Home Insurance Quotes in 38017

Are you shopping for a cheaper homeowners insurance rate in 38017? Our rates are very competitive for homeowners living in Collierville, TN. Many homeowners located in the 38017 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Tennessee licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 38017. To get free 38017 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 38017 zip code should appear in the zip code field ready to go. Shopping Collierville, TN Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 38017 to review the best rate coverages.

Your 38017 Home Insurance Costs Is Rated: High!

For the great city of Collierville, the average home insurance premium paid annually is around $1190 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Tennessee specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Collierville and need insurance on your home in the 38017 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 38017 Homeowners Insurance Rates Now!

Average Building Cost Per Square Foot in 38017: $135

Average Square Footage in 38017: 2,645 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 38017 before you start any project. Collierville homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 38017 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 38017 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,645 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Collierville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 38017 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Household Data for 38017

The average number of homes in 38017 is around 19,662, there are an average of 2.79 per household. The average house value according to local real estate values is around $357,100. Please review the following demographics below for average income and media age.

• California Homeowners Insurance Quotes: Compare Coverage, Save More & Find Affordable Rates Posted on Thursday 11th June, 2026

  Finding affordable California homeowners insurance has become more challenging than ever. Rising rebuild costs, wildfire exposure, changing underwriting guidelines, and carrier availability have caused many homeowners across California to shop their home insurance coverage more frequently to protect both their property and their budget. If you are comparing California home insurance quotes, now is one […]

• North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Tuesday 19th May, 2026

  North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]

• California Homeowners Still Struggling to Find Insurance Coverage — What You Can Do in Today’s Market Posted on Wednesday 6th May, 2026

  California homeowners aren’t imagining it—the insurance market has gotten significantly tougher over the past few years. What started as a wildfire-driven problem has now evolved into a full-scale availability and affordability challenge. As a professional homeowners insurance agent, I can tell you this: while the situation is difficult, there are still smart ways to secure solid […]