any project. Houston homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77088 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 77088 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,002 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Houston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,002$129,300
Additional Upgrades & Added Features$1611,002$161,625
Major Home Updates or Advancements$1941,002$193,950

It's important to understand that when you estimate your replacement cost of your home in the 77088 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 77088

Best Home & Auto Insurance Agencies in 77088

Fred Loya Insurance

Address: 7030 Antoine Dr Houston, TX 77088
Phone:
Website: http://www.fredloya.com/
Info:

ACE Cash Express

Address: 7334 Antoine Dr, Ste 7 Houston, TX 77088
Phone:
Website: http://www.acecashexpress.com/
Info:

Amco Auto Insurance

Address: 7030 Antoine Dr, #1020 Houston, TX 77088
Phone:
Website:
Info:

Biggs- Michael O - State Farm Insurance Agent

Address: 8197 Antoine Dr Houston, TX 77088
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 77088

Population Review for 77088 Zip Code

For the city of Houston, the population within 77088 has increased to over 56,408 residents in population size. The current population total is 54,320. We have broken down the population based on race below. In 77088, there are over 26513 in male population and 27807 females.

PopulationValues
Total Population54,320
White Population7852
Black Population21639
Hispanic Population27117
Asian Population1556
Hawaiian Population31
Indian Population783
Other Population14136
Male Population26513
Female Population27807
Population Estimate56408

Household Data for 77088

The average number of homes in 77088 is around 17,313, there are an average of 3.13 per household. The average house value according to local real estate values is around $129,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,313
Persons Per Household3.13
Average House Value$129,300
Income Per Household$45869
Median Age34.6
Median Age Male33.1
Median Age Female36.0
77088 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code281
CityHouston
City Alias NameHOUSTON
CountyHarris
County FIPS201
State FIPS48
Time Zone6
Day Light SavingY
MSA3362
PMSA3360
CSA288
CBSA26420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHouston-Pasadena-The Woodlands, TX
MSA_NameHouston-Galveston-Brazoria, TX CMSA
PMSA_NameHouston, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses292
Number Of Employees2417
Business First Quarter Payroll20668
Business Annual Payroll88569
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5946800
CBSA Division Population0
Congressional District18|29
Congressional LandArea235.2|187.07
Delivery Residential18022
Delivery Business567
Delivery Total19019
Preferred Last Line KeyW24130
Classification Code
Multi-County
CSA NameHouston-Pasadena, TX
CBSA_DIV_Name
City State KeyW24130
Land Area11.099000
Water Area0.062000
City Alias Code
City Mixed CaseHouston
City Alias Mixed CaseHouston
Box Count0
SFDU12681
MFDU3492
State ANSI48
County ANSI201
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number484145
Unique ZIP Name
SSA State County Code45610
Medicare CBSA Code26420
Medicare CBSA NameHouston-The Woodlands-Sugar Land, TX
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseHarris

Texas Homeowners Insurance News & Information

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  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

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  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]

  • Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

    Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]