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37129, TN Homeowners Insurance Rates
With a population size of 60,494 and with 22,542 occupied homes in the 37129 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Murfreesboro, TN are around $900 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Murfreesboro, Tennessee. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!
It's important to know that if your Tennessee home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Murfreesboro, TN.
For Tennessee home insurance information, including average Murfreesboro home insurance rates, coverage options or the different homeowners insurance types, please select Murfreesboro, TN Home Insurance Quotes Now!
37129 Home Insurance Average Premiums
$650 /yr.
Shows Zip Code: 37129 lowest rates with discounts applied on average.
For the 37129, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $650 /yr. |
| Average Coverage: | $900 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1200 /yr. |
What is the average home insurance cost for a home in 37129?
- • The average homeowners insurance premium paid annually for a home in 37129 is around $900 per year.
What does it cost on average per month for home insurance in 37129?
- • Homeowners in 37129 pay a monthly average cost per month around $75.00.
What kind of discount could I get if I combine my home and auto insurance together in 37129?
- • Autoowners in 37129 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Murfreesboro, check out other zip codes nearby 37129.
To review average rates in another zip code, click on a zip code below:
37132 | 37127 | 37129 | 37130 | 37128 |
Home Replacement Cost Coverage in 37129
Average Building Cost Per Square Foot in 37129: $135
Location: Murfreesboro, Tennessee (Rutherford County)Average Square Footage in 37129: 2,001 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 37129 before you start any project. Murfreesboro homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37129 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 37129 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,001 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Murfreesboro area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $135 | 2,001 | $270,100 |
| Additional Upgrades & Added Features | $169 | 2,001 | $337,625 |
| Major Home Updates or Advancements | $203 | 2,001 | $405,150 |
It's important to understand that when you estimate your replacement cost of your home in the 37129 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 37129
Horton Insurance Services
Address: 1535 West Northfield Boulevard Suite 11 Murfreesboro, TN 37129Phone: (615)904-0202
Website:
Middleton Celeste Insurance
Address: 230 Stones River Mall Boulevard Murfreesboro, TN 37129Phone: (615)895-2700
Website:
Adcock James R Insurance
Address: 142 Heritage Park Drive Murfreesboro, TN 37129Phone: (615)895-6656
Website:
Best Home & Auto Insurance Agencies in 37129
Nationwide Insurance and Financial Services
Address: 410 New Salem Rd Murfreesboro, TN 37129Phone:
Website:
Info:
AAA Travel
Address: 710 Memorial Blvd Murfreesboro, TN 37129Phone:
Website: http://www.aaa.com
Info:
Gentry Insurance Agency LLC
Address: 826 Memorial Blvd, #102 Murfreesboro, TN 37129Phone:
Website:
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TRH
Address: 1806 Memorial Blvd Murfreesboro, TN 37129Phone:
Website: http://www.trh.com
Info: TRH | Health Coverage Plans for Tennessee
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Adcock James R Insurance
Address: 142 Heritage Park Dr Murfreesboro, TN 37129Phone:
Website:
Info:
Housing Demographics for 37129
Population Review for 37129 Zip Code
For the city of Murfreesboro, the population within 37129 has increased to over 66,975 residents in population size. The current population total is 60,494. We have broken down the population based on race below. In 37129, there are over 30034 in male population and 30460 females.
| Population | Values |
|---|---|
| Total Population | 60,494 |
| White Population | 45488 |
| Black Population | 6353 |
| Hispanic Population | 4658 |
| Asian Population | 1812 |
| Hawaiian Population | 43 |
| Indian Population | 232 |
| Other Population | 2101 |
| Male Population | 30034 |
| Female Population | 30460 |
| Population Estimate | 66975 |
Household Data for 37129
The average number of homes in 37129 is around 22,542, there are an average of 2.62 per household. The average house value according to local real estate values is around $270,100. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 22,542 |
| Persons Per Household | 2.62 |
| Average House Value | $270,100 |
| Income Per Household | $77089 |
| Median Age | 37.0 |
| Median Age Male | 35.7 |
| Median Age Female | 38.0 |
| 37129 Details | Values |
|---|---|
| State | TN |
| State Full Name | Tennessee |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 615/629 |
| City | Murfreesboro |
| City Alias Name | MURFREESBORO |
| County | Rutherford |
| County FIPS | 149 |
| State FIPS | 47 |
| Time Zone | 6 |
| Day Light Saving | Y |
| MSA | 5360 |
| PMSA | |
| CSA | 400 |
| CBSA | 34980 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Nashville-Davidson--Murfreesboro--Franklin, TN |
| MSA_Name | Nashville, TN MSA |
| PMSA_Name | |
| Region | South |
| Division | East South Central |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 1866 |
| Number Of Employees | 34378 |
| Business First Quarter Payroll | 362403 |
| Business Annual Payroll | 1624732 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 1589934 |
| CBSA Division Population | 0 |
| Congressional District | 04 |
| Congressional LandArea | 5984.84 |
| Delivery Residential | 25563 |
| Delivery Business | 2426 |
| Delivery Total | 33176 |
| Preferred Last Line Key | X25558 |
| Classification Code | |
| Multi-County | |
| CSA Name | Nashville-Davidson--Murfreesboro, TN |
| CBSA_DIV_Name | |
| City State Key | X25558 |
| Land Area | 80.004000 |
| Water Area | 0.322000 |
| City Alias Code | |
| City Mixed Case | Murfreesboro |
| City Alias Mixed Case | Murfreesboro |
| Box Count | 618 |
| SFDU | 18243 |
| MFDU | 3673 |
| State ANSI | 47 |
| County ANSI | 149 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 476132 |
| Unique ZIP Name | |
| SSA State County Code | 44740 |
| Medicare CBSA Code | 34980 |
| Medicare CBSA Name | Nashville-Davidson--Murfreesboro--Franklin, TN |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 4 |
| County Mixed Case | Rutherford |
Tennessee Homeowners Insurance News & Information
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How can I lower my homeowners insurance rate? Posted on Monday 18th August, 2025
According to a recent report from the National Association of Realtors, homeowner insurance premiums have jumped up 10% since last year which follows a similar increase in 2023. Premium increases were even higher in states where severe weather and wildfires were more common. In a recent AOL.com article, Paul Burns commented on how he had […]
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5 Perils Not Covered by Homeowners Insurance Posted on Tuesday 29th July, 2025
Homeowners insurance is an absolute necessity to protect your home and its contents. If you have a mortgage on your home, it is also required. While homeowners insurance offers plenty of protection, there are gaps in coverage that you should be aware of because they can lead to massive out of pocket costs if you […]
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Compare 2025 Homeowners Insurance Rates in Every State Posted on Thursday 24th July, 2025
According to a recent study by Insurify, homeowners in every state will be paying more for insurance coverage by the end of the year. The study found that climate change fueled natural disaster are the main cause of ever-increasing homeowner premiums. Wildfires out west, hailstorms in the Midwest and hurricanes and flooding in the South […]