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Aiken County, SC Homeowners Insurance Quotes

If you shopping for home insurance for your property located in Aiken County SC, we have great coverage options available at GetHomeInsuranceQuotes.com. We offer up to 12 comparison quotes from the most competitive top-rated home insurance companies available in Aiken County. Our South Carolina agents have over 20+ years of experience and are ready to help you compare and review the most affordable homeowners policies available, including enhanced coverage options and discouts. Protecting your home in Aiken County from hurricanes, lightning and fires is important to every homeowner. But that's not all your homeowners policy should be limited to so ask our agents which carrier and coverage option is best for you.

You might like to know that the average home insurance rate for the state of South Carolina is $1327 a year. That's $110.58 a month in homeowners insurance cost. We can certainly help you save up to 40% or more by applying all the available discounts and credits, plus shopping your coverage with up to 12 different home insurance providers that currently have competitive rates in Aiken County SC. Simply give us a call now at 1-866-918-3404

For all Aiken County, SC residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Aiken County? Simply enter your zip code to get your South Carolina homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Aiken County, SC Housing Demographics

With 160,099 residents living within the Aiken County area there are over 72,249 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 43,931 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Aiken County.

DemographicValues
Total Occupied Households64,253
Family Households (families)43,931
Average Owner Occupied Household Size2
Average Family Size3
Total Housing Units72,249

Aiken County, SC Home Insurance Average Premiums

Local Aiken, SC homeowners insurance quotes comparison

$1,089 /yr.

South Carolina's Average Home Insurance Rates Overall

For the state of South Carolina, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 18 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$789 /yr.
Current Average Cost:$1,089 /yr.
Maximum Range:$1327 /yr.

South Carolina Homeowners Insurance News & Information

  • Coastal South Carolina Home Insurance Rates Posted on Saturday 30th December, 2023

    South Carolina is an amazing place to call home. It is overflowing with world-class cities, beautiful beaches, museums, and restaurants. It is truly a wonderful place to live. Unfortunately, some of our beautiful coastal cities, Myrtle Beach, Charleston and Hilton Head as an example come with some pretty high homeowners insurance premiums if you live […]

  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

Discounts For Homeowners in Aiken County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your South Carolina homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Aiken County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Aiken County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Aiken County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Aiken County Housing & Real Estate Data

Details:Statistics
Total Housing Units72249
Occupied Housing Units64253
Vacant Housing Units7996
Vacant Housing Units for Rent1742
Vacant Housing Units Rented Not Occupied98
Vacant Housing Units For Sale1177
Vacant Housing Units Sold Not Occupied353
Vacant Housing Units For Seasonal Occasional Use960
Vacant Housing Units All Other Vacants3666
Housing Units Homeowner Vacancy Rate Percent2
Housing Units Rental Vacancy Rate Percent9
Housing Tenure Occupied Units64253
Housing Tenure Occupied Units Owner Occupied46956
Housing Tenure Occupied Units Owner Occupied Population115913
Housing Tenure Occupied Units Owner Occupied Averge Household Size2
Housing Tenure Occupied Units Renter Occupied17297
Housing Tenure Occupied Units Renter Occupied Population41747
Housing Tenure Occupied Units Renter Occupied Average Household Size2