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77074 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 77074? Our rates are very competitive for homeowners living in Houston, TX. Many homeowners based out of your 77074 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 77074 should appear in the zip code field ready to go. For Houston, TX Home Insurance Rate Quotes click to review the best rates and service online!

77074 Average Premium is Rated: Very High!

Homeowners living in 77074 can easily save up to 40% off the average home insurance premium of $1458 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Houston that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 77074 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 77074!

77074 Home Insurance Average Premiums

Local 77074 homeowners insurance quotes comparison

$1208 /yr.

Shows Zip Code: 77074 lowest rates with discounts applied on average.

For the 77074, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1208 /yr.
Average Coverage:$1458 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1758 /yr.

What is the average home insurance cost for a home in 77074?

  • • The average homeowners insurance premium paid annually for a home in 77074 is around $1458 per year.

What does it cost on average per month for home insurance in 77074?

  • • Homeowners in 77074 pay a monthly average cost per month around $122.00.

What kind of discount could I get if I combine my home and auto insurance together in 77074?

  • • Autoowners in 77074 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Houston area, check out other zip codes nearby 77074.
Review average rates in another zip code:
77004 homeowners insurance rates
77071 homeowners insurance rates
77050 homeowners insurance rates
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77020 homeowners insurance rates
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77006 homeowners insurance rates
77076 homeowners insurance rates
77046 homeowners insurance rates
77081 homeowners insurance rates

Home Replacement Cost Coverage in 77074

Average Building Cost Per Square Foot in 77074: $129

Location: Houston, Texas (Harris County)

Average Square Footage in 77074: 1,215 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 77074 before you start any project. Houston homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77074 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 77074 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,215 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Houston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,215$156,700
Additional Upgrades & Added Features$1611,215$195,875
Major Home Updates or Advancements$1941,215$235,050

It's important to understand that when you estimate your replacement cost of your home in the 77074 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 77074

Best Home & Auto Insurance Agencies in 77074

AAAA Insurance Agency

Address: 7064 Bissonnet St Houston, TX 77074
Phone:
Website:
Info:

A Abana Insurance

Address: 6776 Southwest Fwy Houston, TX 77074
Phone:
Website: http://www.aabanatexas.com/
Info:

Ali, Sunny - Amco Insurance

Address: 7911 Beechnut St Houston, TX 77074
Phone:
Website: http://www.amtexinsurance.com/
Info:

Frankie Flores-Farmers Insurance District Manager

Address: 7322 Southwest Fwy, Ste 600 Houston, TX 77074
Phone:
Website:
Info:

Pablo Garcia-Farmers Insurance

Address: 10101 Southwest Fwy, Ste 610 Houston, TX 77074
Phone:
Website: http://www.farmersagent.com/pgarcia1/
Info:

Housing Demographics for 77074

Population Review for 77074 Zip Code

For the city of Houston, the population within 77074 has increased to over 41,124 residents in population size. The current population total is 40,199. We have broken down the population based on race below. In 77074, there are over 20303 in male population and 19896 females.

PopulationValues
Total Population40,199
White Population9876
Black Population5304
Hispanic Population24709
Asian Population3810
Hawaiian Population17
Indian Population659
Other Population12690
Male Population20303
Female Population19896
Population Estimate41124

Household Data for 77074

The average number of homes in 77074 is around 13,535, there are an average of 2.91 per household. The average house value according to local real estate values is around $156,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,535
Persons Per Household2.91
Average House Value$156,700
Income Per Household$42599
Median Age32.5
Median Age Male32.2
Median Age Female32.9
77074 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code713
CityHouston
City Alias NameHOUSTON
CountyHarris
County FIPS201
State FIPS48
Time Zone6
Day Light SavingY
MSA3362
PMSA3360
CSA288
CBSA26420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHouston-Pasadena-The Woodlands, TX
MSA_NameHouston-Galveston-Brazoria, TX CMSA
PMSA_NameHouston, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1421
Number Of Employees21358
Business First Quarter Payroll218604
Business Annual Payroll955978
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5946800
CBSA Division Population0
Congressional District07|09
Congressional LandArea161.94|165.64
Delivery Residential14132
Delivery Business2043
Delivery Total24418
Preferred Last Line KeyW24130
Classification Code
Multi-County
CSA NameHouston-Pasadena, TX
CBSA_DIV_Name
City State KeyW24130
Land Area5.500000
Water Area0.023000
City Alias Code
City Mixed CaseHouston
City Alias Mixed CaseHouston
Box Count0
SFDU5264
MFDU8319
State ANSI48
County ANSI201
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number484145
Unique ZIP Name
SSA State County Code45610
Medicare CBSA Code26420
Medicare CBSA NameHouston-The Woodlands-Sugar Land, TX
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseHarris

Texas Homeowners Insurance News & Information

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  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

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    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

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  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]

  • Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

    Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]