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Lee County, SC Homeowners Insurance Quotes

You may find it interesting that Lee County, SC home insurance rates on average are around $110.58 per month for a basic policy. In South Carolina, your premium right now could be in the average range of $1327 per year, this estimate is based on an HO-3 homowners insurance type which may include the minimum coverage required by your mortgage company. Because rates have increased, we can easily help you save more money on your homeowners insurance while also assisting you in review which coverage option is best for you. It is a good financial decision to choose a great carrier with enhanced coverage options that may be not the cheapest rate but the best protection for your home in Lee County.

Comparison shopping online for home insurance in South Carolina is easy and hassle free with our easy to use online quoting application. We can help you review top carriers, affordable rates and enhanced coverage options all in one place. You might also like to know that our enhanced coverage option features better coverage for your home when you need it the most. Cheaper insurance rates have low coverage details written within the policy that you may not have read clearly enough. Don't wait until it is too late, you want an insurance provider you can trust and depend on, especially when you have taken on a loss and need to be refunded for damages. Let us help you shope and compare Lee County, SC quotes today!

For all Lee County, SC residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Lee County? Simply enter your zip code to get your South Carolina homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Lee County, SC Housing Demographics

With 19,220 residents living within the Lee County area there are over 7,775 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 4,567 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Lee County.

DemographicValues
Total Occupied Households6,797
Family Households (families)4,567
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units7,775

Lee County, SC Coastal Wind, Hail & Flood Information

For all homeowners living in Lee County (FIPS: 45061), it's important to understand that this county is in a coastal area and has great risk of damage due to hurricanes, windstorms, hail and flooding. The wind and hail insurance program provided through the state of South Carolina is the states opportunity to help provide additional wind/hail coverage when insurance companies exclude it from homeowners and other policies sold to coastal residents. You can buy wind and hail insurance coverage through us and we will shop multiple companies to package the best coverage option for you. If you are shopping for quotes in Lee County, SC, it's important that you look into hurricane and windstorm insurance options.

Lee County, SC Home Insurance Average Premiums

Local Lee, SC homeowners insurance quotes comparison

$1,089 /yr.

South Carolina's Average Home Insurance Rates Overall

For the state of South Carolina, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 18 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$789 /yr.
Current Average Cost:$1,089 /yr.
Maximum Range:$1327 /yr.

Lee County, SC Coastal Wind, Hail & Flood Information

Lee is a coastal county which greatly increases the risk of hurricanes and windstorms. Our quoting process will include wind and hail coverage options to give you the best protection you need against high winds and storm damage.

Coastal Lee County, SC Information: Coastal South Carolina Home Insurance Rates

lynchburg Flood Insurance and Windstorm Coverage
Lee County is a coastal area that is often at risk from windstorms and other severe weather. In these types of areas, it is a good idea to carry wind and hail coverage. Our quoting process will include wind and hail coverage options to give you the best protection you need against high winds and storm damage.

Flood damage is another peril that South Carolina homeowners must deal with due to our extreme weather and sea level elevation. Unfortunately, a standard homeowners policy excludes flood coverage. In order to fully protect your home, you should consider purchasing a separate flood insurance policy.

South Carolina Homeowners Insurance News & Information

  • Coastal South Carolina Home Insurance Rates Posted on Saturday 30th December, 2023

    South Carolina is an amazing place to call home. It is overflowing with world-class cities, beautiful beaches, museums, and restaurants. It is truly a wonderful place to live. Unfortunately, some of our beautiful coastal cities, Myrtle Beach, Charleston and Hilton Head as an example come with some pretty high homeowners insurance premiums if you live […]

  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

Discounts For Homeowners in Lee County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your South Carolina homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Lee County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Lee County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Lee County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Lee County Housing & Real Estate Data

Details:Statistics
Total Housing Units7775
Occupied Housing Units6797
Vacant Housing Units978
Vacant Housing Units for Rent144
Vacant Housing Units Rented Not Occupied19
Vacant Housing Units For Sale87
Vacant Housing Units Sold Not Occupied56
Vacant Housing Units For Seasonal Occasional Use123
Vacant Housing Units All Other Vacants549
Housing Units Homeowner Vacancy Rate Percent2
Housing Units Rental Vacancy Rate Percent7
Housing Tenure Occupied Units6797
Housing Tenure Occupied Units Owner Occupied4887
Housing Tenure Occupied Units Owner Occupied Population12460
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied1910
Housing Tenure Occupied Units Renter Occupied Population4785
Housing Tenure Occupied Units Renter Occupied Average Household Size3