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Homeowners Insurance in 76114

Getting the most affordable home insurance rates in 76114 just got easier for Fort Worth, TX home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Fort Worth. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-866-502-7287 For Fort Worth, TX Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 76114

When discussing Texas homeowners insurance rates, Fort Worth residents are finding new ways to save time and money by discovering lower rates when they shop online. Texas may not be the most expensive state in the country to purchase homeowners insurance, but it does rank higher than average at a nationwide rank of 4. Residents that live within the 76114 zipcode are currently paying $1530 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Fort Worth does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

76114 Home Insurance Average Premiums

Local 76114 homeowners insurance quotes comparison

$1280 /yr.

Shows Zip Code: 76114 lowest rates with discounts applied on average.

For the 76114, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1280 /yr.
Average Coverage:$1530 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1830 /yr.

What is the average home insurance cost for a home in 76114?

  • • The average homeowners insurance premium paid annually for a home in 76114 is around $1530 per year.

What does it cost on average per month for home insurance in 76114?

  • • Homeowners in 76114 pay a monthly average cost per month around $128.00.

What kind of discount could I get if I combine my home and auto insurance together in 76114?

  • • Autoowners in 76114 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fort Worth area, check out other zip codes nearby 76114.
Review average rates in another zip code:
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76135 homeowners insurance rates

Home Replacement Cost Coverage in 76114

Average Building Cost Per Square Foot in 76114: $129

Location: Fort Worth, Texas (Tarrant County)

Average Square Footage in 76114: 1,020 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 76114 before you start any project. Fort Worth homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 76114 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 76114 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,020 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Worth area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,020$131,600
Additional Upgrades & Added Features$1611,020$164,500
Major Home Updates or Advancements$1941,020$197,400

It's important to understand that when you estimate your replacement cost of your home in the 76114 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 76114

Best Home & Auto Insurance Agencies in 76114

Corley Keith D

Address: 5430 River Oaks Blvd Fort Worth, TX 76114
Phone:
Website:
Info:

Diego Pedroza-Farmers Insurance

Address: 5171 River Oaks Blvd River Oaks, TX 76114
Phone:
Website: http://www.farmers.com/
Info:

Low Cost Auto Insurance

Address: 5501 Jacksboro Hwy Fort Worth, TX 76114
Phone:
Website:
Info:

ACE Cash Express

Address: 5516 River Oaks Blvd River Oaks, TX 76114
Phone:
Website: http://www.acecashexpress.com/
Info:

Adams- Vincent B - State Farm Insurance Agent

Address: 5932 River Oaks Blvd Fort Worth, TX 76114
Phone:
Website: http://www.vinceadams.net
Info:

Housing Demographics for 76114

Population Review for 76114 Zip Code

For the city of Fort Worth, the population within 76114 has increased to over 29,595 residents in population size. The current population total is 26,676. We have broken down the population based on race below. In 76114, there are over 13150 in male population and 13526 females.

PopulationValues
Total Population26,676
White Population14122
Black Population799
Hispanic Population14281
Asian Population259
Hawaiian Population35
Indian Population335
Other Population5965
Male Population13150
Female Population13526
Population Estimate29595

Household Data for 76114

The average number of homes in 76114 is around 9,896, there are an average of 2.69 per household. The average house value according to local real estate values is around $131,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,896
Persons Per Household2.69
Average House Value$131,600
Income Per Household$58003
Median Age35.4
Median Age Male34.1
Median Age Female36.5
76114 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code817
CityFort Worth
City Alias NameFORT WORTH
CountyTarrant
County FIPS439
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA2800
CSA206
CBSA19100
CBSA_DIV23104
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameFort Worth-Arlington, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses374
Number Of Employees4862
Business First Quarter Payroll42912
Business Annual Payroll176941
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population2136022
Congressional District12|33
Congressional LandArea1441.16|211.94
Delivery Residential11002
Delivery Business633
Delivery Total11809
Preferred Last Line KeyW23796
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameFort Worth-Arlington-Grapevine, TX
City State KeyW23796
Land Area9.686000
Water Area0.082000
City Alias Code
City Mixed CaseFort Worth
City Alias Mixed CaseFort Worth
Box Count189
SFDU7597
MFDU1624
State ANSI48
County ANSI439
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number483220
Unique ZIP Name
SSA State County Code45910
Medicare CBSA Code23104
Medicare CBSA NameFort Worth-Arlington-Grapevine, TX
Medicare CBSA TypeMetro
Market Rating Area ID25
County Mixed CaseTarrant

Texas Homeowners Insurance News & Information

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    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]

  • Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

    Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]