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Compare 77056 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Houston just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 13,300 neighbors looking to save on their home insurance policy in the local 77056 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 77056. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Texas rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Houston, TX home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Houston, TX

77056 Home Insurance Average Premiums

Local 77056 homeowners insurance quotes comparison

$1428 /yr.

Shows Zip Code: 77056 lowest rates with discounts applied on average.

For the 77056, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1428 /yr.
Average Coverage:$1678 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1978 /yr.

What is the average home insurance cost for a home in 77056?

  • • The average homeowners insurance premium paid annually for a home in 77056 is around $1678 per year.

What does it cost on average per month for home insurance in 77056?

  • • Homeowners in 77056 pay a monthly average cost per month around $140.00.

What kind of discount could I get if I combine my home and auto insurance together in 77056?

  • • Autoowners in 77056 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Houston area, check out other zip codes nearby 77056.
Review average rates in another zip code:
77059 homeowners insurance rates
77018 homeowners insurance rates
77027 homeowners insurance rates
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77033 homeowners insurance rates
77043 homeowners insurance rates

Home Replacement Cost Coverage in 77056

Average Building Cost Per Square Foot in 77056: $129

Location: Houston, Texas (Harris County)

Average Square Footage in 77056: 5,595 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 77056 before you start any project. Houston homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77056 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 77056 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 5,595 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Houston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1295,595$721,700
Additional Upgrades & Added Features$1615,595$902,125
Major Home Updates or Advancements$1945,595$1,082,550

It's important to understand that when you estimate your replacement cost of your home in the 77056 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 77056

Best Home & Auto Insurance Agencies in 77056

Ayers Scott

Address: 1330 Post Oak Blvd Houston, TX 77056
Phone:
Website:
Info:

Cherry- Susan J

Address: 2200 Post Oak Blvd Houston, TX 77056
Phone:
Website:
Info:

ACE Cash Express

Address: 5201 Richmond Ave Houston, TX 77056
Phone:
Website: http://www.acecashexpress.com/
Info:

Claxton Barlow Ins Agency Inc - State Farm Insurance Agent

Address: 5433 Westheimer Rd, #115 Houston, TX 77056
Phone:
Website: http://www.farmersinsurance.com
Info:

Housing Demographics for 77056

Population Review for 77056 Zip Code

For the city of Houston, the population within 77056 has increased to over 28,170 residents in population size. The current population total is 24,115. We have broken down the population based on race below. In 77056, there are over 11950 in male population and 12165 females.

PopulationValues
Total Population24,115
White Population14161
Black Population2272
Hispanic Population4164
Asian Population3301
Hawaiian Population14
Indian Population87
Other Population1375
Male Population11950
Female Population12165
Population Estimate28170

Household Data for 77056

The average number of homes in 77056 is around 13,300, there are an average of 1.80 per household. The average house value according to local real estate values is around $721,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,300
Persons Per Household1.80
Average House Value$721,700
Income Per Household$101563
Median Age39.9
Median Age Male39.1
Median Age Female40.5
77056 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code713/832/281/346
CityHouston
City Alias NameHOUSTON
CountyHarris
County FIPS201
State FIPS48
Time Zone6
Day Light SavingY
MSA3362
PMSA3360
CSA288
CBSA26420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHouston-Pasadena-The Woodlands, TX
MSA_NameHouston-Galveston-Brazoria, TX CMSA
PMSA_NameHouston, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2717
Number Of Employees57306
Business First Quarter Payroll1862588
Business Annual Payroll6698795
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5946800
CBSA Division Population0
Congressional District07|38
Congressional LandArea161.94|0
Delivery Residential15650
Delivery Business2120
Delivery Total21434
Preferred Last Line KeyW24130
Classification Code
Multi-County
CSA NameHouston-Pasadena, TX
CBSA_DIV_Name
City State KeyW24130
Land Area3.457000
Water Area0.011000
City Alias Code
City Mixed CaseHouston
City Alias Mixed CaseHouston
Box Count73
SFDU3008
MFDU12110
State ANSI48
County ANSI201
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number484145
Unique ZIP Name
SSA State County Code45610
Medicare CBSA Code26420
Medicare CBSA NameHouston-The Woodlands-Sugar Land, TX
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseHarris

Texas Homeowners Insurance News & Information

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