Get multiple home insurance quotes in 29860. Our licensed 29860, SC agents are ready to serve you.

29860, SC Home Insurance

In the zip code of 29860, the population size is around 17,178, which consists of 6,616 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in North Augusta, SC. A few years ago, a study was done and found that the average home insurance rates for South Carolina are around $954 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 29860 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in North Augusta. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-866-918-3404 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click North Augusta, SC Homeowners Insurance Online Rates Today!

29860 Home Insurance Average Premiums

Local 29860 homeowners insurance quotes comparison

$704 /yr.

Shows Zip Code: 29860 lowest rates with discounts applied on average.

For the 29860, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$704 /yr.
Average Coverage:$954 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1254 /yr.

What is the average home insurance cost for a home in 29860?

  • • The average homeowners insurance premium paid annually for a home in 29860 is around $954 per year.

What does it cost on average per month for home insurance in 29860?

  • • Homeowners in 29860 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 29860?

  • • Autoowners in 29860 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the North Augusta area, check out other zip codes nearby 29860.
Review average rates in another zip code:
29841 homeowners insurance rates
29860 homeowners insurance rates

Home Replacement Cost Coverage in 29860

Average Building Cost Per Square Foot in 29860: $131

Location: North Augusta, South Carolina (Edgefield County)

Average Square Footage in 29860: 1,591 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29860 before you start any project. North Augusta homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29860 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29860 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,591 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the North Augusta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,591$208,400
Additional Upgrades & Added Features$1641,591$260,500
Major Home Updates or Advancements$1971,591$312,600

It's important to understand that when you estimate your replacement cost of your home in the 29860 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29860

Best Home & Auto Insurance Agencies in 29860

Cannon- Doreen D - State Farm Insurance Agent

Address: 129 Market Place Dr North Augusta, SC 29860
Phone:
Website:
Info:

Housing Demographics for 29860

Population Review for 29860 Zip Code

For the city of North Augusta, the population within 29860 has increased to over 19,701 residents in population size. The current population total is 17,178. We have broken down the population based on race below. In 29860, there are over 8227 in male population and 8951 females.

PopulationValues
Total Population17,178
White Population13077
Black Population2562
Hispanic Population818
Asian Population200
Hawaiian Population8
Indian Population36
Other Population336
Male Population8227
Female Population8951
Population Estimate19701

Household Data for 29860

The average number of homes in 29860 is around 6,616, there are an average of 2.56 per household. The average house value according to local real estate values is around $208,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,616
Persons Per Household2.56
Average House Value$208,400
Income Per Household$83626
Median Age43.0
Median Age Male41.4
Median Age Female44.6
29860 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803/839
CityNorth Augusta
City Alias NameNORTH AUGUSTA
CountyEdgefield
County FIPS037
State FIPS45
Time Zone5
Day Light SavingY
MSA0600
PMSA
CSA
CBSA12260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAugusta-Richmond County, GA-SC
MSA_NameAugusta-Aiken, GA-SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses176
Number Of Employees1958
Business First Quarter Payroll18955
Business Annual Payroll78143
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population556877
CBSA Division Population0
Congressional District02|03
Congressional LandArea3022.17|5268.28
Delivery Residential7696
Delivery Business181
Delivery Total7848
Preferred Last Line KeyX24344
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX24344
Land Area54.342000
Water Area1.001000
City Alias Code
City Mixed CaseNorth Augusta
City Alias Mixed CaseNorth Augusta
Box Count0
SFDU6004
MFDU0
State ANSI45
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number456400
Unique ZIP Name
SSA State County Code42180
Medicare CBSA Code12260
Medicare CBSA NameAugusta-Richmond County, GA-SC
Medicare CBSA TypeMetro
Market Rating Area ID19
County Mixed CaseEdgefield

South Carolina Homeowners Insurance News & Information

  • Coastal South Carolina Home Insurance Rates Posted on Saturday 30th December, 2023

    South Carolina is an amazing place to call home. It is overflowing with world-class cities, beautiful beaches, museums, and restaurants. It is truly a wonderful place to live. Unfortunately, some of our beautiful coastal cities, Myrtle Beach, Charleston and Hilton Head as an example come with some pretty high homeowners insurance premiums if you live […]

  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]