Get multiple home insurance quotes in 37818. Our licensed 37818, TN agents are ready to serve you.

37818 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 37818 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Mosheim, TN quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 37818.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 37818 and start shopping.

Quickly and Easily Compare Average Rates for 37818

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Mosheim, TN home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 37818

Homeowners in Mosheim are paying roughly $953 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

Save on 37818 Home Insurance Quotes right now!

37818 Home Insurance Average Premiums

Local 37818 homeowners insurance quotes comparison

$703 /yr.

Shows Zip Code: 37818 lowest rates with discounts applied on average.

For the 37818, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$703 /yr.
Average Coverage:$953 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1253 /yr.

What is the average home insurance cost for a home in 37818?

  • • The average homeowners insurance premium paid annually for a home in 37818 is around $953 per year.

What does it cost on average per month for home insurance in 37818?

  • • Homeowners in 37818 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 37818?

  • • Autoowners in 37818 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Mosheim, check out other zip codes nearby 37818.
To review average rates in another zip code, click on a zip code below:
37818  | 

Home Replacement Cost Coverage in 37818

Average Building Cost Per Square Foot in 37818: $135

Location: Mosheim, Tennessee (Greene County)

Average Square Footage in 37818: 706 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37818 before you start any project. Mosheim homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37818 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37818 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 706 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mosheim area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$135706$95,300
Additional Upgrades & Added Features$169706$119,125
Major Home Updates or Advancements$203706$142,950

It's important to understand that when you estimate your replacement cost of your home in the 37818 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37818

Best Home & Auto Insurance Agencies in 37818

Housing Demographics for 37818

Population Review for 37818 Zip Code

For the city of Mosheim, the population within 37818 has increased to over 5,342 residents in population size. The current population total is 4,908. We have broken down the population based on race below. In 37818, there are over 2463 in male population and 2445 females.

PopulationValues
Total Population4,908
White Population4608
Black Population34
Hispanic Population74
Asian Population4
Hawaiian Population1
Indian Population10
Other Population19
Male Population2463
Female Population2445
Population Estimate5342

Household Data for 37818

The average number of homes in 37818 is around 2,026, there are an average of 2.40 per household. The average house value according to local real estate values is around $95,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,026
Persons Per Household2.40
Average House Value$95,300
Income Per Household$41350
Median Age42.5
Median Age Male40.3
Median Age Female45.8
37818 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code423
CityMosheim
City Alias NameMOSHEIM
CountyGreene
County FIPS059
State FIPS47
Time Zone5
Day Light SavingY
MSA
PMSA
CSA304
CBSA24620
CBSA_DIV
CBSA_TypeMicro
CBSA_NameGreeneville, TN
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses42
Number Of Employees440
Business First Quarter Payroll3275
Business Annual Payroll16329
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population68831
CBSA Division Population0
Congressional District01
Congressional LandArea4141.92
Delivery Residential2226
Delivery Business75
Delivery Total2607
Preferred Last Line KeyX25540
Classification Code
Multi-CountyY
CSA NameJohnson City-Kingsport-Bristol, TN-VA
CBSA_DIV_Name
City State KeyX25540
Land Area46.144000
Water Area0.210000
City Alias Code
City Mixed CaseMosheim
City Alias Mixed CaseMosheim
Box Count266
SFDU2186
MFDU0
State ANSI47
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number476012
Unique ZIP Name
SSA State County Code44290
Medicare CBSA Code99944
Medicare CBSA NameRural Areas in TN
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseGreene

Tennessee Homeowners Insurance News & Information

  • Higher Premiums and Claim Handling Causes Poor Customer Satisfaction for Insurance Companies Posted on Friday 9th May, 2025

    According to the recently released J.D. Power’s 2025 U.S. Property Claims Satisfaction Study, higher premiums and longer wait time for claim handling are making property owners less satisfied with their homeowners coverage. “Customers are, in essence, paying higher prices for slower service,” said Mark Garrett, director of insurance intelligence at J.D. Power in a press release. […]

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]