Get multiple home insurance quotes in 19013. Our licensed 19013, PA agents are ready to serve you.

Home Insurance Quotes in 19013

Are you shopping for a cheaper homeowners insurance rate in 19013? Our rates are very competitive for homeowners living in Chester, PA. Many homeowners located in the 19013 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 19013. To get free 19013 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 19013 zip code should appear in the zip code field ready to go. Shopping Chester, PA Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 19013 to review the best rate coverages.

Your 19013 Home Insurance Costs Is Rated: Very Low!

For the great city of Chester, the average home insurance premium paid annually is around $717 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Pennsylvania specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Chester and need insurance on your home in the 19013 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 19013 Homeowners Insurance Rates Now!

19013 Home Insurance Average Premiums

Local 19013 homeowners insurance quotes comparison

$467 /yr.

Shows Zip Code: 19013 lowest rates with discounts applied on average.

For the 19013, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$467 /yr.
Average Coverage:$717 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1017 /yr.

What is the average home insurance cost for a home in 19013?

  • • The average homeowners insurance premium paid annually for a home in 19013 is around $717 per year.

What does it cost on average per month for home insurance in 19013?

  • • Homeowners in 19013 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 19013?

  • • Autoowners in 19013 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chester area, check out other zip codes nearby 19013.
Review average rates in another zip code:
19013 homeowners insurance rates

Home Replacement Cost Coverage in 19013

Average Building Cost Per Square Foot in 19013: $136

Location: Chester, Pennsylvania (Delaware County)

Average Square Footage in 19013: 531 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19013 before you start any project. Chester homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19013 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19013 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 531 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chester area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136531$72,200
Additional Upgrades & Added Features$170531$90,250
Major Home Updates or Advancements$204531$108,300

It's important to understand that when you estimate your replacement cost of your home in the 19013 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19013

Chester-Upland Auto Tags & Insurance

Address: 873 Upland Avenue Chester, PA 19013
Phone: (610)876-4595
Website:

Best Home & Auto Insurance Agencies in 19013

Chester-Upland Auto Tags & Insurance

Address: 873 Upland Ave Upland, PA 19013
Phone:
Website:
Info:

A and L Insurance Agency

Address: 36 E 5th St, Ste 103 Chester, PA 19013
Phone:
Website: http://www.alinsuranceagency.com/
Info:

Camper- Thomas D

Address: 415 Avenue of the States Chester, PA 19013
Phone:
Website:
Info:

Housing Demographics for 19013

Population Review for 19013 Zip Code

For the city of Chester, the population within 19013 has increased to over 34,795 residents in population size. The current population total is 34,252. We have broken down the population based on race below. In 19013, there are over 16408 in male population and 17844 females.

PopulationValues
Total Population34,252
White Population5108
Black Population24380
Hispanic Population4142
Asian Population240
Hawaiian Population7
Indian Population164
Other Population2299
Male Population16408
Female Population17844
Population Estimate34795

Household Data for 19013

The average number of homes in 19013 is around 12,482, there are an average of 2.53 per household. The average house value according to local real estate values is around $72,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,482
Persons Per Household2.53
Average House Value$72,200
Income Per Household$34767
Median Age33.3
Median Age Male32.1
Median Age Female34.4
19013 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code610/484
CityChester
City Alias NameCHESTER
CountyDelaware
County FIPS045
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV37964
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses445
Number Of Employees11734
Business First Quarter Payroll196798
Business Annual Payroll833032
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population2084985
Congressional District05
Congressional LandArea10711.21
Delivery Residential13753
Delivery Business911
Delivery Total14822
Preferred Last Line KeyX17616
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NamePhiladelphia, PA
City State KeyX17616
Land Area5.646000
Water Area1.177000
City Alias Code
City Mixed CaseChester
City Alias Mixed CaseChester
Box Count0
SFDU10744
MFDU1319
State ANSI42
County ANSI045
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number411320
Unique ZIP Name
SSA State County Code39290
Medicare CBSA Code37964
Medicare CBSA NamePhiladelphia, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseDelaware

Pennsylvania Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]